NOT LISTED FOR SALE

609 S 2nd St Effingham, IL 62401

Estimated Value: $114,000 - $260,000

2 Beds
1 Bath
844 Sq Ft
$196/Sq Ft Est. Value

Sale Details

Date Sold: September 8, 2025

Last sale price $120,000 $142 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $1,007 / mo

99 Days on Market

Highlights

  • Traditional Architecture
  • Fenced Yard
  • Front Porch
  • Workshop
  • 1.5 Car Garage
  • Forced Air Heating and Cooling System

About This Home

As of September 2025

Affordable living in this well maintained 2BR/1BA home with a full basement and a nice detached garage in the heart of Effingham! Very efficient, low maintenance, with low taxes, low utilities. Beautiful hardwood floors. Good sized kitchen w/ dining area. The kitchen cabinets and walls have just been redone and look great!!! There are newer replacement windows and vinyl siding. The basement is wide open and neat and clean. The Roof was new in 2014.
Don't miss this economical opportunity with a HUGE PRICE REDUCTION FOR QUICK SALE!!!
The pool table stays with the property.

Last Agent to Sell the Property

Terry Youngblood

RE/MAX Key Advantage License #471001708 Listed on: 05/16/2025

RE/MAX Key Advantage

Last Buyer's Agent

Terry Youngblood

RE/MAX Key Advantage License #471001708 Listed on: 05/16/2025

RE/MAX Key Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,253

Year Built

  • Built in 1930

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 58x125
  • Fenced Yard

Parking

  • 1.5 Car Garage

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Replacement Windows
  • Workshop
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Of Loys Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0316045023

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,253

Year Built

Built in 1930

Lot Details

7,405 Sq Ft Lot

Parking

1

Listing Details

  • Above Grade Finished Sq Ft: 844.0
  • Lot Size Acres: 0.17
  • Lot Size: 58x125
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Gravel
  • Building Stories: 1
  • Subdivision Name: Of Loys Sub
  • Year Built: 1930
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 844.0
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Gas Water Heater, Range, Refrigerator, Washer
  • Has Basement: Unfinished, Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Main Level Primary, Workshop
  • Fireplace: No
  • Stories: 1
  • Window Features: Replacement Windows

Exterior Features

  • Construction Type: Vinyl Siding
  • Exterior Features: Fence, Workshop
  • Roof: Shingle
  • Fencing: Yard Fenced
  • Waterfront: No
  • Foundation Details: Basement
  • Patio And Porch Features: Front Porch

Garage/Parking

  • Garage Spaces: 1.5
  • Attached Garage: Yes
  • Parking Features: Attached, Detached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 7405.0
  • Parcel #: 0316045023
  • Zoning: RES

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 1253.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2025
Closed on
Sep 5, 2025
Sold by
Bought by
Seller's Agent
Terry Youngblood
RE/MAX Key Advantage
Buyer's Agent
Terry Youngblood
RE/MAX Key Advantage
List Price
$139,900
Sold Price
$120,000
Premium/Discount to List
-$19,900
-14.22%
Views
83
Current Estimated Value
$165,677

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,677
Avg. Annual Appreciation
47.49%

Purchase Details

Closed on
Apr 14, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,638
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,547
Interest Rate
4.83%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$360,000 None Listed On Document
$34,500 None Available
$65,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $69,638
Previous Owner $65,547
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/08/2025 09/08/25 Sold $120,000 -14.2% $142 / Sq Ft
08/23/2025 08/23/25 Pending -- -- --
08/14/2025 08/14/25 For Sale $139,900 0.0% $166 / Sq Ft
07/11/2025 07/11/25 Pending -- -- --
06/04/2025 06/04/25 Price Changed $139,900 -5.2% $166 / Sq Ft
05/16/2025 05/16/25 Price Changed $147,600 +98960.4% $175 / Sq Ft
05/16/2025 05/16/25 For Sale $149 -- $0 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,408 $26,840 $8,240 $18,600
2023 $1,253 $24,400 $7,490 $16,910
2022 $1,148 $22,380 $6,870 $15,510
2021 $1,172 $22,160 $6,800 $15,360
2020 $1,139 $21,540 $6,610 $14,930
2019 $1,113 $21,320 $6,540 $14,780
2018 $1,060 $20,500 $6,290 $14,210
2017 $1,033 $20,100 $6,170 $13,930
2016 $998 $19,510 $5,990 $13,520
2015 -- $18,950 $5,820 $13,130
2014 -- $18,400 $5,650 $12,750
2013 -- $18,040 $5,540 $12,500
2012 -- $17,780 $5,460 $12,320
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6251803

APN: 0316045023

Your Personal Tour Guide

Ask me questions while you tour the home.