NOT LISTED FOR SALE

315 Slate St Cloquet, MN 55720

Estimated Value: $208,000 - $284,000

3 Beds
1.5 Baths
1,092 Sq Ft
$212/Sq Ft Est. Value

Last Sold September 30, 2013

Last sale price $47,200 $43 Per Sq Ft

Est. 391% increase in value since last sale

Current estimated payment $1,481/month

40 Days on Market

Highlights

  • 1 Car Detached Garage
  • Eat-In Kitchen
  • Forced Air Heating System
  • Churchill Elementary School Rated A-
  • Bathroom on Main Level
  • Storage Shed

About This Home

As of September 2013

Cute 3 BR Bungalow in upper Cloquet. Eat in kitchen, front porch, main floor BR's, and bath. Some new windows as well. 1+ detached garage and storage shed. This is a Fannie Mae Homepath property. This property is approved for Homepath renovation mortgage financing. For more about Homepath financing and incentives visit www.homepath.com

Last Agent to Sell the Property

Michele Vesel

CENTURY 21 Gilderman Listed on: 07/19/2013

Last Buyer's Agent

Michael Peterson

CENTURY 21 Gilderman

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,624

Year Built

  • 1948

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 50x80

Parking

  • 1 Car Detached Garage

Home Design

  • Poured Concrete
  • Frame Construction
  • Concrete Fiber Board Siding

Interior Spaces

  • 1,092 Sq Ft Home
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Outdoor Features

  • Storage Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Oil

Listing and Financial Details

  • Foreclosure
  • Assessor Parcel Number 06-045-6820

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,624

Year Built

1948

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Classification: Homestead
  • Style: SF Single Family
  • Estimated Number of Acres: 0.09
  • Assessment Balance: 36
  • Assessments: Yes
  • Construction: Previously Owned
  • Foreclosure: Yes
  • Foundation Size: 1092
  • Parcel Number: 06-045-6820
  • Projected Closed Date: 10/11/2013
  • Stories: 1.25 - 1.75 Story
  • Taxes With Assessments: 878
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1948

Interior Features

  • Dining Room: Eat-In Kitchen
  • Total Bedrooms: 3
  • Bathroom Description: Main Floor Full Bath
  • Total Bathrooms: 2
  • One Quarter Bathrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 2
  • Room 1: Kitchen, 12.2x8.9, On Level: Main
  • Room 2: Living Room, 14.2x13, On Level: Main
  • Room 3: Bedroom, 12.11x9.6, On Level: Main
  • Room 4: Bedroom, 12.2x9.4, On Level: Main
  • Room 5: Bedroom, 11.11x11.16, On Level: Second Floor
  • Room 6: Other, 13.2x8.6, On Level: Second Floor
  • Basement Features: Unfinished
  • Basement Material: Poured Concrete
  • Basement Style: Full
  • Finished Above Grade Sq Ft: 1092
  • Total Fin Square Footage: 1092
  • Total Square Footage: 1092

Exterior Features

  • Frontage Road: City
  • Construction Type: Frame/Wood
  • Exterior: Fiber Board
  • Out Buildings: Storage Shed

Garage/Parking

  • Garage Type: Detached
  • Garage Capacity: 1

Utilities

  • Fuel: Oil
  • Heat: Forced Air
  • Sewer: City
  • Water: City, Shared

Schools

  • School District: Cloquet #94

Lot Info

  • Estimated Lot Dimensions: 50x80

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 31, 2019
Sold by
Vnuk Jim
Bought by
Koivisto Jill E
Current Estimated Value
$231,566

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Outstanding Balance
$41,695
Interest Rate
3.65%
Mortgage Type
New Conventional
Estimated Equity
$162,835

Purchase Details

Listed on
Jul 19, 2013
Closed on
Sep 6, 2013
Sold by
Federal National Mortgage Association
Bought by
Vnuk Jim
Seller's Agent
Michele Vesel
CENTURY 21 Gilderman
Buyer's Agent
Michael Peterson
CENTURY 21 Gilderman
List Price
$45,900
Sold Price
$47,200
Premium/Discount to List
$1,300
2.83%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.13%

Purchase Details

Closed on
Jan 16, 2013
Sold by
Jpmorgan Chase Bank National Association
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Sep 25, 2012
Sold by
Jensrud Shannon J
Bought by
Jpmorgan Chase Bank National Association
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Koivisto Jill E $130,000 Carlton County Abstract & Ti
Vnuk James J -- Carlton County Abstract & Ti
Vnuk Jim -- None Available
Federal National Mortgage Association -- None Available
Jpmorgan Chase Bank National Association $81,278 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Koivisto Jill E $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/30/2013 09/30/13 Sold $47,200 +2.8% $43 / Sq Ft
08/28/2013 08/28/13 Pending -- -- --
07/19/2013 07/19/13 For Sale $45,900 -- $42 / Sq Ft
Source: REALTOR® Association of Southern Minnesota

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,624 $182,100 $11,800 $170,300
2023 $2,624 $174,100 $11,800 $162,300
2022 $2,030 $174,100 $11,800 $162,300
2021 $1,938 $123,600 $10,200 $113,400
2020 $1,830 $117,500 $10,200 $107,300
2019 $1,732 $111,900 $10,200 $101,700
2018 $1,582 $108,400 $10,200 $98,200
2017 $1,162 $101,500 $10,200 $91,300
2016 $1,096 $82,900 $10,200 $72,700
2015 $1,000 $49,300 $6,300 $43,000
2014 -- $49,300 $6,300 $43,000
2013 -- $49,300 $6,300 $43,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTOR® Association of Southern Minnesota

MLS Number: 4510379

REALTOR® Association of Southern Minnesota

APN: 06-045-6820