NOT LISTED FOR SALE

316 E Harvard Cir South Elgin, IL 60177

Estimated Value: $414,000 - $435,000

3 Beds
3 Baths
1,796 Sq Ft
$235/Sq Ft Est. Value

Last Sold February 19, 2021

Last sale price $292,000 $163 Per Sq Ft

Est. 45% increase in value since last sale

Current estimated payment $2,996/month

7 Days on Market

Highlights

  • Colonial Architecture
  • Deck
  • Vaulted Ceiling
  • South Elgin High School Rated A-
  • Recreation Room
  • Home Office

About This Home

As of February 2021

Beautifully updated colonial style home! Foyer is accented by wainscoting and has a custom drop zone. Open living/dining rooms have new gorgeous Luxury Vinyl Plank flooring, white trim, and crown molding. Kitchen boasts updated white cabinetry, quartz countertops, stainless steel appliances, separate eating area, and a dry bar with beverage fridge. Family room features a soaring vaulted ceiling and crown molding. A powder room completes the main level. Master suite includes a private master bath with double sinks and a step-in shower. 2nd and 3rd bedrooms are bright & spacious with upgraded trim, and share a full hall bath. Finished partial basement offers more living space with a large rec room and an office. Attached two-car garage. Huge deck off of the back of the home, and sprawling fenced-in backyard with a playset - perfect for relaxing or entertaining! Low utility costs with the new solar panel system! Ideal location in a quiet neighborhood, yet still close to Randall with shopping, dining, and other amenities! Just 10 mins to the Metra. This one truly has it all ~ WELCOME HOME!

Last Agent to Sell the Property

Sarah Leonard

Legacy Properties, A Sarah Leonard Company, LLC License #475122634 Listed on: 12/31/2020

Last Buyer's Agent

Kendra Perham

Suburban Life Realty, Ltd. License #475145705

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,050

Year Built

  • 1995

Lot Details

  • Southern Exposure
  • East or West Exposure
  • Fenced Yard

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Dining Area
  • Home Office
  • Recreation Room
  • Laminate Flooring
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,050

Year Built

1995

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 21-25 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Total Sq Ft: 1796
  • Style Of House: Colonial
  • Type Detached: 2 Stories
  • Estimated Year Built: 1995
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 2534
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1995

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Wood Laminate Floors
  • Number Of Rooms: 10
  • Living Room: Dimensions: 13X12, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, Water-Softener Owned, TV-Dish, Security System, CO Detectors, Ceiling Fan, Sump Pump, Radon Mitigation System(s)
  • Basement: Partial
  • Basement: Finished, Crawl
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 11X9, On Level: Basement, Flooring: Other, Windows: All
  • Dining Room: Dimensions: 11X11, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Kitchen Type: Dimensions: 12X11, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: Eating Area, Office, Recreation Room
  • Master Bedroom: Dimensions: 15X12, On Level: 2nd Level, Flooring: Wood Laminate, Windows: All
  • Additional Room 1 Name: Eating Area, Dimensions: 11X8, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Additional Room 2 Name: Office, Dimensions: 9X9, On Level: Basement, Flooring: Carpet, Windows: All
  • Bedroom 2: Dimensions: 11X10, On Level: 2nd Level, Flooring: Wood Laminate, Windows: All
  • Additional Room 3 Name: Recreation Rm, Dimensions: 22X11, On Level: Basement, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 10X10, On Level: 2nd Level, Flooring: Wood Laminate, Windows: All
  • Estimated Sq Ft: 1796
  • Estimated Total Finished Sq Ft: 2534
  • Basement Sq Ft: 738
  • Basement Finished Sq Ft: 738
  • Main Level Sq Ft: 1796
  • Dining Room Type: Separate
  • Family Room: Dimensions: 20X15, On Level: Main Level, Flooring: Wood Laminate, Windows: All

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Storms/Screens
  • Exposure: S (South), E (East)
  • Acreage: 0.1466

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 46
  • Elementary School: Clinton Elementary School
  • Middle School: Kenyon Woods Middle School
  • High School: South Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 10600
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0634330033

Green Features

  • Green Features: Photovoltaic/Solar System

Tax Info

  • Taxes: 7063.79

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 31, 2020
Closed on
Feb 3, 2021
Sold by
Taylor Christopher J
Bought by
Ladegaard Michael Eric
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Kendra Perham
Suburban Life Realty, Ltd.
List Price
$299,000
Sold Price
$292,000
Premium/Discount to List
-$7,000
-2.34%
Current Estimated Value
$422,814

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$130,814
Avg. Annual Appreciation
8.34%
Original Mortgage
$82,000
Outstanding Balance
$73,554
Interest Rate
2.87%
Mortgage Type
New Conventional
Estimated Equity
$349,260

Purchase Details

Closed on
Sep 10, 2020
Sold by
Taylor Jennifer L
Bought by
Taylor Christopher J

Purchase Details

Closed on
Feb 15, 2007
Sold by
Taylor Jennifer L
Bought by
Taylor Jennifer L and Taylor Christopher J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,800
Interest Rate
6.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 19, 2006
Sold by
Lotito Christopher P and Lotito Stephany E
Bought by
Taylor Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$286,900
Interest Rate
6.56%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
May 21, 2003
Sold by
Kaminski Gerald S and Kaminski Sarah R
Bought by
Lotito Christopher P and Lotito Stephany E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,500
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 9, 1999
Sold by
Narozny Theodore
Bought by
Kaminski Gerald S and Kaminski Sarah R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,000
Interest Rate
6.99%

Purchase Details

Closed on
Jun 22, 1998
Sold by
Creative Land Services Inc
Bought by
Narozny Theodore

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
4.87%

Purchase Details

Closed on
Mar 16, 1998
Sold by
Platt Steven C and Platt Deanna K
Bought by
Creative Land Services Inc

Purchase Details

Closed on
Aug 8, 1995
Sold by
First Colonial Trust Company
Bought by
Platt Steven C and Platt Deanna K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,200
Interest Rate
6.87%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ladegaard Michael Eric $292,000 Precision Title
Taylor Christopher J -- Precision Title
Taylor Jennifer L -- Ticor Title Insurance Co
Taylor Jennifer $302,000 Ticor Title Insurance Co
Lotito Christopher P $230,000 Ticor Title Insurance Compan
Kaminski Gerald S $172,000 --
Narozny Theodore $160,000 Chicago Title Insurance Co
Creative Land Services Inc $168,000 Chicago Title Insurance Co
Platt Steven C $166,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ladegaard Michael Eric $82,000
Previous Owner Taylor Jennifer L $288,800
Previous Owner Taylor Jennifer $286,900
Previous Owner Lotito Christopher P $218,500
Previous Owner Kaminski Gerald S $157,000
Previous Owner Narozny Theodore $152,000
Previous Owner Platt Steven C $157,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/19/2021 02/19/21 Sold $292,000 -2.3% $163 / Sq Ft
01/07/2021 01/07/21 Pending -- -- --
12/31/2020 12/31/20 For Sale $299,000 -- $166 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,050 $122,688 $28,317 $94,371
2023 $8,628 $110,839 $25,582 $85,257
2022 $8,181 $101,066 $23,326 $77,740
2021 $7,706 $94,489 $21,808 $72,681
2020 $7,476 $90,204 $20,819 $69,385
2019 $7,202 $85,925 $19,831 $66,094
2018 $7,064 $80,947 $18,682 $62,265
2017 $6,715 $76,524 $17,661 $58,863
2016 $6,398 $70,994 $16,385 $54,609
2015 -- $65,072 $15,018 $50,054
2014 -- $57,519 $14,833 $42,686
2013 -- $59,036 $15,224 $43,812
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10960813

Midwest Real Estate Data (MRED)

APN: 06-34-330-033