Seller's Agent in 2025
Kim McPherson
Century 21 Galloway Realty
(315) 529-2595
59 in this area
95 Total Sales
320 W 3rd St Oswego, NY 13126
3
Beds
2.5
Baths
2,164
Sq Ft
0.26
Acres
Highlights
- Deck
- Wood Flooring
- 1 Fireplace
- Property is near public transit
- Main Floor Primary Bedroom
- Separate Formal Living Room
About This Home
As of August 2025Charming West Side Gem with Modern Amenities and Endless Possibilities!
Welcome home to 320 W. 3rd Street, a meticulously maintained 3-bedroom, 2.5-bath residence ideally situated on a desirable double corner lot on Oswego's west side. Boasting over 2100 sq ft of beautifully updated living space, this home offers the perfect blend of classic charm and contemporary comfort.
Step inside and be greeted by beautiful hardwood floors that flow throughout the open-concept living rooms and bedrooms. The kitchen area is laminate—perfect for entertaining and everyday living. The spacious kitchen is a delight, offering ample counter space, and a boat load of natural light from beautiful skylights. Convenient first-floor living is highlighted by a comfortable yet cozy primary bedroom complete with its own private en-suite bathroom and gas fireplace for greater ambiance—the perfect spot to unwind. Upstairs, you'll find two additional generous bedrooms, providing comfortable accommodations for family or guests with a newly installed full bath. A significant addition in 2020 enhanced this home, ensuring modern functionality and style allowing you to create the space you desire. Beyond the main residence, discover the incredible detached 2 plus car garage, a true bonus! This spacious garage features electric service, a convenient walk-up storage area, and even a potential office space – ideal for hobbies, a home business, or extra storage. Sitting beside that is an additional storage shed so we can see storage is no issue here!This property offers the best of both worlds: a spacious and private setting on a double lot, combined with the convenience of city living.
Last Agent to Sell the Property
Listing by Century 21 Galloway Realty License #40MC0990405 Listed on: 06/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,173
Year Built
- Built in 1900
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 75x150
- Corner Lot
- Rectangular Lot
- Historic Home
Parking
- 2 Car Detached Garage
- Driveway
Home Design
- Block Foundation
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 2,164 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- 1 Fireplace
- Sliding Doors
- Separate Formal Living Room
- Den
- Bonus Room
Kitchen
- Open to Family Room
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
- En-Suite Primary Bedroom
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Basement
- Partial Basement
- Basement Window Egress
Schools
- Kingsford Park Elementary School
- Oswego Middle School
- Oswego High School
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Electric Water Heater
- High Speed Internet
Additional Features
- Deck
- Property is near public transit
Community Details
- Varick Tr Subdivision
Listing and Financial Details
- Tax Lot 15
- Assessor Parcel Number 351200-146-023-0006-015-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 3, 2007
Sold by
Oleyourryk David E and Oleyourryk Christine A
Bought by
Early James P and Early Catharine P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,250
Interest Rate
6.11%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Aug 10, 2006
Sold by
Smith Allison and Smith James J
Bought by
Oleyourryk David E and Oleyourryk Christine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.83%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $112,500 | None Available | |
| Warranty Deed | $104,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $11,250 | Stand Alone Second | |
| Open | $90,000 | New Conventional | |
| Previous Owner | $80,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/20/2025 08/20/25 | Sold | $252,000 | +5.0% | $116 / Sq Ft |
| 06/29/2025 06/29/25 | Pending | -- | -- | -- |
| 06/21/2025 06/21/25 | For Sale | $239,900 | -- | $111 / Sq Ft |
Source: Central New York Information Services
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,106 | $180,000 | $22,200 | $157,800 |
| 2023 | $3,334 | $128,000 | $13,000 | $115,000 |
| 2022 | $3,379 | $128,000 | $13,000 | $115,000 |
| 2021 | $3,437 | $128,000 | $13,000 | $115,000 |
| 2020 | $1,866 | $112,500 | $13,000 | $99,500 |
| 2019 | $2,886 | $112,500 | $13,000 | $99,500 |
| 2018 | $2,886 | $112,500 | $13,000 | $99,500 |
| 2017 | $2,875 | $112,500 | $13,000 | $99,500 |
| 2016 | $1,081 | $112,500 | $13,000 | $99,500 |
| 2015 | -- | $112,500 | $13,000 | $99,500 |
| 2014 | -- | $112,500 | $13,000 | $99,500 |
Source: Public Records
Agents Affiliated with this Home
-
Kim McPherson
-
Teri Beckwith
Buyer's Agent in 2025
Teri Beckwith
Hunt Real Estate
(315) 592-1471
38 in this area
287 Total Sales
Map
Source: Central New York Information Services
MLS Number: S1616933
APN: 351200-146-023-0006-015-000-0000
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