319 N Church St Waterloo, IL 62298
2
Beds
1
Bath
1,014
Sq Ft
6,098
Sq Ft Lot
Highlights
- Traditional Architecture
- Corner Lot
- Laundry Room
- Rogers Elementary School Rated A-
- Living Room
- 3-minute walk to Koenigsmark Park
About This Home
As of February 2025Looking for a home with potential in a great location? This 2-bedroom, 1-bath charmer is situated on a corner lot right in town, offering convenience and affordability. With a kitchen, living room, and a versatile laundry room that doubles as a mudroom, this house has all the essentials. The attic is spacious and easily accessible, providing plenty of extra storage. The cozy yard is easy to maintain, making it ideal for those who prefer a low-maintenance outdoor space. Whether you’re looking for a small project or the perfect addition to your rental portfolio, this one’s for you! Don’t miss out on this opportunity to make it your own at an unbeatable price! *Due to snow, professional photos will be uploaded at a later date.*
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,502
Year Built
- Built in 1938
Lot Details
- 6,098 Sq Ft Lot
- Corner Lot
Home Design
- Traditional Architecture
- Vinyl Siding
Interior Spaces
- 1,014 Sq Ft Home
- 1-Story Property
- Living Room
Flooring
- Concrete
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 1 Parking Space
- Gravel Driveway
- Off-Street Parking
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating System
Listing and Financial Details
- Assessor Parcel Number 07-25-202-017-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 9, 2025
Closed on
Feb 14, 2025
Sold by
Russell Deborah M
Bought by
Meyer Mikayla R
Seller's Agent
Monica Schmidt
eXp Realty
Buyer's Agent
Monica Schmidt
eXp Realty
List Price
$125,000
Sold Price
$120,000
Premium/Discount to List
-$5,000
-4%
Views
28
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,696
Avg. Annual Appreciation
15.01%
Original Mortgage
$121,212
Outstanding Balance
$120,658
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$8,757
Similar Homes in Waterloo, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $120,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $121,212 | New Conventional | |
| Previous Owner | $10,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/14/2025 02/14/25 | Sold | $120,000 | -4.0% | $118 / Sq Ft |
| 02/14/2025 02/14/25 | Pending | -- | -- | -- |
| 01/09/2025 01/09/25 | For Sale | $125,000 | -- | $123 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,144 | $36,826 | $15,620 | $21,206 |
| 2023 | $0 | $34,650 | $14,570 | $20,080 |
| 2022 | $1,232 | $35,560 | $14,810 | $20,750 |
| 2021 | $1,259 | $32,880 | $8,750 | $24,130 |
| 2020 | $1,267 | $30,330 | $8,750 | $21,580 |
| 2019 | $1,327 | $30,330 | $8,750 | $21,580 |
| 2018 | $1,584 | $28,550 | $6,970 | $21,580 |
| 2017 | $1,530 | $29,063 | $7,095 | $21,968 |
| 2016 | $0 | $28,640 | $5,450 | $23,190 |
| 2015 | $1,684 | $31,380 | $6,300 | $25,080 |
| 2014 | $1,405 | $28,010 | $6,300 | $21,710 |
| 2012 | -- | $28,060 | $6,460 | $21,600 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Schmidt
Seller's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
314 Total Sales
-
Sara Schmitz
Seller Co-Listing Agent in 2025
Sara Schmitz
eXp Realty
(618) 795-4692
9 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25000767
APN: 07-25-202-017-000
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