NOT LISTED FOR SALE

Estimated Value: $546,000 - $659,592

4 Beds
4.5 Baths
4,059 Sq Ft
$149/Sq Ft Est. Value

Last Sold October 14, 2022

Last sale price $556,000 $137 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $4,354/month

4 Days on Market

Highlights

  • Waterfront
  • Community Lake
  • Property is near a park
  • Oswego High School Rated A-
  • Fireplace in Primary Bedroom
  • Recreation Room

About This Home

As of October 2022

Welcome to this GORGEOUS executive 4,059 sq ft home on a quiet cul-de-sac featuring 6 BEDROOMS, 4.1 BATHS, 3 CAR tandem garage, FINISHED BASEMENT, and breathtaking SUNSET LAKE VIEWS in Ashcroft Place! Gleaming hardwood flooring in the foyer sets the stage for this magnificent property. A convenient front living room/flex room and a separate dining room (New Carpet 2021), with an elegant tray ceiling (currently used as an office), provide great spaces for entertaining. The massive open-concept kitchen features an abundance of cabinets and countertops, an oversized island with sink, breakfast bar, stylish backsplash, cooktop with hood, double oven, and a perfect coffee/wine station! The attached breakfast room provides ample table space for casual dinners offering stunning views of the fountain on the lake! Snuggle up this fall & winter around the cozy stone fireplace in the family room. Enjoy coffee and a good book in the inviting sunroom. Upstairs the impressive primary bedroom features a unique tray ceiling, two-sided gas fireplace, and TWO HUGE WALK-IN CLOSETS! The primary ensuite is nothing short of spectacular with a glamourous soaking tub surrounded by pillars and views of the fireplace, dual vanities, and a full walk-in SHOWER ROOM with rain-head and shower jets! The 2nd bedroom boasts a full private attached bathroom and walk-in closet. The sizeable 3rd & 4th bedrooms along with a full hallway bathroom with dual sinks complete the upstairs. Looking for even more space?! Head downstairs to the finished basement for 2 more oversized bedrooms with closets, a large rec room - all with new carpeting and paint, a full bathroom, and tons of storage!! The best is yet to come when you wander outside to the massive wrap-around brick paver patio with a built-in firepit! Relax after a long day with nightly sunset views over the lake. Fire up the grill on the 4th of July and watch the Oswego fireworks from your very own patio chair! Keep everyone safe inside the wrought iron fenced-in backyard! New Roof 2019, Sprinkler System (as-is), Passive Radon Mitigation System. Conveniently located near Prairie Point Park, miles of bike paths, splash pad, walking distance to Traughber Jr. High, close to downtown Oswego and the quaint shopping & restaurants! Ask your Realtor for the list of recent home improvements and book your private showing today!

Last Agent to Sell the Property

Carolyn Alzueta

Charles Rutenberg Realty of IL License #475160514 Listed on: 08/12/2022

Charles Rutenberg Realty of IL

Co-Listed By

Hillary Lafferty

Charles Rutenberg Realty of IL License #475163996

Last Buyer's Agent

Tameika Gipson

HomeSmart Realty Group License #475188425

HomeSmart Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,079

Year Built

  • Built in 2006

Lot Details

  • 0.29 Acre Lot
  • Waterfront
  • Paved or Partially Paved Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Tandem Garage
  • Parking Included in Price

Home Design

  • Traditional Architecture

Interior Spaces

  • 4,059 Sq Ft Home
  • 2-Story Property
  • Dry Bar
  • Double Sided Fireplace
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Recreation Room
  • Sun or Florida Room

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 6 Potential Bedrooms
  • Fireplace in Primary Bedroom
  • Dual Sinks
  • Soaking Tub
  • Shower Body Spray
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Crawl Space

Location

  • Property is near a park

Schools

  • Southbury Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Staff Association, Phone Number (815) 886-6241
  • Ashcroft Place Subdivision, Willow Floorplan
  • Property managed by Foster Premier
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,079

Year Built

Built in 2006

Lot Details

0

HOA Fees

$38 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ashcroft Place
  • Year Built: 2006
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1000
  • Fireplace Features: Double Sided, Gas Log, Gas Starter
  • Fireplaces: 2
  • Interior Amenities: Bar-Dry, First Floor Laundry
  • LivingArea: 4059
  • Room Type: Sun Room, Bedroom 5, Bedroom 6, Recreation Room
  • Estimated Total Finished Sq Ft: 5059
  • Assessed Sq Ft: 0
  • Basement Description: Finished,Crawl
  • Bathroom Amenities: Separate Shower,Double Sink,Full Body Spray Shower,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 2
  • Dining Room: Separate
  • Total Sq Ft: 4059
  • Basement Sq Ft: 1000
  • Fireplace Location: Living Room,Master Bedroom
  • Total Sq Ft: 5059
  • Upper Level Sq Ft: 4059
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 549900
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Garage Details: Tandem
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Zoned
  • Heating: Natural Gas, Forced Air, Sep Heating Systems - 2+, Zoned
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 450
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Foster Premier
  • Management Contact Name: Staff
  • Management Phone: 815-886-6241
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Southbury Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.2889
  • Lot Dimensions: 12583
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11079.38
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 12, 2022
Closed on
Aug 25, 2022
Sold by
Cook John D
Bought by
Magdaleno Jose
Seller's Agent
Carolyn Alzueta
Charles Rutenberg Realty of IL
Buyer's Agent
Tameika Gipson
HomeSmart Realty Group
List Price
$549,900
Sold Price
$556,000
Premium/Discount to List
$6,100
1.11%
Views
76
Current Estimated Value
$602,898

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,898
Avg. Annual Appreciation
3.06%
Original Mortgage
$444,800
Interest Rate
4.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 25, 2021
Sold by
Cook John D and Hayner Trisha
Bought by
Cook John D

Purchase Details

Closed on
Feb 20, 2017
Sold by
Cook Jean
Bought by
Cook John D and Hayner Cook Trisha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
4%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Jul 1, 2016
Closed on
Aug 24, 2016
Sold by
The Bank Of New York Mellon Trust Compan
Bought by
Cook Jean
Seller's Agent
Mark Groble
Team GT PLLC
Buyer's Agent
David Chally
Charles Rutenberg Realty of IL
List Price
$329,900
Sold Price
$300,000
Premium/Discount to List
-$29,900
-9.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.26%

Purchase Details

Closed on
May 10, 2016
Sold by
Chirkina Zara A
Bought by
The Bank Of New York Mellon Trust Na and Fdic 2013 Ni Asset Trust

Purchase Details

Closed on
Mar 31, 2006
Sold by
Wiseman Hughes Enterprises Inc
Bought by
Chirkina Zaia A and Chirkina Deena D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$483,200
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Magdaleno Jose $556,000 First American Title
Cook John D -- None Available
Cook John D $355,000 Wheatland Title Guaranty
Cook Jean $300,000 Fidelity National Title
The Bank Of New York Mellon Trust Na -- None Available
Chirkina Zaia A $537,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Magdaleno Jose $444,800
Previous Owner Cook John D $85,900
Previous Owner Cook John D $20,000
Previous Owner Cook John D $300,000
Previous Owner Cook John D $284,000
Previous Owner Chirkina Zaia A $50,000
Previous Owner Chirkina Zaia A $483,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/14/2022 10/14/22 Sold $556,000 +1.1% $137 / Sq Ft
08/17/2022 08/17/22 Pending -- -- --
08/12/2022 08/12/22 For Sale $549,900 +83.3% $135 / Sq Ft
09/07/2016 09/07/16 Sold $300,000 -9.1% $74 / Sq Ft
08/23/2016 08/23/16 Pending -- -- --
07/01/2016 07/01/16 For Sale $329,900 -- $81 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $11,479 $146,434 $32,104 $114,330
2022 $11,479 $133,121 $29,185 $103,936
2021 $11,079 $124,412 $27,276 $97,136
2020 $10,629 $118,487 $25,977 $92,510
2019 $11,168 $122,342 $25,977 $96,365
2018 $10,850 $117,852 $25,024 $92,828
2017 $10,520 $108,620 $23,064 $85,556
2016 $9,857 $100,770 $19,674 $81,096
2015 $9,865 $96,431 $18,827 $77,604
2014 $9,808 $90,972 $17,761 $73,211
2013 $9,808 $91,890 $17,940 $73,950
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11489980

Midwest Real Estate Data (MRED)

APN: 03-21-375-020