Seller's Agent in 2025
Jessica Anthony
Coldwell Banker Elite
(804) 761-2584
47 in this area
67 Total Sales
314 Lafayette St Colonial Beach, VA 22443
2
Beds
1
Bath
864
Sq Ft
7,405
Sq Ft
Highlights
- Home fronts navigable water
- Fishing Allowed
- No HOA
- Canoe or Kayak Water Access
- Rambler Architecture
- Window Unit Cooling System
About This Home
As of December 2025Quintessential Cottage on The Point Just one block from Monroe Bay and three blocks from the Potomac River, this charming 2-bedroom, 1-bath cottage captures the laid-back lifestyle Colonial Beach is known for.
A welcoming wraparound porch offers the perfect spot to relax with coffee or evening breezes, while a covered back deck extends your outdoor living space. Inside, you’ll find hardwood floors, spacious living areas with an arched opening between the living room and kitchen, and two generously sized bedrooms.
Set on a large, flat lot, this property is designed for outdoor enjoyment with a firepit area, storage shed, and plenty of space for entertaining, gardening, or simply unwinding. Recent updates include a new roof and gutters for peace of mind. Highlights:
2 Bedrooms | 1 Bath
Prime Point location — 1 block to Monroe Bay, 3 blocks to the Potomac
Wraparound porch & covered back deck
Hardwood floors & arched opening between living and kitchen
Large flat lot with firepit area & storage shed
New roof & gutters Whether you’re looking for a full-time home, a weekend retreat, or an investment property, this cottage offers timeless charm and a location that’s hard to beat.
Last Agent to Sell the Property
(540) 469-4300 kbreen@coldwellbanker.com Coldwell Banker Elite Listed on: 10/15/2025
Co-Listed By
(804) 224-3501 kbreen@coldwellbanker.com Coldwell Banker Elite License #0225220941
Last Buyer's Agent
(703) 222-3300 robertelam@kw.com Keller Williams Fairfax Gateway License #0225272063
Home Details
Home Type
- Single Family
Year Built
- Built in 1945
Lot Details
- 7,405 Sq Ft Lot
- Home fronts navigable water
Parking
- Driveway
Home Design
- Rambler Architecture
- Block Foundation
- Vinyl Siding
Interior Spaces
- 864 Sq Ft Home
- Property has 1 Level
- Crawl Space
- Laundry in unit
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Outdoor Features
- Canoe or Kayak Water Access
- Property near a bay
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Swimming Allowed
- Powered Boats Permitted
- Outbuilding
- Rain Gutters
Utilities
- Window Unit Cooling System
- Electric Baseboard Heater
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 3A1 2 48 8A
Community Details
Overview
- No Home Owners Association
- The Point Subdivision
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 15, 2025
Closed on
Dec 22, 2025
Sold by
Taylor Brian and Ritchie-Taylor Regina
Bought by
Pearson Jennifer and Pearson Richard
Seller's Agent
Jessica Anthony
Coldwell Banker Elite
Buyer's Agent
Robert Elam
Keller Williams Fairfax Gateway
List Price
$335,000
Sold Price
$325,000
Premium/Discount to List
-$10,000
-2.99%
Views
77
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.98%
Original Mortgage
$319,113
Outstanding Balance
$318,810
Interest Rate
6.24%
Mortgage Type
FHA
Estimated Equity
$5,708
Purchase Details
Listed on
May 14, 2022
Closed on
Aug 2, 2022
Sold by
Rybak Jimmy A and Rybak Ann Mary
Bought by
Taylor Brian and Ritchie-Taylor Regina
Seller's Agent
Mo Wilson
M.O. Wilson Properties
Buyer's Agent
Kathy Dove
Keller Williams Fairfax Gateway
List Price
$299,950
Sold Price
$269,950
Premium/Discount to List
-$30,000
-10%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.64%
Original Mortgage
$215,996
Interest Rate
5.81%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $325,000 | Universal Title | |
| Warranty Deed | $269,995 | New Title Company Name |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $319,113 | FHA | |
| Closed | $319,113 | FHA | |
| Previous Owner | $215,996 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/22/2025 12/22/25 | Sold | $325,000 | 0.0% | $376 / Sq Ft | |
| 10/31/2025 10/31/25 | Price Changed | $325,000 | -3.0% | $376 / Sq Ft | |
| 10/15/2025 10/15/25 | For Sale | $335,000 | +24.1% | $388 / Sq Ft | |
| 08/05/2022 08/05/22 | Sold | $269,950 | -10.0% | $312 / Sq Ft | View Prior Sale |
| 07/01/2022 07/01/22 | Pending | -- | -- | -- | |
| 05/14/2022 05/14/22 | For Sale | $299,950 | -- | $347 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $564 | $134,400 | $47,500 | $86,900 |
| 2024 | $564 | $134,400 | $47,500 | $86,900 |
| 2023 | $538 | $134,400 | $47,500 | $86,900 |
| 2022 | $538 | $134,400 | $47,500 | $86,900 |
| 2021 | $527 | $115,200 | $47,500 | $67,700 |
| 2020 | $541 | $115,200 | $47,500 | $67,700 |
| 2018 | $461 | $115,200 | $47,500 | $67,700 |
| 2017 | -- | $115,200 | $47,500 | $67,700 |
| 2016 | $449 | $115,200 | $47,500 | $67,700 |
| 2015 | -- | $111,200 | $47,500 | $63,700 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $111,200 | $47,500 | $63,700 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Anthony
-
Eric Nelson
Seller Co-Listing Agent in 2025
Eric Nelson
Coldwell Banker Elite
(202) 271-6050
139 in this area
146 Total Sales
-
Robert Elam
R
Buyer's Agent in 2025
Robert Elam
Keller Williams Fairfax Gateway
(828) 773-7946
1 in this area
8 Total Sales
-
Mo Wilson
Seller's Agent in 2022
Mo Wilson
M.O. Wilson Properties
(703) 622-3338
4 in this area
85 Total Sales
-
Kathy Dove
Buyer's Agent in 2022
Kathy Dove
Keller Williams Fairfax Gateway
(804) 761-3129
53 in this area
137 Total Sales
Map
Source: Bright MLS
MLS Number: VAWE2009910
APN: 3A1-2-48-8A
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