$895,000

3140 McCowans Ferry Rd Versailles, KY 40383

Milner Neighborhood

Estimated payment $5,100/month

Total Views 5,886
4 Beds
2.5 Baths
3,996 Sq Ft
$224 Price per Sq Ft

Highlights

  • Popular Property
  • Horses Allowed On Property
  • Waterfront
  • Barn
  • Private Water Access
  • 5.08 Acre Lot

About This Home

Tucked into the Woodford County countryside but less than 10-minutes from the Versailles Kroger, this 5-acres is an exceptional offering. Recently & thoughtfully updated, the two-story brick home boasts golf course views. Its warm eat-in kitchen adjoins an open family room and added sunroom. Upstairs, bright bedrooms and renovated bathrooms further lend to the home's appeal. Ever practical, laundry space is found in both the lower level and the second floor. The partially-finished walk-out basement (with wet bar) leads to an attached two-car garage. Outside, a most useful barn has five stalls with a feed & tack room. Adjoining is a 2+ car attached garage, ideal for equipment or as a shop. The surrounding land lays gently with mature landscaping and a stocked & aerated pond. Enjoy the outdoors on the rear deck, under the pergola, or along the pond's fishing platform. Mature trees add shade, privacy, and tranquility to the lot, which is large enough for a paddock or two.

Listing Agent

Zach Davis

Kirkpatrick & Company License #207039 Listed on: 09/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,489

Year Built

  • Built in 1989

Lot Details

  • 5.08 Acre Lot
  • Waterfront
  • Landscaped

Parking

  • 4 Car Attached Garage
  • Basement Garage
  • Side Facing Garage

Property Views

  • Water
  • Woods
  • Farm
  • Rural

Home Design

  • Brick Veneer
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Laundry on upper level

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Double Oven
  • Cooktop
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • Bathroom on Main Level

Partially Finished Basement

  • Walk-Out Basement
  • Interior Basement Entry

Outdoor Features

  • Private Water Access
  • Deck
  • Patio

Schools

  • Southside Elementary School
  • Woodford Co Middle School
  • Woodford Co High School

Utilities

  • Cooling Available
  • Heating Available
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Barn
  • Horses Allowed On Property

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 20-0000-024-03

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,489

Year Built

Built in 1989

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 1989
  • Above Grade Finished Sq Ft: 2873.0
  • Levels: Two
  • Foundation Details:Concrete Perimeter: Yes
  • Flooring:Tile2: Yes
  • Water Source:Public: Yes
  • Appliances Refrigerators: Yes
  • View:Rural: Yes
  • Other Structures:Barn(s): Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Double Oven, Refrigerator
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen
  • Flooring: Tile, Wood, Other
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Interior Entry, Partially Finished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1123.0
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Total Fireplaces: 1
  • LivingArea: 3996.0
  • Lot Size Area: 5.08
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Breakfast Bar: Yes
  • Basement:Partially Finished: Yes
  • Basement:Walk-Out Access: Yes
  • Basement:Interior Entry: Yes

Exterior Features

  • Construction Materials: Brick Veneer
  • Foundation Details: Concrete Perimeter
  • Horse: Yes
  • List Price: 895000.0
  • Lot Features: Landscaped
  • Other Structures: Barn(s)
  • Patio And Porch Features: Deck, Patio, Rear Patio
  • Pool Private: No
  • View: Farm, Rural, Trees/Woods, Water
  • View YN: Yes
  • Water Body Name: Other
  • Waterfront: Yes
  • Construction Materials:Brick Veneer: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 4.0
  • Garage: Yes
  • Parking Features: Attached Garage, Basement, Garage Faces Side

Utilities

  • Sewer: Septic Tank
  • Heating: Electric
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Water Source: Public
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Southside
  • High School: Woodford Co
  • Middle or Junior School: Woodford Co

Lot Info

  • Lot Size Acres: 5.08
  • Lot Size Sq Ft: 221284.8
  • Parcel Number: 20-0000-024-03

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,489 $438,000 $0 $0
2023 $4,644 $438,000 $0 $0
2022 $4,323 $410,000 $0 $0
2021 $4,368 $410,000 $0 $0
2020 $4,378 $410,000 $0 $0
2019 $4,299 $410,000 $0 $0
2018 $4,254 $410,000 $0 $0
2017 $3,968 $390,000 $0 $0
2016 $3,962 $390,000 $0 $0
2015 $3,923 $390,000 $0 $0
2010 -- $371,000 $75,000 $296,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/09/2025 09/09/25 For Sale $895,000 -- $224 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Mortgage History

Date Status Loan Amount Loan Type
Closed $125,000 Credit Line Revolving
Closed $380,000 New Conventional
Closed $291,000 New Conventional
Closed $112,500 Credit Line Revolving
Closed $302,750 No Value Available
Closed $322,000 No Value Available
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25500834

ImagineMLS (Bluegrass REALTORS®)

APN: 20-0000-024-03