$285,000
SOLD MAY 23, 2025

314 Watkins St Montgomery, IL 60538

2 Beds
2 Baths
1,012 Sq Ft
1992 Built

Recently Sold

$282 Per Sq Ft

2% Above List Price

14 Days on Market

Highlights

  • Sitting Room
  • Walk-In Closet
  • Forced Air Heating and Cooling System
  • Lower Floor Utility Room
  • Laundry Room
  • Dining Room

About This Home

As of May 2025

OWNER FINANCING AVAILABLE! Come see this charming 3-bedroom, 2-bathroom townhome located at 314 Watkins Street in Montgomery, IL offers a unique opportunity with owner financing options. This property features over 2,000sq. ft. of space, including a fully finished basement with a third bedroom, living room, and walk-in closet. Additional highlights include a 2-car attached garage and a convenient location close to shopping, dining, and outdoor activities. Flexible financing options for those seeking homeownership without traditional financing. Contact for more details and to schedule a viewing!

Last Agent to Sell the Property

Virgilio Arreguin-Solorio

My Casa Realty Corp. License #471021709 Listed on: 04/08/2025

Last Buyer's Agent

Maria Gomez

Shopping Casas Chicago LLC License #475201491

Shopping Casas Chicago LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,749

Year Built

  • Built in 1992

Lot Details

  • Lot Dimensions are 37x130

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Half Duplex

Interior Spaces

  • 1,012 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Sitting Room
  • Living Room
  • Dining Room
  • Lower Floor Utility Room
  • Basement Fills Entire Space Under The House

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • 2 Units

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,749

Year Built

Built in 1992

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: 1/2 Duplex
  • Ownership: Fee Simple
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: 1/2 Duplex
  • Year Built: 1992
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 1

Interior Features

  • Basement: Finished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Below Grade Finished Sq Ft: 1012
  • LivingArea: 1012
  • Room Type: Sitting Room, Utility Room-Lower Level, Walk In Closet
  • Stories Total: 1
  • Estimated Total Finished Sq Ft: 2024
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 1
  • Total Sq Ft: 1012
  • Basement Sq Ft: 1012
  • Total Sq Ft: 2024
  • Main Level Sq Ft: 1012
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding
  • List Price: 280000
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Garage, On Site, Garage Owned, Attached
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee Frequency: Monthly
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 129

Lot Info

  • Lot Dimensions: 37X130
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 3749
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 14, 2025
Sold by
Schindlbeck George
Bought by
Stoic Holdings Llc Series

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Outstanding Balance
$16,044
Interest Rate
6.63%
Mortgage Type
Construction
Estimated Equity
$242,404

Purchase Details

Listed on
May 20, 2022
Closed on
Jul 21, 2022
Sold by
Shaun Simmons
Bought by
Schindlbeck George
Seller's Agent
Claudia Krempp
Coldwell Banker Real Estate Group
Buyer's Agent
Joy pressley
Compass
List Price
$225,000
Sold Price
$210,000
Premium/Discount to List
-$15,000
-6.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.21%
Original Mortgage
$202,991
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 21, 2017
Sold by
Simmons Shaun
Bought by
Simmons Dana

Purchase Details

Closed on
Apr 24, 2000
Sold by
Redick Herman A and Radick Kathryn E
Bought by
Simmons Janice L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
8.13%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $205,500 Old Republic Title
Warranty Deed $210,000 Chicago Title
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- None Available
Warranty Deed $95,000 Law Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $20,000 Construction
Previous Owner $202,991 FHA
Previous Owner $55,500 Unknown
Previous Owner $55,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 Sold $285,000 +1.8% $282 / Sq Ft
04/22/2025 04/22/25 Pending -- -- --
04/08/2025 04/08/25 For Sale $280,000 +33.3% $277 / Sq Ft
07/22/2022 07/22/22 Sold $210,000 -6.7% $208 / Sq Ft
06/10/2022 06/10/22 Pending -- -- --
05/20/2022 05/20/22 For Sale $225,000 -- $222 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,749 $56,180 $9,477 $46,703
2022 $3,644 $51,259 $8,647 $42,612
2021 $3,461 $47,722 $8,050 $39,672
2020 $3,253 $44,326 $7,477 $36,849
2019 $3,137 $41,070 $6,928 $34,142
2018 $3,517 $44,229 $6,408 $37,821
2017 $3,015 $42,746 $5,904 $36,842
2016 $2,608 $37,481 $5,061 $32,420
2015 -- $34,687 $4,352 $30,335
2014 -- $33,277 $4,102 $29,175
2013 -- $35,282 $4,126 $31,156
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12335464

Midwest Real Estate Data (MRED)

APN: 15-32-452-035