$439,000
$6K PRICE DROP

Estimated payment $3,820/month

Total Views 5,018
3 Beds
3 Baths
1,700 Sq Ft
$258 Price per Sq Ft

Highlights

  • In Ground Pool
  • 1.57 Acre Lot
  • Wood Flooring
  • Dunedin Highland Middle School Rated 9+
  • Vaulted Ceiling
  • Balcony

About This Home

Experience island living at its finest in this spacious 3-bedroom, 3-bath, 3-story villa located in the exclusive Cutter Cove community on Island Estates in Clearwater Beach. Offering the perfect balance of privacy, space, and convenience, this home combines the feel of a single-family residence with the ease of condo-style living. Ideally situated just off Clearwater Beach, residents enjoy the walkability of island life—stroll or bike to the beach, Island Way Grill, Publix, the Clearwater Marine Aquarium, and nearby cafes and shops—while still being tucked away from the high-traffic tourist zone for a peaceful, residential atmosphere. This interior corner villa occupies one of the premier locations within the complex, offering the best pool view and an abundance of natural light from extra windows. Enjoy your private ground-level entrance, oversized tandem 2-car garage with generous storage, and two private balconies overlooking the tropical, resort-style pool and spa. Inside, approximately 1,700 sq. ft. of flexible living space spans four levels, featuring two primary suites with private baths, a versatile loft area, and a bright, open-concept main living level with vaulted ceilings. The original interior provides the perfect opportunity to update and personalize the space, transforming it into your own modern coastal retreat while enhancing its value. The pet-friendly, resort-style community offers a heated pool and spa, tiki huts, cabanas, barbecue area, and a waterfront clubhouse—ideal for relaxing or entertaining. Whether you're seeking a primary residence, seasonal getaway, or income-producing property with a 30-day minimum rental policy, this home delivers the ultimate Clearwater Beach lifestyle: walkable, peaceful, and maintenance-free with a touch of island luxury. Ideally situated in the heart of Central Florida's Gulf Coast, this location offers the perfect blend of relaxation, recreation, and convenience. Enjoy easy access to Tampa's vibrant cultural scene, professional sports venues, cruise ship marinas, and major airports, all within a short drive. Outdoor enthusiasts will love the abundance of golf courses, boating, and watersports nearby, while theme park lovers can take a day trip to Florida's world-famous attractions just a drive away. Whether you're seeking adventure or tranquility, this is your chance to embrace the best of Gulf Coast living—with plenty of room to make it your own. Don't miss the chance to own one of Cutter Cove's most desirable villas—schedule your private showing today and envision your personalized piece of paradise.

Listing Agent

Marisa Brewer

Preferred Property Associates, License #708344 Listed on: 11/17/2025

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,848

Year Built

  • Built in 1995

Lot Details

  • South Facing Home
  • Zero Lot Line
  • Land Lease

HOA Fees

  • $946 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 1,700 Sq Ft Home
  • 3-Story Property
  • Vaulted Ceiling
  • Ceiling Fan

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Pool

  • In Ground Pool
  • Heated Spa
  • In Ground Spa

Additional Features

  • Balcony
  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include trash
  • Cutter Cove Association
  • Acreage Subdivision
  • Association Approval Required
  • The community has rules related to deed restrictions

Amenities

  • Community Barbecue Grill

Recreation

  • Community Pool
  • Community Spa

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,848

Year Built

Built in 1995

Lot Details

0

HOA Fees

$946 per month

Parking

2

Listing Details

  • Directions: Take SR 60 Guf to Bay west across Clearwater Beach bridge to right on Island Way, then left on Dory Passage, then right on Larboard Way, then right at Unit 105.
  • Property Sub Type: Townhouse
  • Prop. Type: Residential
  • Subdivision Name: Acreage
  • Unit Levels: Three Or More
  • Year Built: 1995
  • Building Stories: 3
  • Current Use: Residential, Single Family
  • ResoLotFeatures: Dead End Street, Zero Lot Line
  • Lot Size Acres: 1.57
  • Road Surface Type: Paved
  • View Type:Pond View: Pool
  • NAV29_Unit_1_Appliances: Dishwasher, Dryer, Electric Range, Microwave, Washer
  • ResoSecurityFeatures: Fire Sprinkler System, Smoke Detector(s)
  • Reso Association Amenities: Barbecue, Maintenance Grounds, Management - Off Site, Pool, Spa/Hot Tub, Trash
  • Co List Office Phone: 352-688-1303
  • MLS Status: Active
  • Architectural Style: Other
  • Carport Y N: No
  • New Construction: No
  • Master Plan Zoning: PDP
  • Location Tax and Legal Elementary School: Not Zoned for Hernando
  • Location Tax and Legal High School: Not Zoned for Hernando
  • General Property Information Lot Size Acres: 1.57
  • General Property Information Lot Size Square Feet2: 68389.2
  • General Property Information Carport YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Senior Community YN: No
  • General Property Information:Furnished: Furnished
  • General Property Information:Pool Private YN: Yes
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Cooling:Central Air: Yes
  • Pool Features In Ground: Yes
  • Road Surface Type:Paved: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Location Tax and Legal Parcel Number2: 0
  • Location Tax and Legal:Tax Annual Amount: 6848.0
  • Location Tax and Legal Zoning Description2: PUD
  • General Property Information Accessibility Features YN2: No
  • General Property Information New Construction YN: No
  • Security Features:Smoke Detector(s): Yes
  • General Property Information CDD Fee YN: No
  • General Property Information Direction Faces: South
  • Utilities Water Connected: Yes
  • General Property Information:Land Lease YN2: Yes
  • General Property Information Entry Level2: 1.0
  • Community Restrictions HOA Approval: Yes
  • Flooring:Carpet: Yes
  • Utilities:Electricity Connected: Yes
  • Roof:Shingle: Yes
  • Security Features:Fire Sprinkler System: Yes
  • Spa Features:Heated2: Yes
  • Spa Features In Ground2: Yes
  • Utilities:Cable Connected: Yes
  • Interior Features Primary Bathroom - Tub with Shower: Yes
  • Community Restrictions Deed Restrictions: Yes
  • Levels Three Or More: Yes
  • Flooring Wood: Yes
  • Utilities Sewer Connected: Yes
  • Pool Features:Heated: Yes
  • View Pool: Yes
  • Lot Features Dead End Street: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Carpet, Wood
  • Interior Amenities: Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Spa Features: Heated, In Ground
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fans: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Split Bedrooms: Yes
  • Community Features:Sidewalks: Yes

Exterior Features

  • Exterior Features: Balcony
  • Waterfront: No
  • Roof: Shingle
  • Pool Features: Heated, In Ground
  • Pool Private: Yes
  • Construction Type: Block, Frame, Vinyl Siding
  • Direction Faces: South
  • Patio And Porch Features: Covered, Rear Porch
  • Construction Materials:Block: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Balcony: Yes
  • Construction Materials:Frame: Yes
  • Lot Features:Zero Lot Line: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Patio And Porch Features:Covered2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Attached: Yes

Utilities

  • Cooling: Central Air
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 946.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Cutter Cove
  • Association Amenities:Pool3: Yes
  • Association Amenities:SpaHot Tub: Yes
  • General Property Information:Association Fee: 946.0
  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee Frequency: Monthly
  • General Property Information:Association Name: Cutter Cove
  • Association Amenities:Barbecue: Yes
  • Association Fee Includes:Trash2: Yes
  • Association Amenities:Maintenance Grounds: Yes
  • Association Amenities:Trash: Yes

Fee Information

  • Association Fee Includes: Trash

Schools

  • Elementary School: Not Zoned for Hernando
  • High School: Not Zoned for Hernando
  • Middle Or Junior School: Not Zoned for Hernando

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 68389.2
  • ResoLotSizeUnits: Acres
  • Parcel Number: 0
  • Zoning Description: PUD

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6848.0
  • Tax Block: 0
  • Tax Lot: 0

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,848 $385,815 -- $385,815
2024 $6,428 $399,962 -- $399,962
2023 $6,428 $379,385 $0 $379,385
2022 $5,688 $312,928 $0 $312,928
2021 $5,257 $258,707 $0 $0
2020 $5,108 $248,106 $0 $0
2019 $5,596 $274,119 $0 $274,119
2018 $5,087 $243,201 $0 $0
2017 $4,899 $239,958 $0 $0
2016 $4,696 $234,868 $0 $0
2015 $4,440 $223,091 $0 $0
2014 $4,035 $200,425 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/24/2025 11/24/25 Price Changed $439,000 -1.3% $258 / Sq Ft
11/17/2025 11/17/25 For Sale $445,000 0.0% $262 / Sq Ft
12/11/2020 12/11/20 Rented $2,600 +8.3% --
07/23/2020 07/23/20 For Rent $2,400 0.0% --
07/22/2020 07/22/20 Off Market $2,400 -- --
02/12/2020 02/12/20 Rented $2,600 +30.0% --
01/08/2020 01/08/20 Price Changed $2,000 -13.0% $1 / Sq Ft
11/08/2019 11/08/19 For Rent $2,300 +15.0% --
01/01/2019 01/01/19 Rented $2,000 0.0% --
12/27/2018 12/27/18 Under Contract -- -- --
12/11/2018 12/11/18 Price Changed $2,000 -9.1% $1 / Sq Ft
11/27/2018 11/27/18 Price Changed $2,200 -21.4% $1 / Sq Ft
11/26/2018 11/26/18 For Rent $2,800 +55.6% --
08/17/2018 08/17/18 Off Market $1,800 -- --
11/22/2017 11/22/17 Rented $1,800 -28.0% --
11/15/2017 11/15/17 Under Contract -- -- --
09/28/2017 09/28/17 Price Changed $2,500 -16.7% $1 / Sq Ft
09/15/2017 09/15/17 Price Changed $3,000 +50.0% $2 / Sq Ft
05/07/2017 05/07/17 For Rent $2,000 -- --
Source: Hernando County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $238,000 Somers Title Company
Warranty Deed $130,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $90,000 No Value Available
Source: Public Records

Source: Hernando County Association of REALTORS®

MLS Number: 2256690

Hernando County Association of REALTORS®

APN: 08-29-15-20194-001-0105