$242,500
SOLD OCT 28, 2025

320 Harding Ave Middle River, MD 21220

2 Beds
2 Baths
1,152 Sq Ft
0.32 Acres

Recently Sold

$211 Per Sq Ft

3% Below List Price

5 Days on Market

Highlights

  • 0.32 Acre Lot
  • Cape Cod Architecture
  • Attic
  • Open Floorplan
  • Recreation Room
  • No HOA

About This Home

As of October 2025

Charming Cape Cod on a Spacious Lot! This cozy 2 bedroom, 2 full bath Cape Cod sits on nearly 1/3 acre and offers plenty of driveway parking and a large shed. Inside, you will find an updated kitchen with a breakfast bar and space for a dining table. Lots of light filters through the main floor. The basement provides a versatile option - it could serve as a third bedroom with its own full bath and walk-in closet or as a recreation/living room. You will also enjoy a laundry room and large storage area. All of this at an amazing price - Don't miss out!

Last Agent to Sell the Property

Lynda McCubbin

(443) 623-2511 isellhomesinmd@gmail.com ExecuHome Realty License #581283 Listed on: 09/27/2025

ExecuHome Realty

Last Buyer's Agent

Jill Brookhart

(443) 677-4865 jill.brookhart@cbrealty.com Coldwell Banker Realty License #6329929

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,016

Year Built

  • Built in 1939

Lot Details

  • 0.32 Acre Lot

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,152 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Recreation Room
  • Storage Room
  • Laundry Room
  • Utility Room
  • Attic

Kitchen

  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Partially Finished Basement

  • Connecting Stairway
  • Exterior Basement Entry
  • Laundry in Basement
  • Basement with some natural light

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces
  • Off-Street Parking

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Oil
  • Bottled Gas Water Heater

Community Details

  • No Home Owners Association
  • Middle River Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04151523003320

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,016

Year Built

Built in 1939

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 9/27/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1939
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Gas, Refrigerator
  • Interior Amenities: Attic, Ceiling Fan(s), Dining Area, Floor Plan - Open
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Kitchen, Bedroom 1, Recreation Room, Storage Room, Utility Room, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Partially Finished, Outside Entrance
  • Laundry Type: Basement, Has Laundry
  • Total Sq Ft: 1152
  • Living Area Sq Ft: 1152
  • Price Per Sq Ft: 217.01
  • Above Grade Finished Sq Ft: 1152
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Block
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Window Unit(s)
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Lot Info

  • Horses: No
  • Lot Size Acres: 0.32
  • Lot Dimensions: Private driveway, large yard with large shed
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13939.00
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2016.00
  • Assessor Parcel Number: 04151523003320
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: Baltimore County Public Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 27, 2025
Closed on
Oct 28, 2025
Sold by
Hardee Dennis J
Bought by
Brown Jason D Albert
Seller's Agent
Lynda McCubbin
ExecuHome Realty
Buyer's Agent
Jill Brookhart
Coldwell Banker Realty
List Price
$250,000
Sold Price
$242,500
Premium/Discount to List
-$7,500
-3%
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.17%
Original Mortgage
$235,225
Outstanding Balance
$235,004
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$5,957

Purchase Details

Closed on
May 3, 2003
Sold by
Walker James E
Bought by
Hardee Dennis J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $242,500 Title Resources Guaranty
Deed $79,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $235,225 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/28/2025 10/28/25 Sold $242,500 -3.0% $211 / Sq Ft
10/02/2025 10/02/25 Pending -- -- --
09/27/2025 09/27/25 For Sale $250,000 -- $217 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,594 $179,033 -- --
2024 $2,594 $166,367 $0 $0
2023 $1,217 $153,700 $81,500 $72,200
2022 $2,306 $148,900 $0 $0
2021 $2,344 $144,100 $0 $0
2020 $2,344 $139,300 $81,500 $57,800
2019 $2,211 $137,167 $0 $0
2018 $2,182 $135,033 $0 $0
2017 $2,041 $132,900 $0 $0
2016 $1,623 $132,900 $0 $0
2015 $1,623 $132,900 $0 $0
2014 $1,623 $138,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2140574

Bright MLS

APN: 15-1523003320