NOT LISTED FOR SALE

Estimated Value: $462,076 - $476,000

4 Beds
4 Baths
2,322 Sq Ft
$202/Sq Ft Est. Value

Last Sold August 16, 2013

Last sale price $247,900 $107 Per Sq Ft

Est. 89% increase in value since last sale

Current estimated payment $3,320/month

9 Days on Market

Highlights

  • Lake Front
  • Sauna
  • Pond
  • Oswego High School Rated A-
  • Landscaped Professionally
  • Vaulted Ceiling

About This Home

As of August 2013

On Over 1/2 Acre Lot! On Quiet Cul-De-Sac Backing to Pond! Light, Bright & Open Floor Plan Makes This Home A Must See! Large Eat-In Kitchen w/Island Overlooks the Family Room w/Wood Burning Fireplace! Finished Basement w/Bathroom, Bedroom & Sauna! Includes: All Appliances, Professionally Landscaped Yard w/Irrigation System, Spectacular Paver Brick Patio & Amazing Sunsets Over Pond! Just Move-In & Enjoy!

Last Agent to Sell the Property

Terry Anderson

john greene, Realtor License #475124419 Listed on: 07/24/2013

john greene, Realtor

Co-Listed By

Barbara Anderson

john greene, Realtor License #475128586

Last Buyer's Agent

Adele Jensen

RE/MAX of Naperville License #475137756

RE/MAX of Naperville

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,506

Year Built

  • 1997

Lot Details

  • Lake Front
  • Cul-De-Sac
  • Landscaped Professionally

HOA Fees

  • $45 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Sitting Room
  • Loft
  • Sauna
  • Water Views
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Garden Bath
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Finished Basement Bathroom

Outdoor Features

  • Pond
  • Brick Porch or Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $7,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,506

Year Built

1997

Lot Details

0

HOA Fees

$45 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Recent Rehab: Yes
  • Age: 16-20 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 3.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 1997
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1997

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Sauna/Steam Room
  • Number Of Rooms: 10
  • Living Room: Dimensions: 15X13, On Level: Main Level, Flooring: Carpet, Windows: All
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Fireplace Details: Wood Burning, Gas Starter
  • Fireplace Location: Family Room
  • Basement: Partial
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 4
  • Below Grade Bedrooms: 1
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink, Garden Tub
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 7X6, On Level: Main Level, Flooring: Ceramic Tile
  • Dining Room: Dimensions: 14X12, On Level: Main Level, Flooring: Carpet, Windows: All
  • Kitchen Type: Dimensions: 17X14, On Level: Main Level, Flooring: Ceramic Tile, Windows: All
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: Foyer, Loft, Sitting Room
  • Master Bedroom: Dimensions: 17X15, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 1 Name: Loft, Dimensions: 14X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 2 Name: Foyer, Dimensions: 7X5, On Level: Main Level, Flooring: Ceramic Tile
  • Bedroom 2: Dimensions: 13X10, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 3 Name: Sitting, Dimensions: 12X12, On Level: Lower, Flooring: Carpet
  • Bedroom 3: Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 4 Name: Other, Dimensions: 8X5, On Level: Lower, Flooring: Hardwood
  • Bedroom 4: Dimensions: 12X12, On Level: Basement, Flooring: Carpet
  • Estimated Sq Ft: 2322
  • Dining Room Type: Separate
  • Family Room: Dimensions: 19X14, On Level: Main Level, Flooring: Carpet, Windows: All

Exterior Features

  • Foundation: Concrete
  • Lot Size: .50-.99 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Patio, Brick Paver Patio, Storms/Screens
  • Acreage: 0.56

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Common Insurance
  • Assessment Association Fees: 45
  • Management Contact Name: Ponds @ Mill Race Creek HOA
  • Management Phone: 630-554-6900

Fee Information

  • Management Company: Association Property Management

Schools

  • School District: 308
  • Elementary School: OLD POST ELEMENTARY SCHOOL
  • Middle School: TRAUGHBER JUNIOR HIGH SCHOOL
  • High School: OSWEGO HIGH SCHOOL
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 45X181X119X106X186
  • Lot Description: Cul-de-sac, Lake Front, Landscaped Professionally, Pond, Water View
  • Parcel Identification Number: 0309159008

Tax Info

  • Taxes: 7320

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2013
Closed on
Jun 24, 2013
Sold by
Germak Victor and Germak Irina
Bought by
Seaton Allen B
Seller's Agent
Terry Anderson
john greene, Realtor
Buyer's Agent
Adele Jensen
RE/MAX of Naperville
List Price
$249,900
Sold Price
$247,900
Premium/Discount to List
-$2,000
-0.8%
Current Estimated Value
$468,269

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$220,369
Avg. Annual Appreciation
4.99%
Original Mortgage
$234,533
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 1, 2013
Bought by
Seaton Allen B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,533
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 12, 2002
Sold by
Lucido Gaston
Bought by
Germak Victor and Germak Irina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,500
Interest Rate
6.13%

Purchase Details

Closed on
Oct 17, 1997
Sold by
Oak Brook Bank
Bought by
Lucido Gaston

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,000
Interest Rate
7.32%
Mortgage Type
Balloon

Purchase Details

Closed on
Jun 20, 1997
Sold by
First Suburban National Bank
Bought by
Oak Brook Bank Trust #2803

Purchase Details

Closed on
Mar 1, 1996
Bought by
First Sub Natl Bk Tr 95-5102
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Seaton Allen B $248,000 Fidelity National Title
Seaton Allen B $247,900 --
Germak Victor $256,000 --
Lucido Gaston $202,500 Chicago Title Insurance Co
Oak Brook Bank Trust #2803 -- Chicago Title Insurance Co
First Sub Natl Bk Tr 95-5102 $738,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Seaton Allen B $234,533
Previous Owner Germak Victor $256,500
Previous Owner Lucido Gaston $146,000
Closed First Sub Natl Bk Tr 95-5102 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/16/2013 08/16/13 Sold $247,900 -0.8% $107 / Sq Ft
08/02/2013 08/02/13 Pending -- -- --
07/24/2013 07/24/13 For Sale $249,900 -- $108 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,506 $124,122 $31,508 $92,614
2023 $8,475 $109,842 $27,883 $81,959
2022 $8,475 $99,856 $25,348 $74,508
2021 $8,171 $93,324 $23,690 $69,634
2020 $7,994 $90,606 $23,000 $67,606
2019 $8,322 $92,697 $23,000 $69,697
2018 $7,964 $86,354 $21,586 $64,768
2017 $7,897 $83,033 $20,756 $62,277
2016 $7,843 $81,405 $20,349 $61,056
2015 $7,967 $79,034 $19,756 $59,278
2014 -- $76,732 $19,181 $57,551
2013 -- $77,507 $19,375 $58,132
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08402643

Midwest Real Estate Data (MRED)

APN: 03-09-159-008