$985,000
SOLD MAY 22, 2025

3155 Clarho Cir Finksburg, MD 21048

4 Beds
4.5 Baths
5,655 Sq Ft
3.39 Acres

Recently Sold

$174 Per Sq Ft

1% Below List Price

12 Days on Market

Highlights

  • Second Garage
  • 3.39 Acre Lot
  • Colonial Architecture
  • Sandymount Elementary School Rated A-
  • Curved or Spiral Staircase
  • Deck

About This Home

As of May 2025

Introducing an exquisite residence boasting four bedrooms with four-full and one-half bathrooms across three levels of thoughtfully designed living space. Nestled on a 3.39-acre lot at the end of a quiet cul-de-sac, this property offers both privacy and convenience, complemented by a versatile detached garage. A grand two-story foyer welcomes guests with timeless accent trim moldings, including chair railing, crown molding, and wainscoting. Elegant and inviting, the formal dining room provides an ideal setting for hosting, with French doors leading seamlessly into the family room and kitchen for effortless entertaining. Unwind in the spacious family room, where a propane gas fireplace with a brick surround adds warmth and character, while glass doors open to a deck overlooking the serene backyard and wooded landscape. Designed for both function and style, the kitchen features granite countertops, a center island, a pantry, and a breakfast nook perfect for casual meals. An electric cooktop, dual ovens, and a warming drawer ensure every culinary creation is a breeze. Adjacent to the kitchen, a well-appointed office space with elegant molding offers versatility to suit any need. Down the hall, a full bathroom with a walk-in shower, a laundry room, and access to the attached three-car garage enhance everyday convenience. Behind French doors, a second office provides additional flexibility, easily serving as a main-level bedroom if desired. Ascending to the upper level, the luxurious primary suite awaits, featuring a tray ceiling, a spacious walk-in closet, and an opulent ensuite bathroom with a walk-in shower, soaking tub, dual granite vanity, a towel warmer and skylight. Three additional bedrooms share a full bathroom with a tub-shower. A generous storage room completes this level, offering ample space for organization. Downstairs, the finished lower level is made for both relaxation and entertainment, highlighted by a recreation room with a gas stove, a den, and a wet bar with granite counters. Walkout access leads to the outdoor kitchen and patio, seamlessly blending indoor and outdoor living. A large utility room provides additional storage solutions. Outdoor living is equally impressive, featuring a pond with a waterfall, a fenced garden, and an expansive backyard perfect for enjoying nature. Premium amenities include ceiling speakers throughout the home, a central vacuum system, a laundry chute, a water filtration system, and three-zoned heating and cooling and more. Expanding the possibilities, the detached garage accommodates at least three vehicles and offers a wealth of additional features, including a half bathroom, wet bar, laundry, ceiling speakers, a dedicated central vacuum system, and two air conditioning units. The upper level presents a spacious storage area alongside a flexible bonus room, ready to suit a variety of needs.

Last Agent to Sell the Property

Jake Northrop

Northrop Realty License #668697 Listed on: 03/27/2025

Northrop Realty

Last Buyer's Agent

R.J. Christian

CENTURY 21 New Millennium License #602495

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,416

Year Built

  • Built in 1998

Lot Details

  • 3.39 Acre Lot
  • Cul-De-Sac
  • Landscaped
  • No Through Street
  • Premium Lot
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Back, Front, and Side Yard
  • Property is zoned CONSE

Parking

  • 9 Garage Spaces | 3 Direct Access and 6 Detached
  • 6 Driveway Spaces
  • Second Garage
  • Parking Storage or Cabinetry
  • Side Facing Garage

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Wet Bar
  • Central Vacuum
  • Curved or Spiral Staircase
  • Sound System
  • Bar
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Tray Ceiling
  • Two Story Ceilings
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 2 Fireplaces
  • Free Standing Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Gas Fireplace
  • Double Pane Windows
  • Insulated Windows
  • Palladian Windows
  • Transom Windows
  • Casement Windows
  • Window Screens
  • Double Door Entry
  • French Doors
  • Six Panel Doors
  • Family Room Off Kitchen
  • Formal Dining Room
  • Den
  • Recreation Room
  • Storage Room
  • Utility Room
  • Attic

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Double Oven
  • Cooktop
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Laundry Chute

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Basement Windows

Outdoor Features

  • Pond
  • Deck
  • Patio
  • Exterior Lighting
  • Outdoor Storage
  • Outdoor Grill
  • Rain Gutters

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Water Treatment System
  • Water Dispenser
  • Multi-Tank Electric Water Heater
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 0704069625

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,416

Year Built

Built in 1998

Lot Details

0

Parking

9

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-03-28
  • Year Built: 1998
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Introducing an exquisite residence boasting four bedrooms with four-full and one-half bathrooms across three levels of thoughtfully designed living space. Nestled on a 3.39-acre lot at the end of a quiet cul-de-sac, this property offers both privacy and convenience, complemented by a versatile detached garage. A grand two-story foyer welcomes guests with timeless accent trim moldings, including chair railing, crown molding, and wainscoting. Elegant and inviting, the formal dining room provides an ideal setting for hosting, with French doors leading seamlessly into the family room and kitchen for effortless entertaining. Unwind in the spacious family room, where a propane gas fireplace with a brick surround adds warmth and character, while glass doors open to a deck overlooking the serene backyard and wooded landscape. Designed for both function and style, the kitchen features granite countertops, a center island, a pantry, and a breakfast nook perfect for casual meals. An electric cooktop, dual ovens, and a warming drawer ensure every culinary creation is a breeze. Adjacent to the kitchen, a well-appointed office space with elegant molding offers versatility to suit any need. Down the hall, a full bathroom with a walk-in shower, a laundry room, and access to the attached three-car garage enhance everyday convenience. Behind French doors, a second office provides additional flexibility, easily serving as a main-level bedroom if desired. Ascending to the upper level, the luxurious primary suite awaits, featuring a tray ceiling, a spacious walk-in closet, and an opulent ensuite bathroom with a walk-in shower, soaking tub, dual granite vanity, a towel warmer and skylight. Three additional bedrooms share a full bathroom with a tub-shower. A generous storage room completes this level, offering ample space for organization. Downstairs, the finished lower level is made for both relaxation and entertainment, highlighted by a recreation room with a gas stove, a den, and a wet bar with granite counters. Walkout access leads to the outdoor kitchen and patio, seamlessly blending indoor and outdoor living. A large utility room provides additional storage solutions. Outdoor living is equally impressive, featuring a pond with a waterfall, a fenced garden, and an expansive backyard perfect for enjoying nature. Premium amenities include ceiling speakers throughout the home, a central vacuum system, a laundry chute, a water filtration system, and three-zoned heating and cooling and more. Expanding the possibilities, the detached garage accommodates at least three vehicles and offers a wealth of additional features, including a half bathroom, wet bar, laundry, ceiling speakers, a dedicated central vacuum system, and two air conditioning units. The upper level presents a spacious storage area alongside a flexible bonus room, ready to suit a variety of needs.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven - Double, Refrigerator, Washer, Water Dispenser, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl Plank
  • Interior Amenities: Attic, Bar, Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Central Vacuum, Chair Railings, Crown Moldings, Curved Staircase, Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Laundry Chute, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Sound System, Upgraded Countertops, Wainscotting, Walk-In Closet(s), Water Treat System, Wet/Dry Bar, Wood Floors
  • Window Features: Casement, Double Pane, Insulated, Palladian, Screens, Skylights, Transom
  • Fireplace Features: Brick, Free Standing, Gas/Propane, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Double Entry, French, Six Panel
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Dry Wall, High, Tray Ceilings
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer, Breakfast Room, Laundry, Office, Recreation Room, Storage Room, Utility Room, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Sump Pump, Walkout Level, Windows
  • Laundry Type: Main Floor
  • Total Sq Ft: 5655
  • Living Area Sq Ft: 5655
  • Price Per Sq Ft: 257.47
  • Above Grade Finished Sq Ft: 3880
  • Below Grade Finished Sq Ft: 1775
  • Total Below Grade Sq Ft: 1775
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3155

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: 2nd Garage, Garage(s)
  • Construction Materials: Brick, Combination, Vinyl Siding
  • Exterior Features: Bbq Grill, Exterior Lighting, Gutter System, Secure Storage
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 9.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Private
  • Garage Features: Additional Storage Area, Garage - Side Entry, Inside Access, Oversized
  • Attached Garage Spaces: 3
  • Number Of Detached Garage Spaces: 6
  • Total Garage And Parking Spaces: 15
  • Type Of Parking: Attached Garage, Detached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Multi Units, Programmable Thermostat, Zoned
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Programmable Thermostat, Zoned
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank, Electric, Multi-Tank
  • Sewer/Septic System: Private Septic Tank, Septic Exists
  • Water Source: Well, Private

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139051837
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Backs To Trees, Cul-De-Sac, Front Yard, Landscaping, No Thru Street, Partly Wooded, Pond, Premium, Rear Yard, Sideyard(s), Trees/Wooded
  • Lot Size Acres: 3.39
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 147668.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Year Assessed: 2024
  • Zoning: CONSE
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 9416.00
  • Assessor Parcel Number: 0704069625
  • Tax Lot: 14
  • Tax Total Finished Sq Ft: 5655
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/22/2025

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
May 22, 2025
Sold by
Deoliveira Paulo S and Deoliveira Ana F
Bought by
Makle James Anderson
Seller's Agent
Jake Northrop
Northrop Realty
Buyer's Agent
R.J. Christian
CENTURY 21 New Millennium
List Price
$999,000
Sold Price
$985,000
Premium/Discount to List
-$14,000
-1.4%
Views
199

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.75%
Original Mortgage
$850,000
Outstanding Balance
$850,000
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$140,158

Purchase Details

Closed on
Jul 19, 1996
Sold by
Pridemark Enterprises Inc
Bought by
Underkoffler Jay T and Underkoffler Sharon L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $985,000 Capitol Title
Special Warranty Deed $985,000 Capitol Title
Deed $69,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $850,000 VA
Closed $850,000 VA
Previous Owner $407,725 New Conventional
Previous Owner $408,250 New Conventional
Previous Owner $354,000 New Conventional
Previous Owner $130,000 Credit Line Revolving
Previous Owner $275,000 New Conventional
Previous Owner $232,500 Stand Alone Second
Previous Owner $275,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/22/2025 05/22/25 Sold $985,000 -1.4% $174 / Sq Ft
04/08/2025 04/08/25 Pending -- -- --
03/27/2025 03/27/25 For Sale $999,000 +12.9% $177 / Sq Ft
04/01/2022 04/01/22 Sold $885,000 +6.0% $156 / Sq Ft
03/18/2022 03/18/22 Pending -- -- --
03/17/2022 03/17/22 For Sale $835,000 -- $148 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,331 $827,933 $0 $0
2023 $8,724 $773,667 $0 $0
2022 $8,116 $719,400 $201,900 $517,500
2021 $15,824 $689,567 $0 $0
2020 $14,896 $659,733 $0 $0
2019 $6,412 $629,900 $201,900 $428,000
2018 $7,224 $629,900 $201,900 $428,000
2017 $7,185 $629,900 $0 $0
2016 -- $636,300 $0 $0
2015 -- $636,300 $0 $0
2014 -- $636,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2025582

Bright MLS

APN: 04-069625