3198 Indian Gulf Ln Spring Hill, FL 34607
Hernando Beach AreaEstimated payment $8,121/month
Highlights
- 120 Feet of Ocean or Gulf Waterfront
- Water access To Gulf or Ocean
- Full Gulf or Ocean Views
- Parking available for a boat
- Boat Lift
- 0.36 Acre Lot
About This Home
Experience an exceptional waterfront lifestyle at 3198 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated coastal residence is offered together with adjoining Lot 13, which forms an integral part of the homesite. The property combines comfortable coastal living with open water views, a poured-concrete seawall, private boat lift, expansive upper balcony, large covered ground-level entertaining area and one-car garage.
The main living level features an open and inviting floor plan designed to take advantage of the surrounding waterfront setting. The living room, dining area and remodeled kitchen flow together, with generous windows and sliding glass doors providing abundant natural light and views toward the water. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, extensive counter space and a large island/breakfast bar providing additional seating and workspace. Wood-look flooring, plantation shutters, ceiling fans and coordinated coastal finishes contribute to the home's updated presentation. The adjoining upper balcony substantially extends the living and dining areas outdoors and provides an ideal setting for relaxing, dining or enjoying the natural waterfront surroundings.
The upper level includes the primary bedroom with private bath, a second bedroom, an additional full bath and laundry area. A finished first-floor room provides valuable additional flexibility. Although this room does not have a closet, it is finished consistently with the home, has a window and conventional access, and includes a full private bathroom. The space is well suited for use as a guest bedroom, den, home office or other flex space.
Outdoor living is equally impressive. A substantial covered paver area beneath the home creates a shaded entertaining space complete with a dedicated bar area, while the upper balcony provides elevated views across the water. The poured-concrete seawall and private boat lift make the property particularly appealing for boating, fishing, kayaking and exploring the surrounding waterways leading to the Gulf of America. The home also features a metal roof, paver driveway and extensive updating throughout.
Aripeka is part of Florida's Nature Coast and the greater Hernando Beach market area, offering convenient access to a variety of outdoor recreation and waterfront destinations. Nearby amenities include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. SunWest Park in Hudson provides additional beach and water recreation, while Weeki Wachee Springs is also within convenient reach. Popular Hernando Beach dining destinations include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping, dining and everyday services, including Cracker Barrel on Commercial Way. 3198 Indian Gulf Lane offers a distinctive combination of updated coastal living, flexible interior space, boating amenities and the natural waterfront setting that defines the Hernando Beach and 34607 coastal market.
Listing Agent
BRIDGE POINT BUSINESS REAL EST Brokerage Phone: 352-515-0226 License #3253910 Listed on: 08/25/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $17,674
Year Built
- Built in 1984
Lot Details
- 15,632 Sq Ft Lot
- Lot Dimensions are 120x131
- 120 Feet of Ocean or Gulf Waterfront
- North Facing Home
- Oversized Lot
- Level Lot
- 2 Lots in the community
- Additional Parcels
- Property is zoned R1A
Parking
- 1 Car Attached Garage
- Basement Garage
- Driveway
- Parking available for a boat
Home Design
- Coastal Architecture
- Slab Foundation
- Frame Construction
- Metal Roof
- Pile Dwellings
- Stucco
Interior Spaces
- 1,344 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Furnished
- Crown Molding
- Ceiling Fan
- Plantation Shutters
- Aluminum Window Frames
- Living Room
- Dining Room
- Den
- Full Gulf or Ocean Views
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Brick
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom Upstairs
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Water access To Gulf or Ocean
- Seawall
- Boat Lift
- Balcony
- Outdoor Storage
Location
- Flood Zone Lot
Utilities
- Central Heating and Cooling System
- Cooling System Mounted To A Wall/Window
- 1 Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
- Indian Bay Country Homes Unrec Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 13, 14 / 1
- Assessor Parcel Number R25-223-16-2615-0010-0140
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,330 | $754,544 | $252,143 | $502,401 |
| 2024 | $11,513 | $705,428 | ||
| 2023 | $11,513 | $641,298 | $0 | $0 |
| 2022 | $10,330 | $582,998 | $0 | $0 |
| 2021 | $9,150 | $533,885 | $218,109 | $315,776 |
| 2020 | $7,939 | $481,816 | $206,109 | $275,707 |
| 2019 | $7,917 | $470,252 | $206,109 | $264,143 |
| 2018 | $6,476 | $423,357 | $176,135 | $247,222 |
| 2017 | $6,486 | $394,596 | $176,135 | $218,461 |
| 2016 | $5,823 | $347,090 | $0 | $0 |
| 2015 | $5,772 | $336,522 | $0 | $0 |
| 2014 | $5,568 | $326,514 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/25/2026 08/25/26 | For Sale | $1,199,000 | 0.0% | $892 / Sq Ft |
| 04/01/2013 04/01/13 | Rented | -- | -- | -- |
| 04/01/2013 04/01/13 | Under Contract | -- | -- | -- |
| 09/20/2012 09/20/12 | For Rent | $1,800 | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $165,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $4,000,000 | New Conventional | |
| Closed | $600,000 | Unknown | |
| Closed | $240,000 | New Conventional |
Source: Stellar MLS
MLS Number: W7888807
APN: R25-223-16-2615-0010-0140
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