A
Seller's Agent in 2025
Audrey Evans
RE/MAX
(540) 874-0317
66 Total Sales
320 Fingerlake Rd Penhook, VA 24137
3
Beds
3
Baths
2,796
Sq Ft
0.49
Acres
Highlights
- 75 Feet of Waterfront
- 3 Dock Slips
- Lake View
- Gretna Elementary School Rated A-
- Spa
- Deck
About This Home
As of July 2025A Rare Waterfront Opportunity on Smith Mountain Lake!This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining.Downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area--perfect for hosting gatherings or relaxing after a day on the water.Whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes--and short-term rentals are allowed, offering incredible income potential
Last Agent to Sell the Property
RE/MAX LAKEFRONT REALTY INC License #0225261630 Listed on: 03/25/2025
Last Buyer's Agent
RE/MAX LAKEFRONT REALTY INC License #0225261630 Listed on: 03/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,970
Year Built
- Built in 1981
Lot Details
- 0.49 Acre Lot
- 75 Feet of Waterfront
- Fenced Yard
- Property is zoned R1
Home Design
- Ranch Style House
- Brick Exterior Construction
Interior Spaces
- 2,796 Sq Ft Home
- Cathedral Ceiling
- Lake Views
- Laundry on main level
Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- 3 Full Bathrooms
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
Parking
- 3 Parking Spaces
- Attached Carport
Outdoor Features
- Spa
- No Wake Zone
- Boat Hoist or Davit
- 3 Dock Slips
- Deck
- Covered Patio or Porch
Schools
- Gretna Elementary School
- Gretna Middle School
- Gretna High School
Utilities
- Heat Pump System
Community Details
- No Home Owners Association
- Penhook Subdivision
Listing and Financial Details
- Tax Lot 6
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 25, 2025
Closed on
Jul 18, 2025
Sold by
Holley Durend Neal
Bought by
Sole Source Solution Llc
Seller's Agent
Audrey Evans
RE/MAX LAKEFRONT REALTY INC
Buyer's Agent
Audrey Evans
RE/MAX LAKEFRONT REALTY INC
List Price
$795,000
Sold Price
$650,000
Premium/Discount to List
-$145,000
-18.24%
Views
119
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,201
Avg. Annual Appreciation
8.12%
Original Mortgage
$65,000
Outstanding Balance
$64,890
Interest Rate
6.84%
Mortgage Type
Seller Take Back
Estimated Equity
$607,311
Purchase Details
Closed on
Dec 12, 2016
Sold by
Holley Durend Neal
Bought by
Holley Durend Neal and Holley Landon Wayne
Purchase Details
Closed on
Nov 30, 2016
Sold by
Lindsey John C and Lindsey Jacqueline S
Bought by
Holley Durend Neal
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $650,000 | Old Republic Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $361,100 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $65,000 | Seller Take Back | |
| Open | $550,000 | Seller Take Back |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Sold | $650,000 | -18.2% | $232 / Sq Ft |
| 05/07/2025 05/07/25 | Pending | -- | -- | -- |
| 03/25/2025 03/25/25 | For Sale | $795,000 | -- | $284 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,030 | $541,100 | $300,000 | $241,100 |
| 2024 | $3,030 | $541,100 | $300,000 | $241,100 |
| 2023 | $3,030 | $541,100 | $300,000 | $241,100 |
| 2022 | $2,360 | $361,300 | $200,000 | $161,300 |
| 2021 | $1,120 | $361,300 | $200,000 | $161,300 |
| 2020 | $2,240 | $361,300 | $200,000 | $161,300 |
| 2019 | $2,240 | $361,300 | $200,000 | $161,300 |
| 2018 | $2,240 | $361,300 | $200,000 | $161,300 |
| 2017 | $2,130 | $361,300 | $200,000 | $161,300 |
| 2016 | $2,130 | $361,100 | $200,000 | $161,100 |
| 2015 | $2,130 | $361,100 | $200,000 | $161,100 |
| 2011 | -- | $375,800 | $200,000 | $175,800 |
Source: Public Records
Agents Affiliated with this Home
-
Audrey Evans
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 915528
APN: 1563-42-1053
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