3140 N Canal Dr Palm Harbor, FL 34684
Estimated payment $4,656/month
Total Views
17,947
3
Beds
3.5
Baths
2,059
Sq Ft
$430
Price per Sq Ft
Highlights
- Popular Property
- Dock made with concrete
- Access To Lake
- Palm Harbor University High Rated A
- Parking available for a boat
- Garage Apartment
About This Home
LAKEFRONT LIVING. NO HOA. No rules. No restrictions. Just the freedom to live and relax on your own terms. Welcome to your private slice of Lake Tarpon paradise! This beautifully reimagined 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. Imagine being able to step out your back door and spend your mornings boating, fishing, or kayaking right from your own dock, and your evenings spent unwinding or entertaining on the expansive wraparound decks under the stars with lake breezes. You’ll love watching bald eagles, egrets, and otters drift by—nature’s way of reminding you that life here moves at a calmer, happier pace. Grilled dinners and fresh lake breezes at sunset are subtle affirmations for those who value serenity and smart investments. This home has been meticulously updated inside and out. Every major system is new or updated, so you can spend less time worrying and more time enjoying the lake. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for future EV charging. Inside, the open-concept kitchen is a showstopper, with new custom cabinetry, premium counters, and high-end appliances that flow effortlessly into the dining and living areas, complete with warm wood floors and a cozy working fireplace. Upstairs, the owners’ suite feels like a private retreat, featuring a massive walk-in closet with custom built-ins and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of storage for added convenience. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, or rental income. Nearby John Chesnut and Anderson Parks, both offer public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. No flood insurance required. Just pure Florida lake life—freedom, fun, and relaxation all in one. Plenty of space for boats, skis and RVs. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Owner open to accepting offers involving crypto currency as payment.
Listing Agent
A BETTER LIFE REALTY Brokerage Phone: 727-521-7378 License #3248746 Listed on: 10/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $170
Year Built
- Built in 1983
Lot Details
- 6,586 Sq Ft Lot
- Property fronts a freshwater canal
- North Facing Home
- Vinyl Fence
- Wood Fence
- Mature Landscaping
- Well Sprinkler System
- Landscaped with Trees
- Garden
- Property is zoned R-3
Parking
- 2 Car Attached Garage
- Garage Apartment
- Bathroom In Garage
- Ground Level Parking
- Garage Door Opener
- Parking available for a boat
- RV Access or Parking
Property Views
- Lake
- Canal
Home Design
- Slab Foundation
- Frame Construction
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,059 Sq Ft Home
- 3-Story Property
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Awning
- ENERGY STAR Qualified Windows
- French Doors
- Family Room Off Kitchen
- Living Room with Fireplace
- Den
- Bonus Room
- Storm Windows
Kitchen
- Eat-In Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Upstairs
- In-Law or Guest Suite
Laundry
- Laundry Room
- Laundry on upper level
- Laundry in Garage
- Dryer
Eco-Friendly Details
- Energy-Efficient Appliances
Outdoor Features
- Access To Lake
- Access to Freshwater Canal
- Seawall
- Dock made with concrete
- Dock made with Composite Material
- Balcony
Schools
- Highland Lakes Elementary School
- Carwise Middle School
- Palm Harbor Univ High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Propane
- Electric Water Heater
- Water Softener
- Cable TV Available
Community Details
- No Home Owners Association
- Lake Tarpon Estates Subdivision
- Electric Vehicle Charging Station
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 44
- Assessor Parcel Number 32-27-16-48780-000-0440
3D Interior and Exterior Tours
Floorplans
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $170 | $474,863 | -- | -- |
| 2024 | $171 | $461,480 | -- | -- |
| 2023 | $171 | $442,294 | $0 | $0 |
| 2022 | $164 | $429,412 | $213,141 | $216,271 |
| 2021 | $2,873 | $184,935 | $0 | $0 |
| 2020 | $2,865 | $182,382 | $0 | $0 |
| 2019 | $2,812 | $178,282 | $0 | $0 |
| 2018 | $2,770 | $174,958 | $0 | $0 |
| 2017 | $2,742 | $171,359 | $0 | $0 |
| 2016 | $2,715 | $167,834 | $0 | $0 |
| 2015 | $2,711 | $166,667 | $0 | $0 |
| 2014 | $2,704 | $165,344 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/04/2025 12/04/25 | Price Changed | $885,000 | -0.6% | $430 / Sq Ft | |
| 11/11/2025 11/11/25 | Price Changed | $890,000 | -1.1% | $432 / Sq Ft | |
| 10/31/2025 10/31/25 | Price Changed | $900,000 | +1.1% | $437 / Sq Ft | |
| 10/30/2025 10/30/25 | For Sale | $890,000 | +40.2% | $432 / Sq Ft | |
| 11/30/2021 11/30/21 | Sold | $635,000 | +1.6% | $308 / Sq Ft | View Prior Sale |
| 10/23/2021 10/23/21 | Pending | -- | -- | -- | |
| 10/20/2021 10/20/21 | For Sale | $625,000 | -- | $304 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $635,000 | Keystone Title Agency Inc | |
| Quit Claim Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $254,000 | Anclote Title Services Inc | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $152,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $571,500 | New Conventional | |
| Previous Owner | $203,200 | New Conventional | |
| Previous Owner | $155,000 | New Conventional | |
| Previous Owner | $85,600 | New Conventional | |
| Previous Owner | $45,828 | New Conventional | |
| Previous Owner | $114,000 | New Conventional |
Source: Public Records
About the Listing Agent
Morgan is a hard working broker who loves all facets of real estate including buying, selling, trading, flipping and property management of both residential and commercial real estate. He has one of the best jobs in the world because he gets the opportunity to make his client's dreams come true whether it be finding their first home, their last home or dream home. He get the opportunity to help clients find investment properties that will provide for their immediate income or their long term or
Morgan's Other Listings
Source: Stellar MLS
MLS Number: TB8441633
APN: 32-27-16-48780-000-0440
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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