$550,000

320 Main St Middleburgh, NY 12122

Estimated payment $3,953/month

Total Views 1,064
5 Beds
6 Baths
4,646 Sq Ft
$118 Price per Sq Ft

About This Home

Attention investors and income-property seekers: this is not your average upstate opportunity. This fully renovated mixed-use building in the center of Middleburgh offers strong, reliable cash flow with a setup that's both straightforward and smart. The residential portion features five thoughtfully designed one-bedroom apartments, each equipped with ductless heat and AC, in-unit laundry, dishwashers, and clean, modern finishes that tenants appreciate. Four units share a common entrance, while one enjoys its own private access. With consistent long-term rental demand for well-finished apartments in walkable small towns, the property offers a stable residential income stream from day one. On the ground floor, a charming commercial storefront is currently home to one of the town's favorite coffee shops and bakeries. This established tenant adds dependable rent and a steady daily presence that benefits the entire building. Mixed-use properties like this provide a valuable balance of residential and commercial income under one roof. Behind the scenes, the building has been extensively renovated with updated systems, plumbing, electrical, HVAC, and more, while retaining elements of its historic character. The result is a property that feels both refreshed and durable--modern where it matters, with the kind of charm that keeps tenants happy. Located in the center of Middleburgh, the building sits within walking distance of local shops, restaurants, and community events that give the town its welcoming small-town appeal. With five residential units and an established commercial tenant already in place, this is a clean, straightforward investment opportunity with strong fundamentals and long-term potential.

Listing Agent

Arlena Armstrong

Anatole House LLC License #10401341927 Listed on: 03/16/2026

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $12,166

Year Built

  • Built in 1927

Lot Details

  • 2,614 Sq Ft Lot

Home Design

  • 4,646 Sq Ft Home
  • Rowhouse Architecture

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 6 Bathrooms

Community Details

  • 6 Units

Listing and Financial Details

  • Legal Lot and Block 13 / 4
  • Assessor Parcel Number 4

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$12,166

Year Built

Built in 1927

Lot Details

2,614 Sq Ft Lot

Listing Details

  • Year Built: 1927
  • Property Sub-Type: Multi Family
  • Lot Size Acres: 0.06
  • Co List Office Phone: 845-943-4177
  • MLS Status: Active
  • Above Grade Finished Sq Ft: 4646.0
  • Architectural Style: Rowhouse
  • New Construction: No
  • Master Plan Zoning: Com1
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator, Washer/Dryer
  • Total Bedrooms: 5

Schools

  • Junior High Dist: Middleburgh

Lot Info

  • Lot Size Sq Ft: 2613.6
  • ResoLotSizeUnits: Acres
  • Parcel Number: 4

Multi Family

  • Number Of Units Total: 6

Tax Info

  • Tax Annual Amount: 12166.0
  • Tax Block: 4
  • Tax Lot: 13

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $16,585 $278,300 $7,100 $271,200
2023 $14,031 $278,300 $7,100 $271,200
2022 $5,573 $110,000 $7,100 $102,900
2021 $6,131 $110,000 $7,100 $102,900
2020 $8,608 $110,000 $7,100 $102,900
2019 $6,740 $110,000 $7,100 $102,900
2018 $6,740 $110,000 $7,100 $102,900
2017 $8,390 $145,000 $7,100 $137,900
2016 $8,305 $145,000 $7,100 $137,900
2015 -- $145,000 $7,100 $137,900
2014 -- $145,000 $7,100 $137,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/16/2026 03/16/26 For Sale $550,000 +292.9% $118 / Sq Ft
12/02/2021 12/02/21 Sold $140,000 0.0% $30 / Sq Ft View Prior Sale
07/17/2021 07/17/21 Off Market $140,000 -- --
03/17/2021 03/17/21 Price Changed $169,900 -5.6% $37 / Sq Ft
02/27/2021 02/27/21 For Sale $179,900 0.0% $39 / Sq Ft
10/01/2020 10/01/20 Pending -- -- --
07/26/2020 07/26/20 For Sale $179,900 +28.5% $39 / Sq Ft
01/30/2017 01/30/17 Sold $140,000 -6.7% $30 / Sq Ft View Prior Sale
11/18/2016 11/18/16 Pending -- -- --
06/20/2016 06/20/16 For Sale $150,000 -- $32 / Sq Ft
Source: Hudson Valley Catskills Region Multiple List Service

Purchase History

Date Type Sale Price Title Company
Deed $140,000 None Available
Deed $140,000 Jon Kosich
Deed $195,000 Michael Shultes
Deed $172,750 Michael Shultes
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $330,000 Purchase Money Mortgage
Previous Owner $105,000 Commercial
Previous Owner $136,500 Commercial
Source: Public Records

Source: Hudson Valley Catskills Region Multiple List Service

MLS Number: 20260971

Hudson Valley Catskills Region Multiple List Service

APN: 433801-106-015-0004-013-000-0000

Your Personal Tour Guide

Ask me questions while you tour the home.