Seller's Agent in 2025
Lisa Meegan
eXp Realty
(618) 719-9996
201 Total Sales
315 Independence Ave Waterloo, IL 62298
3
Beds
2
Baths
1,811
Sq Ft
0.39
Acres
Highlights
- Vaulted Ceiling
- Ranch Style House
- 3 Car Attached Garage
- Rogers Elementary School Rated A-
- Engineered Wood Flooring
- Bathtub
About This Home
As of June 2025WOW! Built in 2017 but showing like brand-new construction, this stunning home is sure to impress. Step inside the welcoming foyer & find 2 comfortable bedrooms w/a full bath conveniently located between them. Continue down the hall into the spacious living room, complete w/a cozy gas fireplace & an open-concept design flowing seamlessly into the eat-in kitchen, where the appliances are in like-new condition. Step outside onto the covered patio, perfect for evening grilling or simply relaxing & taking in the sunset. The highly desirable split-bedroom floor plan features a massive primary suite w/a huge walk-in closet, a luxurious full bath offering double sinks, a separate walk-in shower, & a soaking tub. Enjoy the convenience of a main floor laundry room w/a built-in drop zone for shoes, backpacks, or sports equipment. The lower level offers a walk-out, unfinished basement — a blank canvas ready for your personal touch. An absolutely beautiful home just waiting for its new owner!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,387
Year Built
- Built in 2017
HOA Fees
- $17 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Traditional Architecture
Interior Spaces
- 1,811 Sq Ft Home
- Vaulted Ceiling
- Insulated Windows
- Tilt-In Windows
- Sliding Doors
- Entrance Foyer
- Living Room with Fireplace
- Dining Room
- Fire and Smoke Detector
Flooring
- Engineered Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Easy To Use Faucet Levers
- Bathtub
Laundry
- Laundry Room
- Laundry on main level
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8 Feet High
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Electric Water Heater
- Water Softener Leased
Additional Features
- Patio
- 0.39 Acre Lot
Community Details
- Built by New Tradition Homes, LLC
Listing and Financial Details
- Assessor Parcel Number 07-26-201-129-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
Jun 6, 2025
Sold by
Smith Sandra Kay Steingrubey and Smith Todd
Bought by
Kruse Colin J
Seller's Agent
Lisa Meegan
eXp Realty
Buyer's Agent
Carla Mercer
eXp Realty
List Price
$385,000
Sold Price
$401,000
Premium/Discount to List
$16,000
4.16%
Views
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,466
Avg. Annual Appreciation
1.78%
Original Mortgage
$250,000
Outstanding Balance
$249,351
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$156,211
Purchase Details
Listed on
Aug 31, 2017
Closed on
Nov 15, 2017
Sold by
New Tradition Homes Llc
Bought by
Smith Steingrubey and Smith Sandra K
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Lisa Meegan
eXp Realty
List Price
$249,900
Sold Price
$245,000
Premium/Discount to List
-$4,900
-1.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.73%
Original Mortgage
$195,000
Interest Rate
3.85%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 31, 2017
Closed on
Nov 13, 2017
Sold by
New Tradition Homes Llc
Bought by
Smith Steingrubey and Smith Sandra K
Seller's Agent
Amy Hank
Keller Williams Pinnacle
Buyer's Agent
Lisa Meegan
eXp Realty
List Price
$249,900
Sold Price
$245,000
Premium/Discount to List
-$4,900
-1.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
3.85%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $401,000 | None Listed On Document | |
| Warranty Deed | $245,000 | Larry O Brockman Ltd | |
| Warranty Deed | $245,000 | Larry O Brockman Ltd |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | New Conventional | |
| Previous Owner | $195,000 | New Conventional | |
| Previous Owner | $195,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/06/2025 06/06/25 | Sold | $401,000 | +4.2% | $221 / Sq Ft | |
| 05/01/2025 05/01/25 | For Sale | $385,000 | -4.0% | $213 / Sq Ft | |
| 04/28/2025 04/28/25 | Off Market | $401,000 | -- | -- | |
| 11/14/2017 11/14/17 | Pending | -- | -- | -- | |
| 11/13/2017 11/13/17 | Sold | $245,000 | -2.0% | $135 / Sq Ft | View Prior Sale |
| 08/31/2017 08/31/17 | For Sale | $249,900 | -- | $138 / Sq Ft |
Source: MARIS MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,108 | $126,077 | $17,045 | $109,032 |
| 2023 | $0 | $107,730 | $15,690 | $92,040 |
| 2022 | $6,358 | $105,760 | $15,860 | $89,900 |
| 2021 | $6,171 | $100,750 | $13,420 | $87,330 |
| 2020 | $5,919 | $94,580 | $13,420 | $81,160 |
| 2019 | $5,473 | $86,940 | $13,420 | $73,520 |
| 2018 | $5,378 | $83,190 | $11,160 | $72,030 |
| 2017 | $38 | $580 | $580 | $0 |
| 2016 | $0 | $570 | $570 | $0 |
| 2015 | $38 | $570 | $570 | $0 |
| 2014 | $36 | $570 | $570 | $0 |
| 2012 | -- | $570 | $570 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Meegan
-
Carla Mercer
Buyer's Agent in 2025
Carla Mercer
eXp Realty
(618) 207-1804
94 Total Sales
-
Amy Hank
Seller's Agent in 2017
Amy Hank
Keller Williams Pinnacle
(618) 593-7358
219 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25027487
APN: 07-26-201-129-000
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