$250,000
COMING SOON

320 N Library St Waterloo, IL 62298

Estimated payment $1,696/month

Total Views 94
4 Beds
2.5 Baths
2,108 Sq Ft
6,534 Sq Ft Lot

Highlights

  • Corner Lot
  • No HOA
  • 2 Car Detached Garage
  • Rogers Elementary School Rated A-
  • Covered patio or porch
  • 1-minute walk to Koenigsmark Park

About This Home

Welcome to this spacious 1.5-story home in the heart of Waterloo, sitting on a corner lot just a short distance from all that downtown has to offer! With an oversized detached 2-car garage and three finished levels of living space, this home checks all the boxes.

Step inside to find two comfortable bedrooms and a full bath on the main level, with an inviting layout that includes a generous living room, dining room, and kitchen. Upstairs, you’ll find two more bedrooms with brand new carpet and a convenient half bath.

The finished walk-out lower level adds incredible flexibility, featuring a large recreation room, full bathroom, laundry area, and plenty of storage space.

Recent updates include a new hot water heater (2025) and roof (2021), giving you peace of mind. With space, updates, and a location near local shops, dining, and events, this home is ready to welcome its next owners!

Listing Agent

Monica Schmidt

eXp Realty License #475172686 Listed on: 06/24/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,700

Year Built

  • Built in 1943

Lot Details

  • 6,534 Sq Ft Lot
  • Corner Lot

Parking

  • 2 Car Detached Garage
  • Oversized Parking
  • Off-Street Parking

Home Design

  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Carpet
  • Laundry Room
  • Partially Finished Basement

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Additional Features

  • Covered patio or porch
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 07-25-202-010-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,700

Year Built

Built in 1943

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1943
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: In Basement
  • ResoLotFeatures: Corner Lot
  • Lot Size Acres: 0.15
  • Co List Office Phone: 618-567-9203
  • MLS Status: Coming Soon
  • Subdivision Name: Not in a subdivision
  • Above Grade Finished Sq Ft: 1411
  • Architectural Style: Other
  • Carport Y N: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Partially Finished, Storage Space, Walk-Out Access
  • Interior Amenities: Separate Dining, Storage
  • Appliances: Dishwasher, Microwave, Gas Oven, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 697
  • Fireplace: No
  • Flooring: Carpet
  • Main Level Bedrooms: 2

Exterior Features

  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Entry Steps/Stairs
  • Patio And Porch Features: Covered, Patio

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Detached, Garage, Off Street, Oversized

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Green Building Features: Basement
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: .15
  • Parcel Number: 07-25-202-010-000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3700

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,700 $64,850 $14,600 $50,250
2022 $3,738 $64,650 $14,860 $49,790
2021 $3,316 $56,920 $9,120 $47,800
2020 $3,308 $55,450 $9,120 $46,330
2019 $3,467 $57,520 $9,120 $48,400
2018 $3,467 $55,670 $7,220 $48,450
2017 $3,365 $56,723 $7,350 $49,373
2016 $0 $54,300 $5,760 $48,540
2015 $3,184 $53,990 $6,670 $47,320
2014 $2,944 $52,110 $6,670 $45,440
2012 -- $51,430 $6,890 $44,540
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $146,520 FHA
Source: Public Records

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Source: MARIS MLS

MLS Number: MIS25043753

MARIS MLS

APN: 07-25-202-010-000