NOT LISTED FOR SALE

Estimated Value: $452,000 - $465,000

4 Beds
2.5 Baths
2,435 Sq Ft
$188/Sq Ft Est. Value

Last Sold May 17, 2024

Last sale price $445,000 $183 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,346/month

9 Days on Market

Highlights

  • Fireplace in Kitchen
  • Traditional Architecture
  • Formal Dining Room
  • Oswego High School Rated A-
  • Whirlpool Bathtub
  • 2 Car Attached Garage

About This Home

As of May 2024

Welcome to your dream home nestled in the highly desirable Gates Creek neighborhood. This home caters to families of all sizes, boasting the potential for an in-law arrangement with TWO owner suites. One is conveniently situated on the main level, complete with its own spa-like ensuite bathroom, while the other resides upstairs alongside two generously sized bedrooms. Additionally, the expansive basement houses a fifth bedroom, with rough-in plumbing available for future customization. The generously sized basement is awaiting your final touches! The impressive two-story family room shines bright with natural light through floor-to-ceiling windows and shares a see-through fireplace with the updated kitchen. The kitchen showcases open cabinetry, modern backsplash, a coffee/bar area, and a spacious eating nook to accommodate gatherings of any size. Step outside to your private backyard oasis, enveloped by mature trees and breathtaking nature views. Conveniently located just minutes away from schools, parks, restaurants, and with easy access to I88 via Orchard Rd, this home offers everything you desire. Don't miss the opportunity to make it yours - schedule a viewing today before it's too late!

Last Agent to Sell the Property

Melissa Walsh

Coldwell Banker Real Estate Group License #475171350 Listed on: 03/22/2024

Coldwell Banker Real Estate Group

Last Buyer's Agent

Mandy Hammer

@properties Christie's International Real Estate License #475202688

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,067

Year Built

  • Built in 2000

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 85x155
  • Paved or Partially Paved Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 4 Open Parking Spaces
  • Heated Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Stone Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,435 Sq Ft Home
  • 2-Story Property
  • Double Sided Fireplace
  • Attached Fireplace Door
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Formal Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • Fireplace in Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Rough-In Basement Bathroom

Schools

  • Fox Chase Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • Association fees include insurance
  • Manager Association, Phone Number (630) 554-6900
  • Gates Creek Subdivision
  • Property managed by Association

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,067

Year Built

Built in 2000

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Gates Creek
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 486
  • Fireplace Features: Double Sided, Attached Fireplace Doors/Screen, Gas Log
  • Fireplaces: 1
  • LivingArea: 2435
  • Room Type: Bedroom 5
  • Estimated Total Finished Sq Ft: 2921
  • Basement Description: Partially Finished,Bathroom Rough-In
  • Bathroom Amenities: Whirlpool,Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 2435
  • Basement Sq Ft: 1316
  • Fireplace Location: Family Room,Kitchen
  • Total Sq Ft: 3751
  • Unfinished Basement Sq Ft: 830
  • Main Level Sq Ft: 2435
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Foundation Details: Concrete Perimeter
  • List Price: 450000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Stone

Garage/Parking

  • Garage Spaces: 2
  • OpenParkingSpaces: 4
  • Parking Features: Driveway
  • ParkingTotal: 6
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 450
  • Association Fee Frequency: Annually
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Association
  • Management Contact Name: Manager
  • Management Phone: 630-554-6900
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Fox Chase Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.3
  • Lot Dimensions: 85X155
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 9067
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2024
Closed on
May 7, 2024
Sold by
James Matthew C and James Jessica
Bought by
Clemons-Stefanovic Latonya L and Brison Mollie Ann
Seller's Agent
Melissa Walsh
Coldwell Banker Real Estate Group
Buyer's Agent
Mandy Hammer
@properties Christie's International Real Estate
List Price
$450,000
Sold Price
$445,000
Premium/Discount to List
-$5,000
-1.11%
Views
66
Current Estimated Value
$458,097

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,097
Avg. Annual Appreciation
2.17%
Original Mortgage
$436,939
Outstanding Balance
$433,074
Interest Rate
7.25%
Mortgage Type
FHA
Estimated Equity
$22,468

Purchase Details

Closed on
Apr 3, 2018
Sold by
Wright Andrew and Wright Courtney
Bought by
Walker Brian and Walker Kaitlyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,000
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 10, 2017
Sold by
Sally A Bice
Bought by
James Matthew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,399
Interest Rate
3.96%

Purchase Details

Closed on
Feb 14, 2003
Sold by
Harris Trust & Savings Bank
Bought by
Streit Lisa M and Bice Sally A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,000
Interest Rate
5.33%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 13, 2000
Sold by
Sharp Custom Homes Inc
Bought by
Harris Bank Naperville

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,000
Interest Rate
8.43%

Purchase Details

Closed on
Oct 15, 1999
Sold by
Standard Bank & Trust Company
Bought by
Sharp Custom Homes

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,536
Interest Rate
7.87%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Clemons-Stefanovic Latonya L $445,000 Carrington Title Partners
Walker Brian $305,000 Near North National Title
James Matthew -- --
Streit Lisa M -- Wheatland Title
Harris Bank Naperville $241,500 Law Title Insurance Co Inc
Sharp Custom Homes $54,500 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Clemons-Stefanovic Latonya L $436,939
Previous Owner James Matthew C $34,497
Previous Owner Walker Brian $244,000
Previous Owner James Matthew $249,399
Previous Owner James Matthew --
Previous Owner Streit Lisa M $72,049
Previous Owner Streit Lisa M $30,000
Previous Owner Streit Lisa M $133,000
Previous Owner Harris Bank Naperville $137,000
Previous Owner Sharp Custom Homes $188,536
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/17/2024 05/17/24 Sold $445,000 -1.1% $183 / Sq Ft
04/01/2024 04/01/24 Pending -- -- --
03/22/2024 03/22/24 For Sale $450,000 -- $185 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,067 $118,101 $14,773 $103,328
2022 $9,067 $107,219 $13,412 $93,807
2021 $8,750 $100,270 $13,412 $86,858
2020 $8,615 $98,567 $13,412 $85,155
2019 $8,481 $95,696 $13,021 $82,675
2018 $8,594 $92,309 $13,021 $79,288
2017 $8,548 $89,259 $13,021 $76,238
2016 $4,044 $83,286 $13,021 $70,265
2015 $3,785 $74,753 $11,225 $63,528
2014 -- $70,182 $11,225 $58,957
2013 -- $70,182 $11,225 $58,957
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11978529

Midwest Real Estate Data (MRED)

APN: 02-13-220-007