Seller's Agent in 2025
Betsy Tait
Fathom Realty FL LLC
(850) 748-6914
4 in this area
47 Total Sales
3171 Montecito Blvd Milton, FL 32583
3
Beds
2
Baths
1,568
Sq Ft
7,405
Sq Ft Lot
Highlights
- Home fronts a seawall
- Updated Kitchen
- Jetted Tub in Primary Bathroom
- Spa
- Canal View
- No HOA
About This Home
As of August 2025Cottage on a Canal for less than $300,000? Here is your dream come true! This 3/2 cottage is on a canal that is deep enough for boat and that boat can have you to the Gulf in 40 minutes! Come inside to a updated home that is a prefect retirement home or second home on the water. Or great starter home or Airbnb. Fish from your backyard- the brim, bass and red fish are biting! This 1568 sq ft home has a covered patio to sit and relax by the water, a shed for your "big boy" toys(kayaks, canoes, paddleboards) a "she shed" that could be a workshop, studio, or just more storage! The "she shed" is concrete block, has electric and plumbing run to it. Also has laundry hook ups. The home has been newly painted a contemporary dark gray that gives the home a modern feel. Outside has several raised beds for your favorite flowers or veggies. The master bedroom has a large bath attached with jetted tub, shower and closet with hookups for an all in one washer/dryer. This home also has a lovely Florida room off the large Living room that will give great views of the water no matter the weather. Come see your new home before someone else finds this treasure. (The lot next door belongs to someone else.)
Home Details
Home Type
- Single Family
Year Built
- Built in 1965
Lot Details
- 7,405 Sq Ft Lot
- Home fronts a seawall
- Home fronts a canal
- Privacy Fence
- Back Yard Fenced
Home Design
- Cottage
- Slab Foundation
- Metal Roof
- Block Exterior
Interior Spaces
- 1,568 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Inside Utility
- Canal Views
Kitchen
- Updated Kitchen
- Eat-In Kitchen
- Breakfast Bar
- ENERGY STAR Qualified Refrigerator
- ENERGY STAR Qualified Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Remodeled Bathroom
- 2 Full Bathrooms
- Tile Bathroom Countertop
- Dual Vanity Sinks in Primary Bathroom
- Private Water Closet
- Jetted Tub in Primary Bathroom
- Spa Bath
- Separate Shower
Parking
- 2 Parking Spaces
- Driveway
Pool
- Spa
Schools
- Bennett C Russell Elementary School
- Avalon Middle School
- Milton High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 401N280090697000080
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 17, 2025
Closed on
Aug 15, 2025
Sold by
Baxter Gary W and Baxter Lisa C
Bought by
Sullivan Timothy and Sullivan Scarlotte L
Seller's Agent
Betsy Tait
Fathom Realty FL LLC
Buyer's Agent
ANDRE THE
KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH
List Price
$275,000
Sold Price
$258,000
Premium/Discount to List
-$17,000
-6.18%
Views
93
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,622
Avg. Annual Appreciation
2.93%
Original Mortgage
$266,514
Outstanding Balance
$266,283
Interest Rate
6.72%
Mortgage Type
VA
Estimated Equity
-$5,661
Purchase Details
Listed on
Jan 26, 2016
Closed on
Jun 2, 2016
Sold by
Reverse Mortgage Solutions Inc
Bought by
Baxter Gary W and Baxter Lisa C
Seller's Agent
Brandon Vinyard
The Agency of Pensacola
Buyer's Agent
Gladys Magee
On The Gulf Realty
List Price
$78,000
Sold Price
$64,900
Premium/Discount to List
-$13,100
-16.79%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.15%
Purchase Details
Closed on
Jul 28, 2015
Sold by
Pailing Dennis E and United States Of America
Bought by
Reverse Mortgage Solutions Inc
Purchase Details
Closed on
Sep 17, 2008
Sold by
Mcmullen Paul A and Mcmullen Amie J
Bought by
Pailing James N
Purchase Details
Closed on
Apr 3, 2006
Sold by
Mcmullen Amie J and Applegate Amie J
Bought by
Mcmullen Amie J and Mcmullen Paul A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,800
Interest Rate
6.23%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Aug 5, 2002
Sold by
Blanton Anthony A
Bought by
Applegate Amie J
Purchase Details
Closed on
Apr 20, 2000
Sold by
Powell Stephen C and Powell Ellen L
Bought by
Blanton Anthony A and Blanton Amie J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,800
Interest Rate
8.27%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $258,000 | Clear Title | |
| Special Warranty Deed | $64,900 | Clear Title | |
| Trustee Deed | $68,200 | None Available | |
| Warranty Deed | $150,000 | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Quit Claim Deed | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $60,600 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $266,514 | VA | |
| Previous Owner | $41,800 | Credit Line Revolving | |
| Previous Owner | $69,300 | No Value Available | |
| Previous Owner | $65,576 | No Value Available | |
| Previous Owner | $61,800 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/21/2025 08/21/25 | Sold | $258,000 | -2.6% | $165 / Sq Ft | |
| 07/15/2025 07/15/25 | Pending | -- | -- | -- | |
| 07/08/2025 07/08/25 | Price Changed | $265,000 | -1.9% | $169 / Sq Ft | |
| 06/16/2025 06/16/25 | Price Changed | $270,000 | -1.8% | $172 / Sq Ft | |
| 05/17/2025 05/17/25 | For Sale | $275,000 | +323.7% | $175 / Sq Ft | |
| 06/02/2016 06/02/16 | Sold | $64,900 | -16.8% | $41 / Sq Ft | View Prior Sale |
| 05/10/2016 05/10/16 | Pending | -- | -- | -- | |
| 01/26/2016 01/26/16 | For Sale | $78,000 | -- | $50 / Sq Ft |
Source: Pensacola Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,302 | $128,674 | -- | -- |
| 2024 | $1,146 | $127,728 | -- | -- |
| 2023 | $1,146 | $124,453 | $0 | $0 |
| 2022 | $905 | $105,974 | $0 | $0 |
| 2021 | $890 | $102,886 | $0 | $0 |
| 2020 | $1,265 | $94,629 | $0 | $0 |
| 2019 | $1,120 | $80,568 | $0 | $0 |
| 2018 | $1,016 | $70,394 | $0 | $0 |
| 2017 | $996 | $67,690 | $0 | $0 |
| 2016 | $975 | $65,105 | $0 | $0 |
| 2015 | -- | $61,866 | $0 | $0 |
| 2014 | $974 | $62,536 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Betsy Tait
-
ANDRE THE
A
Buyer's Agent in 2025
ANDRE THE
KELLER WILLIAMS REALTY EMERALD COAST WEST BRANCH
(559) 246-2920
2 in this area
46 Total Sales
-
Brandon Vinyard
Seller's Agent in 2016
Brandon Vinyard
The Agency of Pensacola
(850) 341-4403
1 in this area
38 Total Sales
-
Gladys Magee
Buyer's Agent in 2016
Gladys Magee
On The Gulf Realty
(850) 380-4914
4 in this area
17 Total Sales
Map
Source: Pensacola Association of REALTORS®
MLS Number: 664485
APN: 40-1N-28-0090-69700-0080
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