314 N Church St Waterloo, IL 62298
Estimated payment $1,775/month
Highlights
- Ranch Style House
- Partially Wooded Lot
- Walk-In Pantry
- Rogers Elementary School Rated A-
- No HOA
- 4-minute walk to Koenigsmark Park
About This Home
Extensively updated home with income potential! 314 Church St. offers 2,268 sq ft on a double lot near downtown. Main home features 3BR/2BA, plus breezeway-connected studio with private bath and roughed-in space for a kitchen-ideal for flexible living or rental income. Recent updates include new roof (2024), sewer line (2025), siding, gutters, soffit (2025), Rheem A/C (2022), hot water heater (2024), resurfaced tub, new windows, and fully renovated back bedrooms and apartment unit. Spacious living areas, 2-car garage with workbench, and large back patio. Ask your agent for the full list of improvements!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,176
Year Built
- Built in 1946
Lot Details
- 0.39 Acre Lot
- Partially Wooded Lot
- Back Yard
Parking
- 2 Car Attached Garage
- Basement Garage
Home Design
- Ranch Style House
- Block Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,268 Sq Ft Home
- Living Room
- Dining Room
- Unfinished Basement
- Exterior Basement Entry
Kitchen
- Walk-In Pantry
- Electric Range
Flooring
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Washer
Outdoor Features
- Patio
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Not Connected to Water Source
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-204-004-000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,177 | $59,670 | $17,014 | $42,656 |
| 2023 | $3,148 | $56,050 | $15,660 | $40,390 |
| 2022 | $3,158 | $55,550 | $15,830 | $39,720 |
| 2021 | $3,157 | $54,470 | $13,420 | $41,050 |
| 2020 | $3,079 | $52,020 | $13,420 | $38,600 |
| 2019 | $2,914 | $49,010 | $13,420 | $35,590 |
| 2018 | $2,846 | $46,730 | $11,110 | $35,620 |
| 2017 | $2,758 | $47,571 | $11,310 | $36,261 |
| 2016 | $0 | $47,670 | $10,550 | $37,120 |
| 2015 | $2,827 | $48,600 | $12,120 | $36,480 |
| 2014 | $2,981 | $52,690 | $12,120 | $40,570 |
| 2012 | -- | $54,280 | $13,920 | $40,360 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/12/2025 09/12/25 | Price Changed | $283,500 | -1.4% | $125 / Sq Ft |
| 07/12/2025 07/12/25 | For Sale | $287,500 | +139.6% | $127 / Sq Ft |
| 09/17/2021 09/17/21 | Sold | $120,000 | 0.0% | $53 / Sq Ft |
| 08/17/2021 08/17/21 | For Sale | $120,000 | -- | $53 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $120,000 | None Listed On Document |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $70,000 | Credit Line Revolving | |
| Closed | $70,000 | Credit Line Revolving | |
| Open | $114,000 | New Conventional |
Source: MARIS MLS
MLS Number: MIS25046067
APN: 07-25-204-004-000
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