Seller's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
321 Total Sales
320 N Library St Waterloo, IL 62298
4
Beds
2.5
Baths
2,108
Sq Ft
6,534
Sq Ft Lot
Highlights
- Corner Lot
- No HOA
- Formal Dining Room
- Rogers Elementary School Rated A-
- Covered Patio or Porch
- 1-minute walk to Koenigsmark Park
About This Home
As of August 2025Welcome to this spacious 1.5-story home in the heart of Waterloo, sitting on a corner lot just a short distance from all that downtown has to offer! With an oversized detached 2-car garage and three finished levels of living space, this home checks all the boxes.
Step inside to find two comfortable bedrooms and a full bath on the main level, with an inviting layout that includes a generous living room, dining room, and kitchen. Upstairs, you’ll find two more bedrooms with brand new carpet and a convenient half bath.
The finished walk-out lower level adds incredible flexibility, featuring a large recreation room, full bathroom, laundry area, and plenty of storage space.
Recent updates include a new hot water heater (2025) and roof (2021), giving you peace of mind. With space, updates, and a location near local shops, dining, and events, this home is ready to welcome its next owners!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,700
Year Built
- Built in 1943
Lot Details
- 6,534 Sq Ft Lot
- Corner Lot
Parking
- 2 Car Detached Garage
- Oversized Parking
- Off-Street Parking
Home Design
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Family Room
- Living Room
- Formal Dining Room
- Storage
- Laundry Room
- Carpet
Kitchen
- Gas Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Partially Finished Basement
- Walk-Out Basement
- Finished Basement Bathroom
- Laundry in Basement
- Basement Storage
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Additional Features
- Covered Patio or Porch
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-202-010-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 8, 2025
Closed on
Aug 22, 2025
Sold by
Buckman Candace M and Buckman Karl I
Bought by
Armbrecht Anthony
Seller's Agent
Monica Schmidt
eXp Realty
Buyer's Agent
Naureen Frierdich
eXp Realty
List Price
$250,000
Sold Price
$250,000
Views
51
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.03%
Original Mortgage
$225,000
Outstanding Balance
$225,000
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$24,179
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $250,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $225,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Sold | $250,000 | 0.0% | $119 / Sq Ft |
| 07/08/2025 07/08/25 | For Sale | $250,000 | -- | $119 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,345 | $79,398 | $15,673 | $63,725 |
| 2023 | $3,700 | $64,850 | $14,600 | $50,250 |
| 2022 | $3,738 | $64,650 | $14,860 | $49,790 |
| 2021 | $3,316 | $56,920 | $9,120 | $47,800 |
| 2020 | $3,308 | $55,450 | $9,120 | $46,330 |
| 2019 | $3,467 | $57,520 | $9,120 | $48,400 |
| 2018 | $3,467 | $55,670 | $7,220 | $48,450 |
| 2017 | $3,365 | $56,723 | $7,350 | $49,373 |
| 2016 | $0 | $54,300 | $5,760 | $48,540 |
| 2015 | $3,184 | $53,990 | $6,670 | $47,320 |
| 2014 | $2,944 | $52,110 | $6,670 | $45,440 |
| 2012 | -- | $51,430 | $6,890 | $44,540 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Schmidt
-
Naureen Frierdich
Buyer's Agent in 2025
Naureen Frierdich
eXp Realty
(618) 972-5928
95 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25043753
APN: 07-25-202-010-000
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