318 Cascade Ln Unit 1 Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $264,976 - $278,000
2
Beds
3
Baths
1,576
Sq Ft
$175/mo
HOA Fee
Highlights
- Vaulted Ceiling
- Den
- Attached Garage
- Oswego High School Rated A-
- Walk-In Pantry
- Breakfast Bar
About This Home
As of November 2013Town home Style Condo Great Location, Interior View Great Condition New Flooring, Freshly Painted $500 toward HOW available upon request, buyer responsible for all transfer taxes. Special financing available. Separate Entrances, Patio off Kitchen, Two story entry and living room. Great Master suite. This is a must see Sold as is buyer responsible for all transfer taxes. Per Hud site complex is FHA approved
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,151
Year Built
- 1995
Lot Details
- 9,409
HOA Fees
- $175 per month
Parking
- Attached Garage
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Den
- Laundry on main level
Kitchen
- Breakfast Bar
- Walk-In Pantry
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Dual Sinks
Home Security
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- North or South Exposure
- Patio
- East or West Exposure
Listing and Financial Details
- Homeowner Tax Exemptions
- $2,000 Seller Concession
Community Details
Pet Policy
- Pets Allowed
Additional Features
- Common Area
- Storm Screens
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 10, 2013
Closed on
Oct 2, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Stumbo Joyce
Seller's Agent
Thomas Mulvey
Dow Realty
Buyer's Agent
Denise Brown
Kettley & Co. Inc. - Yorkville
List Price
$129,900
Sold Price
$119,300
Premium/Discount to List
-$10,600
-8.16%
Total Days on Market
46
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$149,694
Avg. Annual Appreciation
7.53%
Original Mortgage
$113,335
Interest Rate
4.24%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 11, 2013
Sold by
Baker Paul and Baker Paul Merrell
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Apr 27, 2007
Sold by
Becker Miriam and Becker Justin
Bought by
Baker Paul and Baker Gloria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,000
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 17, 2006
Sold by
Stimmer Mary A
Bought by
Rohac Miriam L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,000
Interest Rate
6.59%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 18, 2000
Sold by
Schultz James B and Schultz Kacey
Bought by
Stimmer Paul R and Stimmer Mary A
Purchase Details
Closed on
Aug 30, 1997
Sold by
Sprock Jeffrey A and Sprock Shannon N
Bought by
Schultz James B and Schultz Kacey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,900
Interest Rate
7.45%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 1, 1996
Bought by
Sprock Jeffrey A and Sprock Rea, S
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Stumbo Joyce | $119,500 | Attorneys Title Guaranty Fun | |
| Federal Home Loan Mortgage Corporation | -- | None Available | |
| Baker Paul | $185,500 | Ticor Title | |
| Rohac Miriam L | $178,000 | First American Title | |
| Stimmer Paul R | $128,000 | First American Title Ins Co | |
| Schultz James B | $105,000 | -- | |
| Sprock Jeffrey A | $119,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Stumbo Joyce | $109,000 | |
| Previous Owner | Stumbo Joyce | $113,335 | |
| Previous Owner | Baker Paul | $176,000 | |
| Previous Owner | Rohac Miriam L | $133,000 | |
| Previous Owner | Schultz James B | $101,900 | |
| Closed | Sprock Jeffrey A | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/12/2013 11/12/13 | Sold | $119,300 | -0.5% | $76 / Sq Ft |
| 09/25/2013 09/25/13 | Pending | -- | -- | -- |
| 09/09/2013 09/09/13 | Price Changed | $119,900 | -7.7% | $76 / Sq Ft |
| 08/10/2013 08/10/13 | For Sale | $129,900 | -- | $82 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,151 | $67,124 | $10,605 | $56,519 |
| 2022 | $4,151 | $61,022 | $9,641 | $51,381 |
| 2021 | $4,301 | $58,675 | $9,270 | $49,405 |
| 2020 | $4,343 | $56,966 | $9,000 | $47,966 |
| 2019 | $5,348 | $61,710 | $9,000 | $52,710 |
| 2018 | $4,360 | $51,204 | $7,656 | $43,548 |
| 2017 | $4,201 | $46,976 | $7,024 | $39,952 |
| 2016 | $4,120 | $45,607 | $6,819 | $38,788 |
| 2015 | $3,910 | $41,841 | $6,256 | $35,585 |
| 2014 | -- | $40,231 | $6,015 | $34,216 |
| 2013 | -- | $40,638 | $6,076 | $34,562 |
Source: Public Records
Agents Affiliated with this Home
-
Thomas Mulvey
Seller's Agent in 2013
Thomas Mulvey
Dow Realty
(815) 730-1900
54 Total Sales
-
Denise Brown
Buyer's Agent in 2013
Denise Brown
Kettley & Co. Inc. - Yorkville
(630) 546-6099
5 in this area
93 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08417559
APN: 03-09-434-015
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