314 S Walnut Ave Cookeville, TN 38501

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Welcome to your own private oasis in this gorgeous 3-bedroom 2-bath ranch-style home, which seamlessly blends modern amenities with classic charm. Featuring an open floor plan where natural light flows freely throughout the space, making it brighter and more welcoming. The creamy white walls create a warm and inviting atmosphere with abundant natural light and elegant wooden floors. The well-equipped kitchen is a haven for culinary enthusiasts, equipped with modern stainless steel appliances, white shaker cabinets, an island table, and ample counter space. This home comes with a washer and dryer hook-up, smart home automation, and central heating and air ensuring optimal temperature control, energy efficiency, anda healthy living environment. Pets up to 90 lbs are welcome. Located in the middle of Cookeville city limits & close to everything, Kroger, the town square, and Jackson Plaza!

Dont Miss this Offering! Book a showing now!

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*Only $1,850 Deposit


*** Stevens Realty LLC offers deposit-free leases using Obligo billing authorization technology (for qualified tenants). Instead of paying the security deposit all upfront, we can bill you a smaller fee on a monthly basis. For more information please refer to this link .

*** For just $99 per month, you'll have access to a high-quality washer and dryer, and we'll take care of the installation process for a one-time fee of $75. With our rental program, you won't have to worry about the costs of repairs or maintenance - we'll take care of that for you! We understand how difficult it can be to move heavy appliances, so our rental program is the perfect solution for anyone looking for a hassle-free laundry solution. And, in the unfortunate event that the equipment is damaged or stolen, we can charge your credit card or bank account for the replacement or repair costs.

*** Availability date is subject to change without notice depending on the condition of the property or if when it becomes vacant. ***

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*** RENT TO OWN TERM ***

Sale Price : $ 375,000
Down Payment : $ 7,000
Loan Origination Fee : $ 3,750
Agreement Preparation Fee : $ 500
Financed : $ 371,750

Monthly Payment : $ 3,156.70 Plus taxes and Insurance
Term : 40 Years

**Must rent the prop for at least 6 months to do owner financing.
**Must still do application following the application criteria.
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*** Mandatory Charges on top of Base Rent ***

Smart Home Automation= $20.95
Renters Insurance= $14.99
Community Perks Benefit Package= $2.99
Utility & Maintenance Reduction Program= $12.50


See below for more details

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*** AMENITIES ***

Smart Home Automation

Central Heat and Air

Refrigerator

Stove

Washer and Dryer Hook up

Pet Friendly (90lbs max)

This home does accept section 8

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*** LEASE TERMS ***


1. The advertised rent is for a 12 months lease contract.

2. Leases between 6 to 11 months is also accepted for $100 per month on top of the advertised rent.

3. Leases under 6 months is also accepted for $250 per month on top of the advertised rent.

4. Month-to-month lease is also accepted for $250 per month on top of the advertised rent.

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*** MANDATORY/REQUIRED CHARGES ***


1. Enrollment to Second Nature Insurance is required with all of Stevens Realty Leases for $14.99 per month and get $100,000 Liability for Covered Damages included along with $10,000 protection for your personal belongings.

2. All of our homes with Central heat and air require the Utility & Maintenance Reduction Program to be included. This saves you 5-15% on your energy bill and helps ensure a clean, healthy living environment for your family. For a small charge of $12.50 per month we will have HVAC filters regularly delivered to your doorstep so that you can easily replace them without having to remember or find them.

3. We are happy to announce that Stevens Realty has Community Perks Benefit Package to start rental credit reporting. Since most people spend 26%-50% of their income on rent, so shouldn't you get credited? Credit Reporting Fee is $2.99 per month. We will report your rent payments to all bureaus. This will positively increase the tenants buying power and enjoy low interests on credit cards.

4. If you SMOKE/VAPE regardless if it's inside or outside the property, we require a $200 one time smoking fee upon move in. (NON-REFUNDABLE)

5. Smart Home Features allows you to access your locks and thermostat remotely using your computer or mobile device, you can review access activity remotely, manage humidity and mold in the home, create access codes for visitors or other family members, monitor and control the house temperature which can help you save 12-15% on your monthly energy bill and many other features and smart devices that can be connected to your home optionally. This Smart Home Automation is required and will be $20.95 per month.

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*** UTILITIES ***


1. Our Utilities Concierge Service will assist in connecting your utilities prior to moving in to your rental home.

2. Forget about the hassle of having to contact different utility companies to get things turned on prior to move in. Receive one bill for your utilities and rent and pay them in a place.

3. Pay only $175 utility hook up fee(NON-REFUNDABLE) instead of approximately $500 through the utility company.

4. A monthly service fee of $9.95 will be itemized in your utility charges.

5. Never forget about your bill with friendly reminders.

6. Full transparency with provider bill information.

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*** PET POLICY ***


1. We require $300 non-refundable fee each pet and $25 add-on for your first pet and $10 add-on for each succeeding pet on top of the rent per month maximum of 3.

2. Restricted Breeds such as Akita, Staffordshire Terrier, American Bulldog/Bully, Wolf Dog, Great Dane, Husky, Bullterrier, Bullmastiff, Presa Canario, Chow, Pitbull, Doberman, German Sheppard, Rottweiler, ARE NOT ALLOWED

3. For Emotional Support or Service Animals, NO CHARGES will be applied.

4. We require a pet application which will be $35 each pet excluding Emotional support and Service animals.

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Frequently asked Questions


1. Credit score requirements :

If employed for at least a year (CURRENT EMPLOYER):
600 to 649 - Normal deposit
550 to 599 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE
500 to 549 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE

If employed less than a year (CURRENT EMPLOYER):
650 above - Normal deposit
600 to 649 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE
550 to 599 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE
500 to 549 - Normal deposit plus 150% of rent non-refundable MITIGATION FEE

499 and below - Rejected or a Cosigner whose Credit Score is 600 or higher and an income of at least 2x the rent

No credit - Need a Cosigner whose Credit Score is 600 or higher and an inc