314 Southern Cross Ln Matthews, NC 28105
4
Beds
2.5
Baths
2,914
Sq Ft
0.31
Acres
Highlights
- In Ground Pool
- Wood Flooring
- Cul-De-Sac
- Elizabeth Lane Elementary Rated A-
- Tennis Courts
- Bar Fridge
About This Home
As of July 2025Multiple Offers in hand; we are requesting Highest & Best this evening 6/21/25 by 7PM. Meticulous home! This residence truly embodies pride of ownership. From the moment you enter, you will be captivated by the updated kitchen and several enhancements throughout. The backyard oasis features a pool, sport court, shed, and a fully fenced area with a turf lounge zone. The pool liner was replaced in 2024, and the pool pump was updated in 2021/2022. The pool decking and sport court have been freshly painted in 2024. The main floor boasts hardwood flooring, a butler's pantry with a beverage cooler, and an open floor plan with dual staircases leading to a bonus room and spacious bedrooms upstairs. The large primary bedroom features a walk-in closet and a freshly painted bathroom with new mirrors and light fixtures. Plus, this home is situated in a cul-de-sac in a prime area of South Charlotte. For a complete list of updates, please refer to the Agent Remarks.
Last Agent to Sell the Property
Corcoran HM Properties Brokerage Email: peggypeterson@hmproperties.com License #22813 Listed on: 06/20/2025
Co-Listed By
Corcoran HM Properties Brokerage Email: peggypeterson@hmproperties.com License #259109
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,079
Year Built
- Built in 1995
Lot Details
- Cul-De-Sac
- Back Yard Fenced
- Property is zoned R-12(CD)
HOA Fees
- $30 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Four Sided Brick Exterior Elevation
Interior Spaces
- 2-Story Property
- Bar Fridge
- Family Room with Fireplace
- Crawl Space
- Laundry Room
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
Outdoor Features
- In Ground Pool
- Patio
Schools
- Elizabeth Elementary School
- South Charlotte Middle School
- Providence High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 227-035-37
Community Details
Overview
- Bumgardner Assoc Management Association, Phone Number (704) 829-7878
- Sardis Plantation Subdivision
- Mandatory home owners association
Recreation
- Tennis Courts
- Community Playground
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 20, 2025
Closed on
Jul 28, 2025
Sold by
Kaiser Roland and Kaiser Jessica F
Bought by
Cowan Robin Michelle and Cowan Sean
Seller's Agent
Peggy Peterson
Corcoran HM Properties
Buyer's Agent
Zubin Shroff
Helen Adams Realty
List Price
$785,000
Sold Price
$793,000
Premium/Discount to List
$8,000
1.02%
Views
8
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.89%
Original Mortgage
$418,000
Outstanding Balance
$418,000
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$357,872
Purchase Details
Listed on
Jul 17, 2020
Closed on
Aug 27, 2020
Sold by
Belser William E and Belser Elizabeth D
Bought by
Kaiser Roland and Kaiser Jessica F
Seller's Agent
Doug Hider
EXP Realty LLC Ballantyne
Buyer's Agent
Michael Emig
Corcoran HM Properties
List Price
$425,000
Sold Price
$440,000
Premium/Discount to List
$15,000
3.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.72%
Original Mortgage
$418,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 19, 2009
Sold by
Bigham James F and Bigham Gwendolyn A
Bought by
Belser William E and Belser Elizabeth D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
5.11%
Mortgage Type
New Conventional
Similar Homes in Matthews, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $793,000 | Liberty Premier Title Llc | |
| Warranty Deed | $793,000 | Liberty Premier Title Llc | |
| Warranty Deed | $440,000 | None Available | |
| Warranty Deed | $342,500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $418,000 | New Conventional | |
| Closed | $418,000 | New Conventional | |
| Previous Owner | $246,500 | Credit Line Revolving | |
| Previous Owner | $137,500 | New Conventional | |
| Previous Owner | $90,000 | New Conventional | |
| Previous Owner | $25,000 | Stand Alone Second | |
| Previous Owner | $418,000 | New Conventional | |
| Previous Owner | $69,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $75,000 | New Conventional | |
| Previous Owner | $71,821 | Unknown | |
| Previous Owner | $77,500 | Unknown | |
| Previous Owner | $110,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/28/2025 07/28/25 | Sold | $793,000 | +1.0% | $272 / Sq Ft |
| 06/22/2025 06/22/25 | Pending | -- | -- | -- |
| 06/20/2025 06/20/25 | For Sale | $785,000 | +78.4% | $269 / Sq Ft |
| 08/27/2020 08/27/20 | Sold | $440,000 | +3.5% | $156 / Sq Ft |
| 07/18/2020 07/18/20 | Pending | -- | -- | -- |
| 07/17/2020 07/17/20 | For Sale | $425,000 | -- | $151 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,079 | $537,500 | $100,000 | $437,500 |
| 2023 | $4,079 | $537,500 | $100,000 | $437,500 |
| 2022 | $3,493 | $378,700 | $90,000 | $288,700 |
| 2021 | $3,493 | $378,700 | $90,000 | $288,700 |
| 2020 | $3,397 | $378,700 | $90,000 | $288,700 |
| 2019 | $3,430 | $378,700 | $90,000 | $288,700 |
| 2018 | $3,178 | $267,400 | $67,900 | $199,500 |
| 2017 | $3,114 | $267,400 | $67,900 | $199,500 |
| 2016 | -- | $267,400 | $67,900 | $199,500 |
| 2015 | $3,107 | $267,400 | $67,900 | $199,500 |
| 2014 | $3,067 | $269,300 | $61,800 | $207,500 |
Source: Public Records
Agents Affiliated with this Home
-
Peggy Peterson
Seller's Agent in 2025
Peggy Peterson
Corcoran HM Properties
(704) 904-6279
2 in this area
205 Total Sales
-
Michael Emig
Seller Co-Listing Agent in 2025
Michael Emig
Corcoran HM Properties
(704) 999-9309
3 in this area
77 Total Sales
-
Zubin Shroff
Buyer's Agent in 2025
Zubin Shroff
Helen Adams Realty
(704) 578-7442
1 in this area
12 Total Sales
-
Doug Hider
Seller's Agent in 2020
Doug Hider
EXP Realty LLC Ballantyne
(704) 591-2384
1 in this area
85 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4267374
APN: 227-035-37
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 302 Bramwell Place
- 608 Laurel Fork Dr
- 207 Walnut Point Dr
- 605 Giles Ct
- 402 Clairview Ln
- 1025 Courtney Ln Unit 18
- 1016 Courtney Ln Unit 26
- 212 Foxfield Ln
- 115 Sardis Plantation Dr
- 407 Shrewsbury Ln
- 423 Shrewsbury Ln
- 1010 Thornsby Ln
- 914 Mangionne Dr
- 316 Epperstone Ln
- 1016 Talbot Ct
- 333 Longbridge Dr
- 1336 Somersby Ln
- 707 Marion Dr
- 347 Forest Trail Dr
- 833 Treverton Dr