NOT LISTED FOR SALE

32 Cumberland St Cumberland, MD 21502

Estimated Value: $116,000 - $214,000

3 Beds
2.5 Baths
2,679 Sq Ft
$67/Sq Ft Est. Value

Last Sold July 15, 2021

Last sale price $162,000 $60 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $1,061/month

Highlights

  • Traditional Floor Plan
  • Wood Flooring
  • 2 Fireplaces
  • Traditional Architecture
  • Attic
  • 2-minute walk to Great Allegheny Passage in Cumberland

About This Home

As of July 2021

Unique property within walking distance to the C+O bike trail, downtown Cumberland, Cumb. Theatre. Enjoy the fab city view! Add 1 of 2 "Speak-easy" bars known of in Cumberland used in prohibition times in the lower level (it's way cool!!), finished attic, fireplace in LR, main level laundry, side fenced yard, detached garage, patio, main level laundry, and updates for a fabulous deal. Updates include: Kitchen tile, backsplash in '15, quartz countertop in '20, new range in '20, hardwood floor in '18, gas fp in '19, patio + fence in '15, front porch wood tiles from Ikea in '20, upstairs hardwood in '17, speakeasy updates of bar, floor ceiling in '16, electrical updates in '16, water lines in '19, new hot water heater in '20, main flr bathroom extended from 1/2 to a full bath and added laundry area in '15, garage floor in '20, attic remodeled in '16, new lighting fixtures throughout. There is gas line present for speakeasy fireplace. Looking for a 2nd home? Just 2.5 hrs from Pittsburgh, PA, Baltimore, MD or Washington, DC.Come see this beautiful home, you will be glad you did!!

Last Agent to Sell the Property

Melanie Dimaio

(301) 268-7295 melanie.dimaio@longandfoster.com The KW Collective License #506180 Listed on: 03/10/2021

The KW Collective

Last Buyer's Agent

David Robertson

(240) 727-1294 davidchristinerobertson89@gmail.com Better Homes & Gardens Real Estate Old Line Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,709

Year Built

  • Built in 1910

Lot Details

  • 5,378 Sq Ft Lot
  • Property is in very good condition

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • On-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Plaster Walls
  • Slate Roof
  • Masonry

Interior Spaces

  • Property has 2.5 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Bar
  • Crown Molding
  • Ceiling Fan
  • 2 Fireplaces
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Cedar Closet

Finished Basement

  • Heated Basement
  • Connecting Stairway
  • Front Basement Entry

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Window Unit Cooling System
  • Hot Water Baseboard Heater
  • 220 Volts
  • Natural Gas Water Heater
  • Municipal Trash
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • West Side Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0106043887

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,709

Year Built

Built in 1910

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Home Warranty: No
  • Inclusions: See inclusion list in documents, please.
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2021-03-10
  • Year Built: 1910
  • Automatically Close On Close Date: No
  • Remarks Public: Unique property within walking distance to the C+O bike trail, downtown Cumberland, Cumb. Theatre. Enjoy the fab city view! Add 1 of 2 "Speak-easy" bars known of in Cumberland used in prohibition times in the lower level (it's way cool!!), finished attic, fireplace in LR, main level laundry, side fenced yard, detached garage, patio, main level laundry, and updates for a fabulous deal. Updates include: Kitchen tile, backsplash in '15, quartz countertop in '20, new range in '20, hardwood floor in '18, gas fp in '19, patio + fence in '15, front porch wood tiles from Ikea in '20, upstairs hardwood in '17, speakeasy updates of bar, floor ceiling in '16, electrical updates in '16, water lines in '19, new hot water heater in '20, main flr bathroom extended from 1/2 to a full bath and added laundry area in '15, garage floor in '20, attic remodeled in '16, new lighting fixtures throughout. There is gas line present for speakeasy fireplace. Looking for a 2nd home? Just 2.5 hrs from Pittsburgh, PA, Baltimore, MD or Washington, DC.Come see this beautiful home, you will be glad you did!!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Ceramic Tile, Hardwood
  • Interior Amenities: Attic, Bar, Breakfast Area, Carpet, Cedar Closet(s), Ceiling Fan(s), Crown Moldings, Floor Plan - Traditional, Upgraded Countertops, Wet/Dry Bar, Wood Floors
  • Fireplaces Count: 2
  • Wall Ceiling Types: Dry Wall, Plaster Walls
  • Foundation Details: Block
  • Levels Count: 2.5
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Front Entrance, Fully Finished, Heated, Improved
  • Basement Finished Percent: 100.00
  • Basement Footprint Percent: 100.00
  • Total Sq Ft: 2679
  • Living Area Sq Ft: 2679
  • Price Per Sq Ft: 83.77
  • Above Grade Finished Sq Ft: 1979
  • Below Grade Finished Sq Ft: 700
  • Total Below Grade Sq Ft: 700
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 32

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Masonry
  • Roof: Slate
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage, On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Wall Unit, Window Unit(s)
  • Monthly Average Electric: 44
  • Previous Twelve Months Electric Expense: 528.00
  • Electric Service: 220 Volts
  • Gas Avg Month: 118.62
  • Gas Prev12 Months: 1423.44
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Phone Available
  • Monthly Water Average: 91
  • Water Previous Twelve Months: 1092.00
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208

Lot Info

  • Improvement Assessed Value: 127200.00
  • Land Assessed Value: 9400.00
  • Lot Size Acres: 0.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5378.00
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14914581
  • Tax Annual Amount: 1709.00
  • Assessor Parcel Number: 0106043887
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 07/15/2021

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 10, 2021
Closed on
Jul 15, 2021
Sold by
Shade Jacob C
Bought by
Jones Wendy Lin
Seller's Agent
Melanie Dimaio
The KW Collective
Buyer's Agent
David Robertson
Better Homes & Gardens Real Estate Old Line Group
List Price
$177,777
Sold Price
$162,000
Premium/Discount to List
-$15,777
-8.87%
Current Estimated Value
$179,895

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,895
Avg. Annual Appreciation
2.50%
Original Mortgage
$159,065
Outstanding Balance
$144,105
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$35,790

Purchase Details

Listed on
May 19, 2014
Closed on
Aug 29, 2014
Sold by
Butts Gary D
Bought by
Shade Jacob C
Seller's Agent
Shirley Lee
White Dove
Buyer's Agent
Melanie Dimaio
The KW Collective
List Price
$99,000
Sold Price
$90,000
Premium/Discount to List
-$9,000
-9.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.92%
Original Mortgage
$90,000
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 10, 2006
Sold by
Asher S and Asher Ra L
Bought by
Butts Gary D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.88%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 4, 2006
Sold by
Asher S and Asher Ra L
Bought by
Butts Gary D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,000
Interest Rate
6.88%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 2, 2002
Sold by
Zeller Ruth Lee and Asher Sandra L
Bought by
Asher Sandra L and Guthrie Deann M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jones Wendy Lin $162,000 None Available
Shade Jacob C $90,000 None Available
Butts Gary D $175,000 --
Butts Gary D $175,000 --
Asher Sandra L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jones Wendy Lin $159,065
Previous Owner Shade Jacob C $90,000
Previous Owner Butts Gary D $115,000
Previous Owner Butts Gary D $115,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/15/2021 07/15/21 Sold $162,000 -2.3% $60 / Sq Ft
06/07/2021 06/07/21 Pending -- -- --
05/15/2021 05/15/21 Price Changed $165,777 -6.8% $62 / Sq Ft
03/10/2021 03/10/21 For Sale $177,777 +97.5% $66 / Sq Ft
08/29/2014 08/29/14 Sold $90,000 0.0% $58 / Sq Ft View Prior Sale
07/29/2014 07/29/14 Pending -- -- --
07/21/2014 07/21/14 Off Market $90,000 -- --
05/19/2014 05/19/14 For Sale $99,000 -- $63 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,230 $159,067 $0 $0
2024 $1,230 $147,833 $0 $0
2023 $1,166 $136,600 $9,400 $127,200
2022 $1,111 $119,733 $0 $0
2021 $962 $102,867 $0 $0
2020 $799 $86,000 $9,400 $76,600
2019 $804 $86,000 $9,400 $76,600
2018 $817 $86,000 $9,400 $76,600
2017 $816 $86,000 $0 $0
2016 $0 $86,000 $0 $0
2015 $1,399 $86,000 $0 $0
2014 $1,399 $145,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL136216

Bright MLS

APN: 06-043887