$330,000
SOLD OCT 16, 2025

3202 Mcmath Dr Palm Harbor, FL 34684

2 Beds
2 Baths
1,332 Sq Ft
3,846 Sq Ft Lot

Recently Sold

$248 Per Sq Ft

3% Below List Price

24 Days on Market

Highlights

  • Golf Course Community
  • Home fronts a pond
  • Pond View
  • Access To Lake
  • Active Adult
  • Clubhouse

About This Home

As of October 2025

Welcome to this updated 2-bedroom, 2-bathroom villa located in Highland Lakes, Palm Harbor’s active 55+ golf community. Offering 1,332 sq ft of living space with a split floor plan, the home includes vaulted ceilings, new tile throughout the home, and brand new carpet in the primary bedroom, fresh interior paint, and new HVAC unit with replaced ductwork. Owner is willing to replace the roof while under contact with appropriate offer. The two-car garage has also been freshly painted and features a screened enclosure suitable for hobbies or relaxing.

The updated kitchen provides solid cabinetry, a built-in pantry, generous counter space, and newer appliances. The primary suite includes ample closet space and a walk-in shower. The rear of the property backs to green space and a pond view with no immediate rear neighbors.

Duplex Village II has a monthly fee of $163, covering cable, internet, lawn care, irrigation, trash, recycling, and pest control. The Highland Lakes master association fee is $164/month and includes unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, a clubhouse with fitness classes and events, and a lodge on Lake Tarpon with a private boat ramp, fishing pier, and community pontoon boats. Residents also have access to RV and boat storage, and the entire neighborhood is golf cart-friendly.

This home is located in a non-flood zone, non-evacuation zone and above the flood plain. Conveniently close to shopping, dining, medical facilities, beaches, and Tampa International Airport.

Last Agent to Sell the Property

Robert Porter

LOMBARDO TEAM REAL ESTATE LLC Brokerage Phone: 813-321-0437 License #3461747 Listed on: 08/26/2025

LOMBARDO TEAM REAL ESTATE LLC

Last Buyer's Agent

Kevin Welland

LUXURY & BEACH REALTY INC License #3098827

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,431

Year Built

  • Built in 1982

Lot Details

  • 3,846 Sq Ft Lot
  • Home fronts a pond
  • Southeast Facing Home
  • Irrigation Equipment
  • Property is zoned RPD-7.5

HOA Fees

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Villa
  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,332 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Shutters
  • Sliding Doors
  • Living Room
  • Pond Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Accessible Home Design

  • Wheelchair Access

Outdoor Features

  • Access To Lake
  • Patio
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters
  • Private Mailbox

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, internet, ground maintenance, management, recreational facilities, trash
  • Duplex Village II Member Services/ Natalie Coser Association, Phone Number (727) 415-3853
  • Highland Lakes Association, Phone Number (727) 784-1402
  • Highland Lakes Subdivision
  • On-Site Maintenance
  • The community has rules related to deed restrictions, allowable golf cart usage in the community
  • Community features wheelchair access

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,431

Year Built

Built in 1982

Lot Details

0

HOA Fees

$327 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Internet, Maintenance Grounds, Management, Recreational Facilities, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Villa
  • Construction Materials: Frame
  • Fireplace: No
  • Living Area: 1332
  • Lot Size Acres: 0.09
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 1332
  • Lot Size Sq Ft: 3846
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 123.75
  • Escrow City: Saint Petersburg
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 247.75
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Lake,Water Access,Waterfront
  • Attribution Contact: 813-321-0437
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Solid Surface Counters, Thermostat
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Shutters, Window Treatments
  • Living Area Meters: 123.75

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Storage
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0078G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Ground Level

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s), Wheelchair Access
  • Association Amenities: Cable TV, Clubhouse, Golf Course, Maintenance, Pool, Recreation Facilities, Tennis Court(s), Wheelchair Access
  • Association Fee: 163
  • Association Fee Frequency: Monthly
  • Association Name: Duplex Village II Member Services/ Natalie Coser
  • Phone: 727-415-3853
  • Association: Yes
  • Senior Community: Yes
  • Association #2 Fee: 164
  • Association #2 Fee Frequency: Monthly
  • Association: Highland Lakes
  • Association Phone #2: 727-784-1402
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: Please confirm pet restrictions directly with the HOA.
  • Association Fee Requirement: Required
  • Association Email: wbs48913@gmail.com
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 3924.00
  • Total Monthly Fees: 327.00
  • Monthly HOA Amount: 163.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38906-000-0890
  • Additional Parcels: No
  • Lot Features: Paved
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Size Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please confirm lease restrictions directly with the HOA.

Tax Info

  • Tax Annual Amount: 1430.65
  • Tax Block: 1006
  • Tax Book Number: 83-12
  • Tax Lot: 89

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Application with a fee, please confirm approval process directly with the HOA.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2025
Closed on
Oct 16, 2025
Sold by
Linda Hadaway Revocable Trust and Discenza Christopher M
Bought by
Orr John
Seller's Agent
Robert Porter
LOMBARDO TEAM REAL ESTATE LLC
Buyer's Agent
Kevin Welland
LUXURY & BEACH REALTY INC
List Price
$339,000
Sold Price
$330,000
Premium/Discount to List
-$9,000
-2.65%
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.21%
Original Mortgage
$165,000
Interest Rate
6.5%
Mortgage Type
VA

Purchase Details

Closed on
May 30, 2013
Sold by
Hadaway Linda L and Hadaway Earnest Wayne
Bought by
Hadaway Linda L

Purchase Details

Closed on
Jun 3, 2010
Sold by
Gibson Mary
Bought by
Hadaway Linda L and Hadaway Earnest Wayne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
4.97%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $330,000 La Maison Title
Interfamily Deed Transfer -- Attorney
Warranty Deed $150,000 Albritton Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $165,000 VA
Previous Owner $80,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/16/2025 10/16/25 Sold $330,000 0.0% $248 / Sq Ft
09/19/2025 09/19/25 Pending -- -- --
09/18/2025 09/18/25 Price Changed $330,000 -2.7% $248 / Sq Ft
08/26/2025 08/26/25 For Sale $339,000 -- $255 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,431 $117,908 -- --
2024 $1,393 $114,585 -- --
2023 $1,393 $111,248 $0 $0
2022 $1,337 $108,008 $0 $0
2021 $1,331 $104,862 $0 $0
2020 $1,320 $103,414 $0 $0
2019 $1,289 $101,089 $0 $0
2018 $1,264 $99,204 $0 $0
2017 $1,245 $97,164 $0 $0
2016 $1,226 $95,166 $0 $0
2015 $1,198 $94,504 $0 $0
2014 $1,189 $93,754 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8421339

Stellar MLS

APN: 05-28-16-38906-000-0890