3169 Pearl St Elgin, IL 60124
Providence Neighborhood
2
Beds
2.5
Baths
1,550
Sq Ft
$253/mo
HOA Fee
Highlights
- Loft
- Living Room
- Central Air
- Prairie View Grade School Rated A-
- Laundry Room
- Dining Room
About This Home
As of July 2025Sought after Providence Town house rarely available. Updated and move in ready for its next owner. The living room features 2 story ceilings with views to the loft above. The kitchen includes stainless steel/black appliances, ceramic tile flooring, and high-quality 42" cabinetry. The mud room/laundry area is conveniently located on the first floor. The loft is a great flex space which can be used for office area. The master suite has a full bath. The second bedroom is nice size with another full bath and loft completing the second floor.***PEASE NOTE SELLER WILL BE PAINTING THE UNIT ALONG WITH SOME MISC REPAIRS***
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475130788 Listed on: 06/17/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,757
Year Built
- Built in 2008
HOA Fees
- $253 Monthly HOA Fees
Parking
- 2 Car Garage
- Parking Included in Price
Interior Spaces
- 1,550 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Loft
- Laundry Room
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include exterior maintenance, lawn care, snow removal
- 4 Units
- Providence@Acmweb.Com Association, Phone Number (630) 620-1133
- Providence Subdivision
- Property managed by Providence of Elgin Condo Assn
Pet Policy
- Dogs and Cats Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 17, 2025
Closed on
Jul 14, 2025
Sold by
Amh 2014-2 Borrower Llc and Amh 2014-2 Borrower Lp
Bought by
Syed Owais Ahmed & Mehwish Owais Living Trust and Ahmed
Seller's Agent
Kristine Henderson
Coldwell Banker Real Estate Group
Buyer's Agent
Hilda Jones
Baird & Warner Real Estate - Algonquin
List Price
$299,900
Sold Price
$291,500
Premium/Discount to List
-$8,400
-2.8%
Views
25
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.86%
Purchase Details
Closed on
Sep 19, 2014
Sold by
American Homes 4 Rent Properties Four Ll
Bought by
Amh 2014 2 Borrower Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$513,315,800
Interest Rate
4.07%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Sep 4, 2014
Sold by
American Homes 4 Rent Properties Four Ll
Bought by
Amh 2014 2 Borrower Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$513,315,800
Interest Rate
4.07%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Mar 11, 2013
Sold by
Gianfrancesco Rich
Bought by
American Homes 4 Rent Properties Four Ll
Purchase Details
Closed on
Jan 30, 2009
Sold by
Hovstone Properties Illinois Llc
Bought by
Gianfrancesco Rich
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,650
Interest Rate
5.03%
Mortgage Type
FHA
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $291,500 | None Listed On Document | |
| Special Warranty Deed | -- | None Available | |
| Special Warranty Deed | -- | Os National Llc | |
| Sheriffs Deed | $114,500 | None Available | |
| Warranty Deed | $185,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $513,315,800 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $513,315,800 | Commercial | |
| Previous Owner | $181,650 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/23/2025 07/23/25 | Sold | $291,500 | -2.8% | $188 / Sq Ft |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- |
| 06/17/2025 06/17/25 | For Sale | $299,900 | 0.0% | $193 / Sq Ft |
| 06/16/2025 06/16/25 | Off Market | $2,375 | -- | -- |
| 06/11/2025 06/11/25 | Price Changed | $2,375 | +3.0% | $2 / Sq Ft |
| 06/03/2025 06/03/25 | Price Changed | $2,305 | 0.0% | $1 / Sq Ft |
| 06/03/2025 06/03/25 | For Rent | $2,305 | +6.0% | -- |
| 12/20/2024 12/20/24 | Off Market | $2,175 | -- | -- |
| 11/25/2024 11/25/24 | Price Changed | $2,175 | -2.2% | $1 / Sq Ft |
| 11/20/2024 11/20/24 | For Rent | $2,225 | +43.5% | -- |
| 12/27/2018 12/27/18 | For Rent | $1,550 | 0.0% | -- |
| 12/27/2018 12/27/18 | Rented | $1,550 | 0.0% | -- |
| 12/26/2018 12/26/18 | Off Market | $1,550 | -- | -- |
| 12/06/2018 12/06/18 | Price Changed | $1,550 | -2.8% | $1 / Sq Ft |
| 11/14/2018 11/14/18 | Price Changed | $1,595 | -5.9% | $1 / Sq Ft |
| 09/26/2018 09/26/18 | For Rent | $1,695 | +1.2% | -- |
| 11/06/2017 11/06/17 | Rented | $1,675 | 0.0% | -- |
| 09/19/2017 09/19/17 | Under Contract | -- | -- | -- |
| 09/02/2017 09/02/17 | For Rent | $1,675 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,002 | $79,740 | $26,007 | $53,733 |
| 2023 | $6,757 | $72,039 | $23,495 | $48,544 |
| 2022 | $6,293 | $65,687 | $21,423 | $44,264 |
| 2021 | $6,109 | $61,413 | $20,029 | $41,384 |
| 2020 | $5,948 | $58,628 | $19,121 | $39,507 |
| 2019 | $5,786 | $55,847 | $18,214 | $37,633 |
| 2018 | $5,994 | $57,230 | $17,159 | $40,071 |
| 2017 | $5,792 | $54,102 | $16,221 | $37,881 |
| 2016 | $5,803 | $50,192 | $15,049 | $35,143 |
| 2015 | -- | $46,006 | $13,794 | $32,212 |
| 2014 | -- | $39,831 | $13,624 | $26,207 |
| 2013 | -- | $40,881 | $13,983 | $26,898 |
Source: Public Records
Agents Affiliated with this Home
-
Kristine Henderson
Seller's Agent in 2025
Kristine Henderson
Coldwell Banker Real Estate Group
(815) 325-6237
1 in this area
308 Total Sales
-
Kenneth Swindell
Seller Co-Listing Agent in 2025
Kenneth Swindell
Coldwell Banker Real Estate Group
(630) 251-5521
1 in this area
303 Total Sales
-
Hilda Jones
Buyer's Agent in 2025
Hilda Jones
Baird Warner
(847) 987-7089
2 in this area
353 Total Sales
-
Jennifer Jones
Buyer Co-Listing Agent in 2025
Jennifer Jones
Baird Warner
(224) 622-3237
1 in this area
101 Total Sales
-
S
Seller's Agent in 2018
Scott Lindemann
American Homes 4 Rent Management
-
N
Buyer's Agent in 2018
Non Member
NON MEMBER
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12391178
APN: 06-19-410-069
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