$450,000

3149 N Canal Dr Palm Harbor, FL 34684

Estimated payment $2,611/month

Total Views 448
3 Beds
2 Baths
1,816 Sq Ft
$248 Price per Sq Ft

Highlights

  • Popular Property
  • 60 Feet of Fresh Water Canal Waterfront
  • Access To Lake
  • Palm Harbor University High Rated A
  • Dock made with wood
  • Open Floorplan

About This Home

Opportunity is knocking on one of Pinellas County’s most desirable waterways! Just six houses from open Lake Tarpon, this two-story waterfront property sits on a wide, straight canal with a quick, easy ride to the lake. Your own private dock means boating, kayaking, fishing, and jet skiing are right outside your back door. A large covered back patio overlooks the canal — the perfect spot for entertaining friends, enjoying outdoor dining, or simply relaxing while watching the water. With the potential to be approximately 2,800 sq. ft. of living space based on original plans (per seller), this home is truly a blank canvas — the perfect chance to create exactly what you want in a lakefront retreat. Whether you envision a modern coastal showplace, a warm and rustic lodge, or an entertainer’s paradise, the possibilities are endless. The project was never completed, giving you a rare opportunity to start fresh with your own style and layout. Thanks to Lake Tarpon’s managed water levels, this property has never experienced flooding from storms, offering added peace of mind for your investment. Only 10 minutes from Downtown Palm Harbor with its great bars, restaurants, and shopping. Close to some of the top beaches in the country and just 10 minutes from the famous Tarpon Springs Sponge Docks. Located in a top-rated school zone (including the sought after Palm Harbor University High School) and just minutes from US Highway 19, this home offers both convenience and an unbeatable lake lifestyle. Make this property your masterpiece — where every day feels like a vacation!

Listing Agent

Dana Fox

ASCEND REALTY License #3441523 Listed on: 08/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,908

Year Built

  • Built in 1957

Lot Details

  • 6,556 Sq Ft Lot
  • Lot Dimensions are 60x109
  • 60 Feet of Fresh Water Canal Waterfront
  • South Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Landscaped with Trees
  • Property is zoned R-3

Parking

  • 1 Car Attached Garage
  • Workshop in Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,816 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Canal Views
  • Laundry in Garage
  • Attic

Kitchen

  • Convection Oven
  • Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate
  • Concrete
  • Tile
  • Terrazzo

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Makeup or Vanity Space
  • Whirlpool Bathtub
  • Bathtub With Separate Shower Stall
  • Shower Only

Outdoor Features

  • Access To Lake
  • Access to Freshwater Canal
  • Seawall
  • Dock made with wood
  • Balcony
  • Covered Patio or Porch

Location

  • Flood Insurance May Be Required

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lake Tarpon Estates Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,908

Year Built

Built in 1957

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1816
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 1957
  • Building Area Total: 1816
  • Lot Size Sq Ft: 6556
  • Directions to Property: Driving North on US HWY 19, take a right onto Lake Tarpon Drive, make a left onto N Canal Drive, the house will be on the left towards the end of the street.
  • Status: Active
  • Street Direction: N
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 578187328
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 247.80
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood
  • MFR_DockYN: 1
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Terrazzo, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Cooktop, Dishwasher, Disposal, Refrigerator
  • Foundation Details: Block
  • Total Bedrooms: 3
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Stories: 2
  • Street Number Modifier: 3149
  • Additional Rooms: Attic
  • Living Area Meters: 168.71
  • Room Count: 8

Exterior Features

  • Direction Faces: South
  • Exterior Features: Balcony, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Water Body Name: LAKE TARPON
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Water Access: Canal - Freshwater,Lake
  • Water Extras: Seawall - Other
  • Water Extras YN: 1
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 60
  • Flood Zone Date: 2021-08-24
  • Flood Zone Panel: 12103C0076H
  • Water Frontage Feet Canal Fresh: 60

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Workshop in Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 32-27-16-48780-000-0290
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required
  • Lot Dimensions: 60x109
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 609

Green Features

  • Green Verification Count: 0

Rental Info

  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer and Buyer's agent to confirm leasing restrictions with the city/county.

Tax Info

  • Tax Annual Amount: 1907.84
  • Tax Block: 000
  • Tax Book Number: 39-72
  • Tax Lot: 29

Multi Family

  • Waterfront Features: Canal - Freshwater

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,868 $140,222 -- --
2023 $1,868 $136,138 $0 $0
2022 $1,800 $132,173 $0 $0
2021 $1,800 $128,323 $0 $0
2020 $1,792 $126,551 $0 $0
2019 $1,754 $123,706 $0 $0
2018 $1,724 $121,399 $0 $0
2017 $1,701 $118,902 $0 $0
2016 $1,679 $116,456 $0 $0
2015 $1,707 $115,646 $0 $0
2014 $1,703 $114,728 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 For Sale $450,000 -- $248 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Quit Claim Deed $36,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $170,000 Unknown
Closed $110,500 New Conventional
Closed $50,000 Credit Line Revolving
Closed $51,403 New Conventional
Closed $106,900 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: TB8416815

Stellar MLS

APN: 32-27-16-48780-000-0290