Estimated payment $1,787/month
Charming West Side Gem with Modern Amenities and Endless Possibilities!
Welcome home to 320 W. 3rd Street, a meticulously maintained 3-bedroom, 2.5-bath residence ideally situated on a desirable double corner lot on Oswego's west side. Boasting over 2100 sq ft of beautifully updated living space, this home offers the perfect blend of classic charm and contemporary comfort.
Step inside and be greeted by beautiful hardwood floors that flow throughout the open-concept living rooms and bedrooms. The kitchen area is laminate—perfect for entertaining and everyday living. The spacious kitchen is a delight, offering ample counter space, and a boat load of natural light from beautiful skylights. Convenient first-floor living is highlighted by a comfortable yet cozy primary bedroom complete with its own private en-suite bathroom and gas fireplace for greater ambiance—the perfect spot to unwind. Upstairs, you'll find two additional generous bedrooms, providing comfortable accommodations for family or guests with a newly installed full bath. A significant addition in 2020 enhanced this home, ensuring modern functionality and style allowing you to create the space you desire. Beyond the main residence, discover the incredible detached 2 plus car garage, a true bonus! This spacious garage features electric service, a convenient walk-up storage area, and even a potential office space – ideal for hobbies, a home business, or extra storage. Sitting beside that is an additional storage shed so we can see storage is no issue here!This property offers the best of both worlds: a spacious and private setting on a double lot, combined with the convenience of city living.
Listing Agent
Listing by Century 21 Galloway Realty License #40MC0990405 Listed on: 06/21/2025
Home Type
Est. Annual Taxes
Year Built
Lot Details
Parking
Home Design
Interior Spaces
Kitchen
Flooring
Bedrooms and Bathrooms
Laundry
Basement
Schools
Utilities
Additional Features
Community Details
Listing and Financial Details
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,106 | $180,000 | $22,200 | $157,800 |
| 2023 | $3,334 | $128,000 | $13,000 | $115,000 |
| 2022 | $3,379 | $128,000 | $13,000 | $115,000 |
| 2021 | $3,437 | $128,000 | $13,000 | $115,000 |
| 2020 | $1,866 | $112,500 | $13,000 | $99,500 |
| 2019 | $2,886 | $112,500 | $13,000 | $99,500 |
| 2018 | $2,886 | $112,500 | $13,000 | $99,500 |
| 2017 | $2,875 | $112,500 | $13,000 | $99,500 |
| 2016 | $1,081 | $112,500 | $13,000 | $99,500 |
| 2015 | -- | $112,500 | $13,000 | $99,500 |
| 2014 | -- | $112,500 | $13,000 | $99,500 |
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/21/2025 06/21/25 | For Sale | $239,900 | -- | $111 / Sq Ft |
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $112,500 | None Available | |
| Warranty Deed | $104,000 | None Available |
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $20,000 | Credit Line Revolving | |
| Open | $98,000 | New Conventional | |
| Closed | $11,250 | Stand Alone Second | |
| Closed | $90,000 | New Conventional | |
| Previous Owner | $80,000 | Purchase Money Mortgage |
$285,000
COMPLETELY REMODELED HISTORIC BEAUTY! WELCOME TO 37 NIAGARA STREET—A STUNNING 3-STORY, 3.5-BEDROOM, 2-FULL-BATH HOME THAT SEAMLESSLY BLENDS HISTORIC CHARM WITH MODERN UPGRADES! RECENTLY FEATURED ON THE AMERICAN DREAMS "SELLING NY" AIRED ON HGTV, CNBC AND STREAMING SERVICES! THIS HOME HAS BEEN METICULOUSLY TRANSFORMED WITH NEW SIDING (68K), 37 NEW VINYL WINDOWS (44K), NEW PORCH ROOF (MAIN ROOF NEW
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Source: Central New York Information Services
MLS Number: S1616933
APN: 351200-146-023-0006-015-000-0000
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