$1,199,000

Estimated payment $8,121/month

Total Views 1,700
2 Beds
3 Baths
1,344 Sq Ft
$892 Price per Sq Ft

Highlights

  • 120 Feet of Ocean or Gulf Waterfront
  • Water access To Gulf or Ocean
  • Full Gulf or Ocean Views
  • Parking available for a boat
  • Boat Lift
  • 0.36 Acre Lot

About This Home

Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage.

The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings.

The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space.

Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout.

Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.

Listing Agent

Anthony Kanaris PLLC

BRIDGE POINT BUSINESS REAL EST Brokerage Phone: 352-515-0226 License #3253910 Listed on: 08/25/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,674

Year Built

  • Built in 1984

Lot Details

  • 15,632 Sq Ft Lot
  • Lot Dimensions are 120x131
  • 120 Feet of Ocean or Gulf Waterfront
  • North Facing Home
  • Oversized Lot
  • Level Lot
  • 2 Lots in the community
  • Additional Parcels
  • Property is zoned R1A

Parking

  • 1 Car Attached Garage
  • Basement Garage
  • Driveway
  • Parking available for a boat

Home Design

  • Coastal Architecture
  • Slab Foundation
  • Frame Construction
  • Metal Roof
  • Pile Dwellings
  • Stucco

Interior Spaces

  • 1,344 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Furnished
  • Crown Molding
  • Ceiling Fan
  • Plantation Shutters
  • Aluminum Window Frames
  • Living Room
  • Dining Room
  • Den
  • Full Gulf or Ocean Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Brick
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Water access To Gulf or Ocean
  • Seawall
  • Boat Lift
  • Balcony
  • Outdoor Storage

Location

  • Flood Zone Lot

Utilities

  • Central Heating and Cooling System
  • Cooling System Mounted To A Wall/Window
  • 1 Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Indian Bay Country Homes Unrec Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,674

Year Built

Built in 1984

Lot Details

0.36 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Coastal
  • Construction Materials: Stucco, Frame
  • Fireplace: No
  • Living Area: 1344
  • Lot Size Acres: 0.36
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 2968
  • Lot Size Sq Ft: 15632
  • Number Of Lots: 2
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 275.74
  • Escrow City: Spring Hill
  • Escrow State: FL
  • Escrow Street Name: Anderson Snow Road
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 892.11
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 352-515-0226
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Brick, Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Window Treatments
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab, Stilt/On Piling
  • Total Bedrooms: 2
  • Levels: Two
  • Spa Yn: No
  • Window Features: Aluminum Frames, Shutters, Window Treatments
  • Living Area Meters: 124.86

Exterior Features

  • Direction Faces: North
  • Exterior Features: Balcony, Storage
  • Roof: Metal
  • Home Warranty: No
  • Pool Private: No
  • View: Water, Gulf/Ocean - Full
  • Water Body Name: GULF OF AMERICA
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Gulf/Ocean
  • Water Extras: Lift,Seawall - Concrete
  • Water View: Gulf/Ocean - Full
  • Water View YN: 1
  • Waterfront Feet Total: 120
  • Flood Zone Panel: 12053C0283E
  • Water Frontage Feet Gulf Ocean: 120

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Boat, Driveway, Basement

Utilities

  • Utilities: Cable Connected, Electricity Connected, Water Connected
  • Cooling: Central Air, Wall/Window Unit(s)
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Upper Level, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Condo Land Included YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R1A
  • Parcel Number: R25-223-16-2615-0010-0140
  • Additional Parcels: Yes
  • Lot Features: FloodZone, In County, Level, Oversized Lot, Paved
  • Lot Dimensions: 120x131
  • Property Attached Yn: No
  • Flood Zone Code: AE

Rental Info

  • Furnished: Furnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 17674
  • Tax Block: 1
  • Tax Book Number: 1-851
  • Tax Lot: 13, 14

Multi Family

  • Waterfront Features: Gulf/Ocean

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,330 $754,544 $252,143 $502,401
2024 $11,513 $705,428
2023 $11,513 $641,298 $0 $0
2022 $10,330 $582,998 $0 $0
2021 $9,150 $533,885 $218,109 $315,776
2020 $7,939 $481,816 $206,109 $275,707
2019 $7,917 $470,252 $206,109 $264,143
2018 $6,476 $423,357 $176,135 $247,222
2017 $6,486 $394,596 $176,135 $218,461
2016 $5,823 $347,090 $0 $0
2015 $5,772 $336,522 $0 $0
2014 $5,568 $326,514 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/25/2026 08/25/26 For Sale $1,199,000 0.0% $892 / Sq Ft
04/01/2013 04/01/13 Rented -- -- --
04/01/2013 04/01/13 Under Contract -- -- --
09/20/2012 09/20/12 For Rent $1,800 -- --
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $165,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $4,000,000 New Conventional
Closed $600,000 Unknown
Closed $240,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: W7888807

Stellar MLS

APN: R25-223-16-2615-0010-0140

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