NOT LISTED FOR SALE

314 N Banker St Effingham, IL 62401

Estimated Value: $234,000 - $452,000

5 Beds
4 Baths
2,352 Sq Ft
$140/Sq Ft Est. Value

About This Home

This home is located at 314 N Banker St, Effingham, IL 62401 and is currently estimated at $328,153, approximately $139 per square foot. 314 N Banker St is a home located in Effingham County with nearby schools including South Side Grade School, Early Learning Center, and Central Grade School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 18, 2022
Sold by
Ryan Spencer Luke
Bought by
Meyer Jessica
Current Estimated Value
$328,153

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,905
Outstanding Balance
$256,029
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$98,919

Purchase Details

Closed on
Apr 2, 2021
Sold by
Murrell Douglas A and Hester Janice
Bought by
Spencer Luke Ryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
2.9%
Mortgage Type
Commercial

Purchase Details

Closed on
Sep 24, 2020
Sold by
Starwalt Douglas and Starwalt Barbara
Bought by
Murrell Douglas A and Hester Janice

Purchase Details

Closed on
Jan 18, 2010
Sold by
Gelsinger Chad A and Gelsinger Tamara R
Bought by
Starwalt Douglas and Starwalt Barbara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
5.5%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Mar 5, 2009
Sold by
Grupe Marilyn and Grupe Donald
Bought by
Starwalt Douglas and Starwalt Barbara
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Meyer Jessica $280,000 --
Spencer Luke Ryan $51,000 None Available
Murrell Douglas A $8,000 Attorney
Starwalt Douglas -- None Available
Starwalt Douglas -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Meyer Jessica $265,905
Previous Owner Spencer Luke Ryan $75,000
Previous Owner Starwalt Doutglas E $132,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,108 $81,030 $7,040 $73,990
2022 $5,177 $74,340 $6,460 $67,880
2021 $2,443 $33,680 $6,400 $27,280
2020 $2,399 $32,730 $6,220 $26,510
2019 $4,690 $64,590 $6,160 $58,430
2018 $4,538 $62,100 $5,920 $56,180
2017 $4,460 $60,880 $5,800 $55,080
2016 $4,367 $59,110 $5,630 $53,480
2015 -- $57,390 $5,470 $51,920
2014 -- $55,720 $5,310 $50,410
2013 -- $54,630 $5,210 $49,420
2012 -- $53,820 $5,130 $48,690
Source: Public Records

Map

Illinois Effingham County Effingham 62401

314 N Banker St, Effingham, IL

This home is located at 314 N Banker St, Effingham, IL 62401 and is currently estimated at $328,153, approximately $139 per square foot. 314 N Banker St is a home located in Effingham County with nearby schools including South Side Grade School, Early Learning Center, and Central Grade School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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