Seller's Agent in 2025
Holly Cavins
Cavins Realty Group
(931) 242-0726
92 Total Sales
313 W Commerce St Loretto, TN 38469
Estimated Value: $344,783
3
Beds
4
Baths
4,668
Sq Ft
$74/Sq Ft
Est. Value
Highlights
- Wood Flooring
- No HOA
- High Speed Internet
- 2 Fireplaces
- Central Heating and Cooling System
About This Home
As of April 2025Note: 24 Hour First Right of Refusal for current buyers in place. This mid-century modern home offers over 4,000 sq ft of living space. The main level features 2 bedrooms, 1 and a half bathrooms and an office with large beautiful windows overlooking the backyard. The kitchen is equipped with sleek black stainless appliances, new cabinets and black stained butcher block countertops. The living room includes a beautiful fireplace with TV already mounted and beautiful original windows. Upstairs has a bedroom and a cute bathroom and lots of separate attic storage. The semi-finished basement has a brick fireplace, a laundry room, a large room for entertaining guest or 2nd living room. There are 2 other rooms that could be finished for bedrooms or used for storage. There is also a half bath downstairs and an exit to the backyard. Downstairs could be easily turned into an In-law suite or an efficiency apartment. The home features a tankless water heater, a 2 year-old HVAC system, and AFS full waterproofing with a sump pump and lifetime warranty. The 3.63-acre lot offers outdoor space with large wooded trees and a large shed perfect for parking a mower or even a small tractor. The additional lot included in the sale provides a separate selling opportunity with lots of value in hardwood timber. This land is unrestricted.
Last Agent to Sell the Property
Cavins Realty Group Brokerage Phone: 9313452406 License #358482 Listed on: 01/02/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,464
Year Built
- Built in 1956
Lot Details
- 3.63 Acre Lot
Home Design
- Brick Exterior Construction
Interior Spaces
- Property has 3 Levels
- 2 Fireplaces
- Washer and Electric Dryer Hookup
- Finished Basement
Kitchen
- Electric Oven
- Electric Range
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
Parking
- 2 Parking Spaces
- 2 Carport Spaces
Schools
- South Lawrence Elementary
- Loretto High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 151H A 01800 000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 2, 2025
Closed on
May 16, 2025
Sold by
Methvin Ray E and Methvin Sondra
Bought by
Seller's Agent
Holly Cavins
Cavins Realty Group
Buyer's Agent
Anne Morrow
Coldwell Banker Southern Realty
List Price
$365,000
Sold Price
$360,000
Premium/Discount to List
-$5,000
-1.37%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$15,217
Avg. Annual Appreciation
-3.17%
Original Mortgage
$230,000
Outstanding Balance
$227,069
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$117,714
Purchase Details
Listed on
Jan 2, 2025
Closed on
Apr 22, 2025
Sold by
Richter Mark George and Richter Anna Lee
Bought by
Lumpkins Justin and Lumpkins Ashley
Seller's Agent
Holly Cavins
Cavins Realty Group
Buyer's Agent
Anne Morrow
Coldwell Banker Southern Realty
List Price
$365,000
Sold Price
$360,000
Premium/Discount to List
-$5,000
-1.37%
Views
37
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Outstanding Balance
$227,069
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$117,714
Purchase Details
Listed on
Nov 16, 2021
Closed on
Mar 15, 2022
Sold by
Pennymac Loan Services Llc
Bought by
10X Properties Llc and Dandk Investments Llc
Seller's Agent
Gina Old
RE/MAX PROS
Buyer's Agent
Barb Vurgun
simpliHOM
List Price
$160,000
Sold Price
$180,000
Premium/Discount to List
$20,000
12.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.06%
Purchase Details
Closed on
Mar 9, 2020
Sold by
James Brandon and James Jessica
Bought by
Pennymac Loan Services Llc
Purchase Details
Listed on
Mar 31, 2014
Closed on
May 16, 2014
Sold by
Kilburn Zachary
Bought by
James Brandon
Seller's Agent
Bob Shaw
Buyer's Agent
Anne Morrow
Coldwell Banker Southern Realty
List Price
$579,000
Sold Price
$99,900
Premium/Discount to List
-$479,100
-82.75%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.60%
Original Mortgage
$102,142
Interest Rate
4.32%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 21, 2010
Sold by
Kerstiens Michael Joseph S
Bought by
Kilburn Zachary
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,350
Interest Rate
5.03%
Purchase Details
Closed on
Jun 7, 1950
Bought by
Kerstiens Lawrence and Kerstiens Mildred
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| Lumpkins Justin | $360,000 | None Listed On Document | |
| 10X Properties Llc | $180,000 | Servicelink | |
| Pennymac Loan Services Llc | $104,520 | None Available | |
| James Brandon | $99,900 | -- | |
| Kilburn Zachary | $81,500 | -- | |
| Kerstiens Lawrence | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $230,000 | ||
| Previous Owner | James Brandon | $102,142 | |
| Previous Owner | Kilburn Zachary | $73,350 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/24/2025 04/24/25 | Sold | $360,000 | -1.4% | $77 / Sq Ft | |
| 01/28/2025 01/28/25 | Pending | -- | -- | -- | |
| 01/02/2025 01/02/25 | For Sale | $365,000 | +14.1% | $78 / Sq Ft | |
| 06/23/2023 06/23/23 | Sold | $320,000 | -8.4% | $89 / Sq Ft | View Prior Sale |
| 05/19/2023 05/19/23 | Pending | -- | -- | -- | |
| 04/08/2023 04/08/23 | For Sale | $349,500 | +94.2% | $98 / Sq Ft | |
| 03/21/2022 03/21/22 | Sold | $180,000 | +12.5% | $89 / Sq Ft | View Prior Sale |
| 03/09/2022 03/09/22 | Pending | -- | -- | -- | |
| 11/16/2021 11/16/21 | For Sale | $160,000 | +60.2% | $79 / Sq Ft | |
| 11/01/2016 11/01/16 | Off Market | $99,900 | -- | -- | |
| 09/27/2016 09/27/16 | Price Changed | $539,000 | -6.9% | $262 / Sq Ft | |
| 07/26/2016 07/26/16 | For Sale | $579,000 | +479.6% | $282 / Sq Ft | |
| 05/16/2014 05/16/14 | Sold | $99,900 | -- | $49 / Sq Ft | View Prior Sale |
Source: Realtracs
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $62,550 | $2,000 | $60,550 |
| 2024 | $1,055 | $62,550 | $2,000 | $60,550 |
| 2023 | $1,055 | $62,550 | $2,000 | $60,550 |
| 2022 | $1,376 | $58,800 | $2,000 | $56,800 |
| 2021 | $875 | $26,050 | $2,000 | $24,050 |
| 2020 | $875 | $26,050 | $2,000 | $24,050 |
| 2019 | $875 | $26,050 | $2,000 | $24,050 |
| 2018 | $862 | $26,050 | $2,000 | $24,050 |
| 2017 | $836 | $26,050 | $2,000 | $24,050 |
| 2016 | $836 | $26,050 | $2,000 | $24,050 |
| 2015 | $763 | $26,050 | $2,000 | $24,050 |
| 2014 | $732 | $25,000 | $2,000 | $23,000 |
Source: Public Records
Agents Affiliated with this Home
-
Holly Cavins
-
Anne Morrow
Buyer's Agent in 2025
Anne Morrow
Coldwell Banker Southern Realty
(931) 242-2643
142 Total Sales
-
Tanya Clayton
Buyer Co-Listing Agent in 2025
Tanya Clayton
Coldwell Banker Southern Realty
(931) 201-1188
29 Total Sales
-
Barb Vurgun
Seller's Agent in 2023
Barb Vurgun
simpliHOM
(615) 971-4003
43 Total Sales
-
Gina Old
Seller's Agent in 2022
Gina Old
RE/MAX
(931) 242-3625
213 Total Sales
-
BS
Seller's Agent in 2014
Bob Shaw
Map
Source: Realtracs
MLS Number: RTC2774027
APN: 151H-A-018.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393 - 17600 Laguna Canyon Rd, Irvine, CA 92618.
Based on information submitted to the MLS GRID
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