Seller's Agent in 2025
Jaimie Banke
Keller Williams Thrive
(847) 802-2777
1 in this area
231 Total Sales
318 S 3rd St Saint Charles, IL 60174
Downtown Saint Charles Neighborhood
3
Beds
1
Bath
2,376
Sq Ft
9,148
Sq Ft Lot
Highlights
- Wood Flooring
- 2 Car Detached Garage
- Laundry Room
- Davis Primary School Rated A-
- Enclosed Patio or Porch
- Forced Air Heating and Cooling System
About This Home
As of March 2025Welcome to 318 S 3rd St, a charming 3 bedroom home in the heart of Saint Charles. This delightful home seamlessly blends classic character with modern convenience. Nestled on a tree-lined street, it offers an incredible enclosed front porch, perfect for Sunday coffee. Step inside to find a spacious living room filled with natural light, featuring beautiful hardwood floors and stunning woodwork. The formal dining room is perfect for hosting gatherings and family dinners. A cozy kitchen offers ample cabinet space, sleek cabinets, and gives direct access to the backyard. Upstairs, you'll find three spacious bedrooms. The full bathroom has been tastefully updated while maintaining the home's historic charm. A full basement provides additional storage and laundry access. Outside, the backyard is perfect for relaxation, gardening, or entertaining. The detached garage offers convenient off-street parking and extra storage. This home is within walking distance to downtown Saint Charles, with its vibrant dining, shopping, and entertainment options. The scenic Fox River and nearby parks provide endless outdoor recreation opportunities. Located in the highly rated District 303 school district. The home's classic architecture and prime location make it a rare find.
Last Agent to Sell the Property
Keller Williams Thrive License #475192348 Listed on: 02/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,817
Year Built
- Built in 1924
Lot Details
- 9,148 Sq Ft Lot
- Lot Dimensions are 132x66
- Partially Fenced Property
Parking
- 2 Car Detached Garage
- Parking Included in Price
Home Design
- Frame Construction
Interior Spaces
- 2,376 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room with Fireplace
- Dining Room
- Wood Flooring
Kitchen
- Range
- Microwave
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Enclosed Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- Millburn Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 7, 2025
Closed on
Feb 19, 2025
Sold by
Gary W Crutcher Living Trust and Crutcher Gary W
Bought by
Mcnally Brian
Seller's Agent
Jaimie Banke
Keller Williams Thrive
Buyer's Agent
Gretchen Weber
Baird & Warner Fox Valley - Geneva
List Price
$300,000
Sold Price
$330,000
Premium/Discount to List
$30,000
10%
Views
133
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,266
Avg. Annual Appreciation
9.79%
Original Mortgage
$247,500
Outstanding Balance
$245,547
Interest Rate
7.33%
Mortgage Type
New Conventional
Estimated Equity
$112,719
Purchase Details
Closed on
Aug 28, 2023
Sold by
Crutcher Gary W
Bought by
Gary W Crutcher Living Trust and Crutcher
Purchase Details
Closed on
Jun 19, 1998
Sold by
Akins Randall L
Bought by
Crutcher Gary W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
7.22%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $330,000 | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Warranty Deed | $145,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $247,500 | New Conventional | |
| Previous Owner | $112,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/11/2025 03/11/25 | Sold | $330,000 | +10.0% | $139 / Sq Ft |
| 02/08/2025 02/08/25 | Pending | -- | -- | -- |
| 02/07/2025 02/07/25 | For Sale | $300,000 | -- | $126 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,099 | $109,110 | $35,378 | $73,732 |
| 2023 | $7,816 | $97,655 | $31,664 | $65,991 |
| 2022 | $7,237 | $89,627 | $31,728 | $57,899 |
| 2021 | $6,968 | $85,432 | $30,243 | $55,189 |
| 2020 | $6,900 | $83,839 | $29,679 | $54,160 |
| 2019 | $6,783 | $82,179 | $29,091 | $53,088 |
| 2018 | $6,691 | $80,665 | $27,984 | $52,681 |
| 2017 | $6,528 | $77,907 | $27,027 | $50,880 |
| 2016 | $6,867 | $75,171 | $26,078 | $49,093 |
| 2015 | -- | $76,448 | $25,797 | $50,651 |
| 2014 | -- | $74,826 | $25,797 | $49,029 |
| 2013 | -- | $71,690 | $26,055 | $45,635 |
Source: Public Records
Agents Affiliated with this Home
-
Jaimie Banke
-
Joan Couris
Seller Co-Listing Agent in 2025
Joan Couris
Keller Williams Thrive
(630) 561-3348
1 in this area
673 Total Sales
-
Gretchen Weber
Buyer's Agent in 2025
Gretchen Weber
Baird Warner
(815) 757-0617
1 in this area
145 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12194991
APN: 09-34-131-005
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