NOT LISTED FOR SALE

3150 Banks St Lincolnton, NC 28092

Estimated Value: $310,000 - $358,000

3 Beds
2 Baths
1,263 Sq Ft
$259/Sq Ft Est. Value

Last Sold November 16, 2023

Last sale price $300,000 $238 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $1,857/month

544 Days on Market

Highlights

  • New Construction
  • No HOA
  • 1 Car Attached Garage
  • Ranch Style House
  • Front Porch
  • Patio

About This Home

As of November 2023

FINALLY COMPLETE with CERTIFICATE OF OCUPANCY in hand!!! This newly constructed one-story home on a spacious 3/4 acre lot features 3 bedrooms, and 2 full bathrooms with granite countertops and tile flooring, as well as a walk-in closet in the primary suite. The open floorplan living areas boast modern floating wood plank flooring, spacious rooms, and 9ft. ceilings. The kitchen will have custom cabinetry, stainless steel appliances, recessed lighting, tiled backsplash, and granite countertops. The laundry is conveniently located near the rear entry. A covered front porch and a spacious rear deck provide access to the ample and level rear yard. The home also includes a one-car garage and a spacious concrete private driveway. The exterior is wrapped in vinyl siding.

Last Agent to Sell the Property

Sandy McAlpine

RE/MAX Results Brokerage Email: Sandyisyouragent@gmail.com License #79514 Listed on: 04/08/2022

Co-Listed By

Javier Sims Davila

Southern Homes of the Carolinas, Inc Brokerage Email: Sandyisyouragent@gmail.com License #311716

Last Buyer's Agent

Jennifer Henderson

First Properties License #287101

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,710

Year Built

  • Built in 2023 | New Construction

Lot Details

  • 0.73 Acre Lot
  • Level Lot
  • Property is zoned R-SF

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Crawl Space
  • Pull Down Stairs to Attic
  • Laundry Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Patio
  • Front Porch

Schools

  • Kiser Elementary School
  • Lincolnton Middle School
  • Lincolnton High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Built by Hard Work General Contractors Inc
  • Shannon

Listing and Financial Details

  • Assessor Parcel Number 56370

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,710

Year Built

Built in 2023 | New Construction

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 2023
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Proposed Completion Date: 2023-08-31
  • Road Surface Type: Concrete
  • Unit Levels: One
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 237.53
  • Special Features: NewHome

Interior Features

  • Foundation Details: Crawl Space, None
  • Fireplace: No
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Attic Stairs Pulldown, Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1263
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 99
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 99
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
  • Above Grade Finished Sq Ft: 1263
  • Accessibility Features: Two or More Access Exits
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1263
  • Bedroom Main: 3
  • Room Count: 7
  • Sq Ft Other: 0

Exterior Features

  • New Construction: Yes
  • Roof: Shingle
  • Construction Type: Site Built
  • Construction Type: Vinyl
  • Patio And Porch Features: Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 342
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Main Level
  • Cooling: Ceiling Fan(s), Heat Pump
  • Water Source: City

Condo/Co-op/Association

  • Hoa Subject To Dues: No
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Lincolnton
  • HOA Subject To: None

Lot Info

  • Lot Features: Level
  • Lot Size Area: 0.73
  • Lot Size Units: Acres
  • Parcel Number: 56370
  • Development Status: Completed
  • Lot Size Acres: 0.73
  • Lot Size Sq Ft: 31798
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R-SF

Building Info

  • Builder Name: Hard Work General Contractors Inc

MLS Schools

  • Elementary School: Kiser
  • High School: Lincolnton

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 8, 2022
Closed on
Nov 16, 2023
Sold by
Hard Work General Contractors Inc
Bought by
Ussery Ryan Tremaine and Mccomas Autumn Michelle
Seller's Agent
Sandy McAlpine
RE/MAX Results
Buyer's Agent
Jennifer Henderson
First Properties
List Price
$299,500
Sold Price
$300,000
Premium/Discount to List
$500
0.17%
Views
688
Current Estimated Value
$326,944

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,944
Avg. Annual Appreciation
4.58%
Original Mortgage
$302,000
Outstanding Balance
$296,240
Interest Rate
7.03%
Mortgage Type
New Conventional
Estimated Equity
$30,704

Purchase Details

Closed on
Sep 16, 2021
Sold by
Bundy George and Bundy Brenda C
Bought by
Hard Work Contractors Inc

Purchase Details

Closed on
Sep 22, 2011
Sold by
Custom Gears Inc
Bought by
Bundy George

Purchase Details

Closed on
Aug 30, 2001
Bought by
Custom Gears Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ussery Ryan Tremaine $300,000 None Listed On Document
Hard Work Contractors Inc $41,000 None Available
Bundy George -- None Available
Custom Gears Inc $15,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ussery Ryan Tremaine $302,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/16/2023 11/16/23 Sold $300,000 +0.3% $238 / Sq Ft
10/03/2023 10/03/23 Price Changed $299,000 -0.3% $237 / Sq Ft
08/21/2023 08/21/23 Price Changed $300,000 -1.3% $238 / Sq Ft
08/11/2023 08/11/23 Price Changed $304,000 -0.3% $241 / Sq Ft
06/28/2023 06/28/23 Price Changed $304,900 0.0% $241 / Sq Ft
03/23/2023 03/23/23 Price Changed $305,000 +1.8% $241 / Sq Ft
02/17/2023 02/17/23 For Sale $299,500 -0.2% $237 / Sq Ft
01/05/2023 01/05/23 Off Market $300,000 -- --
12/15/2022 12/15/22 Price Changed $325,000 -4.4% $257 / Sq Ft
04/08/2022 04/08/22 For Sale $340,000 -- $269 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,710 $259,863 $26,000 $233,863
2024 $1,690 $259,863 $26,000 $233,863
2023 $106 $18,000 $18,000 $0
2022 $99 $14,000 $14,000 $0
2021 $96 $14,000 $14,000 $0
2020 $94 $14,000 $14,000 $0
2019 $94 $14,000 $14,000 $0
2018 $82 $12,000 $12,000 $0
2017 $78 $12,000 $12,000 $0
2016 $78 $0 $0 $0
2015 $77 $12,000 $12,000 $0
2014 $76 $12,000 $12,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3845783

Canopy MLS (Canopy Realtor® Association)

APN: 56370