NOT LISTED FOR SALE

3164 Willow Bend Dr Saint Charles, MO 63303

Harvester Area

Estimated Value: $395,112

4 Beds
3 Baths
2,412 Sq Ft
$164/Sq Ft Est. Value

Sale Details

Date Sold: September 12, 2025

Current estimated payment $2,484 / mo

3 Days on Market

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Great Room with Fireplace
  • Contemporary Architecture
  • Bonus Room
  • Breakfast Room

About This Home

As of September 2025

Welcome to 3164 Willow Bend Dr, a charming ranch retreat in the heart of St. Charles! This beautifully landscaped 3-bed, 3-bath home backs to a peaceful creek and lush trees, offering privacy and tranquility. Inside, you’re greeted by soaring vaulted ceilings, arched windows, and an open-concept layout perfect for everyday living and entertaining. The main level features three generous bedrooms, including a primary suite with walk-in closet, dual sinks, separate shower, and relaxing corner tub. The living room boasts a cozy gas fireplace and flows into the dining area and kitchen, where you’ll find stainless-steel appliances and a composite, maintenance-free deck just outside. Main-floor laundry adds convenience, and the fully finished walkout lower level offers an entire second living space complete with its own kitchen, full bath, laundry area, and a flexible room that works well as a guest space, office, or hobby area. A 2-car garage, great curb appeal, and quick access to Hwy 94, 364, I-70, and 40/61 make commuting a breeze. Minutes to parks, top schools, and the Streets of St. Charles. A rare find with space, function, and location!

Last Agent to Sell the Property

Steve Chapa

Chapa Realty License #2005011979 Listed on: 07/12/2025

Last Buyer's Agent

Jennie Larsen

RedKey Realty Leaders License #2014012107

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,595

Year Built

  • Built in 1995

Lot Details

  • 6,970 Sq Ft Lot
  • Landscaped
  • Many Trees
  • Back and Front Yard

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Ranch Style House
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Open Floorplan
  • Vaulted Ceiling
  • Gas Fireplace
  • Great Room with Fireplace
  • Living Room
  • Breakfast Room
  • Combination Kitchen and Dining Room
  • Bonus Room
  • Laundry in multiple locations

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • Soaking Tub

Partially Finished Basement

  • Walk-Out Basement
  • Finished Basement Bathroom
  • Basement Window Egress

Schools

  • Becky-David Elem. Elementary School
  • Barnwell Middle School
  • Francis Howell North High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Connected

Listing and Financial Details

  • Assessor Parcel Number 3-0015-7056-00-0048.0000000

Community Details

Overview

  • College Station Association

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,595

Year Built

Built in 1995

Lot Details

6,970 Sq Ft Lot

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1995
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Lower Level, Main Level, Multiple Locations
  • ResoLotFeatures: Back Yard, Front Yard, Landscaped, Many Trees
  • Lot Size Acres: 0.16
  • Reso Association Amenities: Common Ground
  • Co List Office Phone: 636-441-1395
  • MLS Status: Closed
  • Subdivision Name: College Stat
  • Above Grade Finished Sq Ft: 1694
  • Architectural Style: Contemporary, Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Gas, Great Room
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • MIS_RoomFlooring: Laminate
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1694.00
  • MIS_RoomFlooring: Laminate
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Vinyl
  • MIS_RoomFlooring: Vinyl
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 718.00
  • MIS_EfficiencyYN: 0
  • MIS_RoomFlooring: Carpeting
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Egress Window, Partially Finished, Sleeping Area, Walk-Out Access
  • Interior Amenities: Breakfast Bar, Breakfast Room, In-Law Floorplan, Kitchen/Dining Room Combo, Open Floorplan, Pantry, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Electric Cooktop, Dishwasher, Electric Oven
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 718
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Laminate
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Flood Plain No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: College Station

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Becky-David Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell North High
  • Middle Or Junior School: Barnwell Middle

Lot Info

  • Parcel Number: 3-0015-7056-00-0048.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3595

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2025
Closed on
Aug 21, 2025
Sold by
Bought by
Seller's Agent
Steve Chapa
Chapa Realty
Buyer's Agent
Jennie Larsen
RedKey Realty Leaders
List Price
$390,000
Views
58
Current Estimated Value
$395,112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.47%
Original Mortgage
$370,500
Outstanding Balance
$367,209
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$27,903

Purchase Details

Closed on
Oct 4, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,000
Interest Rate
6.09%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Leaders Title
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $370,500
Previous Owner $44,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/12/2025 09/12/25 Sold -- -- --
07/15/2025 07/15/25 Pending -- -- --
07/12/2025 07/12/25 For Sale $390,000 -- $162 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,595 $61,825
2023 $3,590 $58,082
2022 $3,093 $46,305 $0 $0
2021 $3,087 $46,305 $0 $0
2020 $2,825 $41,267 $0 $0
2019 $2,814 $41,267 $0 $0
2018 $2,836 $39,723 $0 $0
2017 $2,822 $39,723 $0 $0
2016 $2,545 $35,906 $0 $0
2015 $2,512 $35,906 $0 $0
2014 $2,416 $33,477 $0 $0
Source: Public Records

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Map

Source: MARIS MLS

MLS Number: MIS25047843

MARIS MLS

APN: 3-0015-7056-00-0048.0000000

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