Seller's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
322 Total Sales
320 N Library St Waterloo, IL 62298
4
Beds
2.5
Baths
2,108
Sq Ft
6,534
Sq Ft Lot
Highlights
- Corner Lot
- No HOA
- Formal Dining Room
- Rogers Elementary School Rated A-
- Covered Patio or Porch
- 1-minute walk to Koenigsmark Park
About This Home
As of August 2025Welcome to this spacious 1.5-story home in the heart of Waterloo, sitting on a corner lot just a short distance from all that downtown has to offer! With an oversized detached 2-car garage and three finished levels of living space, this home checks all the boxes.
Step inside to find two comfortable bedrooms and a full bath on the main level, with an inviting layout that includes a generous living room, dining room, and kitchen. Upstairs, you’ll find two more bedrooms with brand new carpet and a convenient half bath.
The finished walk-out lower level adds incredible flexibility, featuring a large recreation room, full bathroom, laundry area, and plenty of storage space.
Recent updates include a new hot water heater (2025) and roof (2021), giving you peace of mind. With space, updates, and a location near local shops, dining, and events, this home is ready to welcome its next owners!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,700
Year Built
- Built in 1943
Lot Details
- 6,534 Sq Ft Lot
- Corner Lot
Parking
- 2 Car Detached Garage
- Oversized Parking
- Off-Street Parking
Home Design
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Family Room
- Living Room
- Formal Dining Room
- Storage
- Laundry Room
- Carpet
Kitchen
- Gas Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Partially Finished Basement
- Walk-Out Basement
- Finished Basement Bathroom
- Laundry in Basement
- Basement Storage
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Additional Features
- Covered Patio or Porch
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-202-010-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 8, 2025
Closed on
Aug 22, 2025
Sold by
Buckman Candace M and Buckman Karl I
Bought by
Armbrecht Anthony
Seller's Agent
Monica Schmidt
eXp Realty
Buyer's Agent
Naureen Frierdich
eXp Realty
List Price
$250,000
Sold Price
$250,000
Views
51
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,227
Avg. Annual Appreciation
2.49%
Original Mortgage
$225,000
Outstanding Balance
$224,820
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$27,407
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $250,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $225,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Sold | $250,000 | 0.0% | $119 / Sq Ft |
| 07/08/2025 07/08/25 | For Sale | $250,000 | -- | $119 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,345 | $79,398 | $15,673 | $63,725 |
| 2023 | $3,700 | $64,850 | $14,600 | $50,250 |
| 2022 | $3,738 | $64,650 | $14,860 | $49,790 |
| 2021 | $3,316 | $56,920 | $9,120 | $47,800 |
| 2020 | $3,308 | $55,450 | $9,120 | $46,330 |
| 2019 | $3,467 | $57,520 | $9,120 | $48,400 |
| 2018 | $3,467 | $55,670 | $7,220 | $48,450 |
| 2017 | $3,365 | $56,723 | $7,350 | $49,373 |
| 2016 | $0 | $54,300 | $5,760 | $48,540 |
| 2015 | $3,184 | $53,990 | $6,670 | $47,320 |
| 2014 | $2,944 | $52,110 | $6,670 | $45,440 |
| 2012 | -- | $51,430 | $6,890 | $44,540 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Schmidt
-
Naureen Frierdich
Buyer's Agent in 2025
Naureen Frierdich
eXp Realty
(618) 972-5928
104 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25043753
APN: 07-25-202-010-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes