$429,000
SOLD OCT 24, 2025

315 Water St Jackson, CA 95642

3 Beds
1.5 Baths
1,475 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$291 Per Sq Ft

22% Below List Price

149 Days on Market

Highlights

  • RV Access or Parking
  • Downtown View
  • Great Room
  • Custom Home
  • Retreat
  • 4-minute walk to Kennedy Tailings Wheels Park

About This Home

As of October 2025

Step Back in Time and Fall in Love with this Beautifully preserved 1921 Craftsman style Home, perfectly nestled in the Heart of Jackson's Downtown. Experience a True "Hometown Vibe" with Modern conveniences, just moments from local shops, dining and community events. From the Moment you approach the Inviting Covered Porch, Feel the Warmth and Character of this Unique residence. Inside-A Thoughtfully updated interior. The spacious living area features a Charming electric Fireplace, creating a cozy ambiance for gatherings. The updated Kitchen is a Chef's delight, Ample Cabinet Space, modern appliances, and a layout perfect for Culinary Creativity. This Home offers three comfortable bedrooms and 1.5 bathroom. The master bedroom provides a serene retreat, while a versatile third bedroom currently serves as a Home Office. A clever Murphy bed-perfect for guests! Double French doors lead you to Private Oasis: A Tranquil Garden surrounding a patio, ideal for al fresco dining, BBQs with family and friends-unwind amidst lush greenery. Generous Attic space. Fantastic Workshop Delight-Basement! Reduce your energy costs-Embrace sustainable living with Solar Panels (buyer to assume lease) Seller offering One Year Home Warranty

Last Agent to Sell the Property

Erica Hutson

eXp Realty of Northern CA License #01903912 Listed on: 05/14/2025

eXp Realty of Northern CA

Last Buyer's Agent

Erica Hutson

eXp Realty of Northern CA License #01903912 Listed on: 05/14/2025

eXp Realty of Northern CA

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1921

Lot Details

  • 6,534 Sq Ft Lot
  • East Facing Home
  • Landscaped
  • Garden

Home Design

  • Custom Home
  • Craftsman Architecture
  • Bungalow
  • Composition Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,475 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Double Pane Windows
  • Bay Window
  • Great Room
  • Open Floorplan
  • Formal Dining Room
  • Workshop
  • Storage Room
  • Laminate Flooring
  • Downtown Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Synthetic Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Retreat
  • In-Law or Guest Suite
  • Bathtub with Shower

Laundry

  • Laundry Room
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 3 Open Parking Spaces
  • 2 Carport Spaces
  • Driveway
  • RV Access or Parking

Outdoor Features

  • Separate Outdoor Workshop

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected
  • Electric Water Heater
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 020-244-004-000

Home Details

Home Type

Single Family

Year Built

Built in 1921

Lot Details

0

Listing Details

  • Property Type: Residential
  • Subtype Description: Custom
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Stories: 1
  • Year Built: 1921
  • Architectural Style: Bungalow, Craftsman
  • Levels: One
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Electric Range, Free Standing Refrigerator, Gas Cook Top, Dishwasher, Disposal, Microwave, Electric Water Heater
  • Flooring: Laminate
  • Master Bathroom Features: Tub w/Shower Over
  • Total Bathrooms: 2
  • Bathroom Features: Tub w/Shower Over
  • Basement: Full
  • Dining Room Features: Dining Bar, Dining/Family Combo, Space in Kitchen, Formal Area
  • Family Room Features: View
  • Kitchen Features: Synthetic Counter, Kitchen/Family Combo
  • Living Room Features: Great Room, View
  • Room Type: Master Bedroom, Dining Room, Possible Guest, Family Room, Storage, Kitchen, Laundry, Workshop
  • Main Level: Bedroom(s), Dining Room, Family Room, Full Bath(s), Retreat, Kitchen, Street Entrance
  • Price Per Square Foot: 290.85
  • Square Footage: 1475.00
  • Window Features: Bay Window(s), Dual Pane Full

Exterior Features

  • Other Structures: Workshop
  • Construction Materials: Vinyl Siding
  • Property Faces: East
  • Fencing: None
  • Foundation: Concrete Perimeter
  • Home Warranty: Yes
  • Horse Property: No
  • Listing Price: 429000.00
  • Lot Features: Garden, Landscape Back, Landscape Misc, Low Maintenance
  • New Construction: No
  • Pool: No
  • Property Condition: Original
  • Road Surface Type: Asphalt, Paved
  • Roof: Composition
  • Spa: No
  • Topography: Snow Line Below,Lot Sloped,Snow Line Below,Lot Sloped
  • View Description: City Lights, Downtown
  • Land Use: Plantable

Garage/Parking

  • Open Parking Spaces: 3.00
  • Carport Spaces: 2.00
  • Parking Features: Covered, RV Possible, Uncovered Parking Spaces 2+
  • Driveway/Sidewalks: Paved Driveway

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: DSL Available, Natural Gas Connected
  • Cooling: Central
  • Electric: 220 Volts in Laundry
  • Heating: Central, Fireplace(s)
  • Laundry Features: Inside Area
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: Yes
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Amador Unified

Lot Info

  • Zoning: Residential
  • Irrigation: None
  • Lot Size Acres: 0.1500
  • Lot Size Sq Ft: 6534.00

Multi Family

Tax Info

  • Assessor Parcel Number: 020-244-004-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Amador

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2025
Closed on
Oct 20, 2025
Sold by
Winter John W and Winter Kristi A
Bought by
Spangler Johnson Paige
Seller's Agent
Erica Hutson
eXp Realty of Northern CA
Buyer's Agent
Erica Hutson
eXp Realty of Northern CA
List Price
$550,000
Sold Price
$429,000
Premium/Discount to List
-$121,000
-22%
Views
123

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.71%
Original Mortgage
$363,000
Outstanding Balance
$363,000
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$63,093

Purchase Details

Listed on
Sep 28, 2016
Closed on
Nov 17, 2016
Sold by
Toma Matthew M and Toma Stacy A
Bought by
Winter John W and Winter Kristi A
Seller's Agent
Kellee Davenport
Davenport Properties
Buyer's Agent
Barbi Boyle
Vista Sotheby's International Realty
List Price
$285,000
Sold Price
$285,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.69%
Original Mortgage
$246,235
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 19, 2012
Sold by
Toma Matthew M and Toma Stacy A
Bought by
Toma Matthew M and Toma Stacy A

Purchase Details

Closed on
Jan 18, 2012
Sold by
Toma Matthew M and Toma Stacy A
Bought by
Toma Matthew M and Toma Stacy A

Purchase Details

Closed on
Sep 25, 2006
Sold by
Grunigen Robert Neil and Grunigen Carla A
Bought by
Toma Matthew M and Toma Stacy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,030
Interest Rate
6.53%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jun 20, 2003
Sold by
Toma Matthew M and Toma Stacy A
Bought by
Toma Matthew M and Toma Stacy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,300
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 21, 2001
Sold by
Toma Matthew M and Toma Stacy A
Bought by
Toma Matthew M and Toma Stacy A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $429,000 Placer Title Company
Grant Deed $285,000 Western Land Title Co Inc
Interfamily Deed Transfer -- Western Land Title Co
Interfamily Deed Transfer -- Western Land Title Co
Grant Deed $119,500 None Available
Interfamily Deed Transfer -- Western Land Title Co
Interfamily Deed Transfer -- Western Land Title Co
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $363,000 New Conventional
Previous Owner $246,235 FHA
Previous Owner $116,030 Seller Take Back
Previous Owner $140,300 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 Sold $429,000 0.0% $291 / Sq Ft
10/10/2025 10/10/25 Pending -- -- --
08/24/2025 08/24/25 Price Changed $429,000 -3.1% $291 / Sq Ft
08/10/2025 08/10/25 Price Changed $442,900 -1.6% $300 / Sq Ft
06/27/2025 06/27/25 Price Changed $449,900 -8.0% $305 / Sq Ft
06/19/2025 06/19/25 Price Changed $489,000 -3.9% $332 / Sq Ft
06/04/2025 06/04/25 Price Changed $509,000 -5.7% $345 / Sq Ft
05/30/2025 05/30/25 Price Changed $539,999 -1.8% $366 / Sq Ft
05/14/2025 05/14/25 For Sale $550,000 +93.0% $373 / Sq Ft
11/21/2016 11/21/16 Sold $285,000 0.0% $193 / Sq Ft View Prior Sale
10/06/2016 10/06/16 Pending -- -- --
09/28/2016 09/28/16 For Sale $285,000 -- $193 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,211 $330,760 $69,632 $261,128
2024 $3,211 $324,275 $68,267 $256,008
2023 $3,146 $317,918 $66,929 $250,989
2022 $3,086 $311,685 $65,617 $246,068
2021 $3,026 $305,575 $64,331 $241,244
2020 $2,996 $302,443 $63,672 $238,771
2019 $2,936 $296,514 $62,424 $234,090
2018 $2,878 $290,700 $61,200 $229,500
2017 $2,822 $285,000 $60,000 $225,000
2016 $1,183 $123,522 $49,103 $74,419
2015 $1,165 $121,668 $48,366 $73,302
2014 $1,140 $119,286 $47,419 $71,867
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 225054484

MetroList

APN: 020-244-004-000