320 Main St Middleburgh, NY 12122
Estimated payment $4,774/month
About This Home
Attention all savvy investors, Airbnb aficionados, and cash-flow chasers: this is not your average upstate property. This fully renovated, mixed-use beauty in the heart of Middleburgh is part turnkey income stream, part lifestyle play—and 100 ready to impress your portfolio.
Let's talk numbers: five fully dialed-in apartments, thoughtfully designed and primed for short-term or long-term rental domination. Each one-bedroom unit has ductless heat/AC, in-unit laundry, dishwashers, and the kind of clean, modern finish tenants will happily pay for. Four units share a common entrance; one gets its own private access.
Then there's the cherry on top: a stylish commercial storefront currently home to one of the town's most beloved coffee shops and bakeries. That means a built-in anchor tenant, consistent monthly income, and community clout. Whether you keep the scones flowing or reimagine the space, this is exactly the kind of mixed-use setup that checks every investor box: residential + commercial = stability and flexibility, all under one beautifully updated roof.
Speaking of updates—this isn't a landlord-special reno. The building has been gutted and rebuilt with modern systems, plumbing, electric, HVAC, and more, while keeping just enough historic character to charm your tenants. It's clean, compliant, and cruising into your cap rate sweet spot.
Located right in the center of walkable, friendly Middleburgh, your tenants will enjoy quaint shops, local eats, and community events year-round. You? You'll enjoy diversified income streams and that elusive combo of lifestyle and ROI.
The numbers make sense, the setup is solid, and the hard work is already done. All that's missing is the investor who sees the potential and takes the leap. Floor plans and financials are ready when you are.
This isn't just real estate. It's a recession-resistant, revenue-generating, rural dream machine.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $12,166
Year Built
- Built in 1927
Home Design
- 4,646 Sq Ft Home
- Rowhouse Architecture
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- 6 Bathrooms
Additional Features
- Washer and Dryer
- 2,614 Sq Ft Lot
Community Details
- 6 Units
Listing and Financial Details
- Legal Lot and Block 13 / 4
- Assessor Parcel Number 13
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $20,104 | $278,300 | $7,100 | $271,200 |
| 2023 | $14,031 | $278,300 | $7,100 | $271,200 |
| 2022 | $5,573 | $110,000 | $7,100 | $102,900 |
| 2021 | $6,131 | $110,000 | $7,100 | $102,900 |
| 2020 | $8,608 | $110,000 | $7,100 | $102,900 |
| 2019 | $6,740 | $110,000 | $7,100 | $102,900 |
| 2018 | $6,740 | $110,000 | $7,100 | $102,900 |
| 2017 | $8,390 | $145,000 | $7,100 | $137,900 |
| 2016 | $8,305 | $145,000 | $7,100 | $137,900 |
| 2015 | -- | $145,000 | $7,100 | $137,900 |
| 2014 | -- | $145,000 | $7,100 | $137,900 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | For Sale | $690,000 | +392.9% | $149 / Sq Ft |
| 12/02/2021 12/02/21 | Sold | $140,000 | 0.0% | $30 / Sq Ft |
| 07/17/2021 07/17/21 | Off Market | $140,000 | -- | -- |
| 03/17/2021 03/17/21 | Price Changed | $169,900 | -5.6% | $37 / Sq Ft |
| 02/27/2021 02/27/21 | For Sale | $179,900 | 0.0% | $39 / Sq Ft |
| 10/01/2020 10/01/20 | Pending | -- | -- | -- |
| 07/26/2020 07/26/20 | For Sale | $179,900 | +28.5% | $39 / Sq Ft |
| 01/30/2017 01/30/17 | Sold | $140,000 | -6.7% | $30 / Sq Ft |
| 11/18/2016 11/18/16 | Pending | -- | -- | -- |
| 06/20/2016 06/20/16 | For Sale | $150,000 | -- | $32 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $140,000 | None Available | |
| Deed | $140,000 | Jon Kosich | |
| Deed | $195,000 | Michael Shultes | |
| Deed | $172,750 | Michael Shultes |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $75,000 | New Conventional | |
| Open | $330,000 | Purchase Money Mortgage | |
| Previous Owner | $105,000 | Commercial | |
| Previous Owner | $136,500 | Commercial |
Source: Hudson Valley Catskills Region Multiple List Service
MLS Number: 20252686
APN: 433801-106-015-0004-013-000-0000
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