Seller's Agent in 2025
Steve Chapa
Chapa Realty
(314) 583-9274
4 in this area
69 Total Sales
Last list price
3164 Willow Bend Dr Saint Charles, MO 63303
4
Beds
3
Baths
2,412
Sq Ft
6,970
Sq Ft Lot
Highlights
- Open Floorplan
- Contemporary Architecture
- Bonus Room
- Becky-David Elementary School Rated A
- Vaulted Ceiling
- Great Room with Fireplace
About This Home
As of September 2025Welcome to 3164 Willow Bend Dr, a charming ranch retreat in the heart of St. Charles! This beautifully landscaped 3-bed, 3-bath home backs to a peaceful creek and lush trees, offering privacy and tranquility. Inside, you’re greeted by soaring vaulted ceilings, arched windows, and an open-concept layout perfect for everyday living and entertaining. The main level features three generous bedrooms, including a primary suite with walk-in closet, dual sinks, separate shower, and relaxing corner tub. The living room boasts a cozy gas fireplace and flows into the dining area and kitchen, where you’ll find stainless-steel appliances and a composite, maintenance-free deck just outside. Main-floor laundry adds convenience, and the fully finished walkout lower level offers an entire second living space complete with its own kitchen, full bath, laundry area, and a flexible room that works well as a guest space, office, or hobby area. A 2-car garage, great curb appeal, and quick access to Hwy 94, 364, I-70, and 40/61 make commuting a breeze. Minutes to parks, top schools, and the Streets of St. Charles. A rare find with space, function, and location!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,595
Year Built
- Built in 1995
Lot Details
- 6,970 Sq Ft Lot
- Landscaped
- Many Trees
- Back and Front Yard
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Contemporary Architecture
- Ranch Style House
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- Open Floorplan
- Vaulted Ceiling
- Gas Fireplace
- Great Room with Fireplace
- Living Room
- Breakfast Room
- Combination Kitchen and Dining Room
- Bonus Room
- Laundry in multiple locations
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Dishwasher
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- In-Law or Guest Suite
- Soaking Tub
Partially Finished Basement
- Walk-Out Basement
- Bedroom in Basement
- Finished Basement Bathroom
- Basement Window Egress
Schools
- Becky-David Elem. Elementary School
- Barnwell Middle School
- Francis Howell North High School
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Connected
Listing and Financial Details
- Assessor Parcel Number 3-0015-7056-00-0048.0000000
Community Details
Overview
- College Station Association
Amenities
- Common Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 12, 2025
Closed on
Aug 21, 2025
Sold by
Chapa-Rich Doreen
Bought by
Stuart Donald C
Seller's Agent
Steve Chapa
Chapa Realty
Buyer's Agent
Jennie Larsen
RedKey Realty Leaders
List Price
$390,000
Views
58
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.90%
Original Mortgage
$370,500
Outstanding Balance
$370,179
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$17,432
Purchase Details
Closed on
Oct 4, 2002
Sold by
Rich Ivan B and Chapa Rich Doreen
Bought by
Rich Ivan B and Chapa Rich Doreen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,000
Interest Rate
6.09%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Leaders Title | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $370,500 | New Conventional | |
| Previous Owner | $44,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/12/2025 09/12/25 | Sold | -- | -- | -- |
| 07/15/2025 07/15/25 | Pending | -- | -- | -- |
| 07/12/2025 07/12/25 | For Sale | $390,000 | -- | $162 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,595 | $61,825 | -- | -- |
| 2023 | $3,590 | $58,082 | -- | -- |
| 2022 | $3,093 | $46,305 | $0 | $0 |
| 2021 | $3,087 | $46,305 | $0 | $0 |
| 2020 | $2,825 | $41,267 | $0 | $0 |
| 2019 | $2,814 | $41,267 | $0 | $0 |
| 2018 | $2,836 | $39,723 | $0 | $0 |
| 2017 | $2,822 | $39,723 | $0 | $0 |
| 2016 | $2,545 | $35,906 | $0 | $0 |
| 2015 | $2,512 | $35,906 | $0 | $0 |
| 2014 | $2,416 | $33,477 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Steve Chapa
-
Jennie Larsen
Buyer's Agent in 2025
Jennie Larsen
RedKey Realty Leaders
(636) 489-9850
3 in this area
80 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25047843
APN: 3-0015-7056-00-0048.0000000
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