$339,900
OPEN SUN 12PM - 2PM $10K PRICE DROP

3204 Mcmath Dr Palm Harbor, FL 34684

Estimated payment $2,232/month

Total Views 4,830
2 Beds
2 Baths
1,332 Sq Ft
$255 Price per Sq Ft

Highlights

  • Water Views
  • Sailboat Water Access
  • Senior Community
  • Golf Course Community
  • Boat Ramp
  • Clubhouse

About This Home

Welcome to this beautifully updated villa in Palm Harbor’s premier 55+ golf community of Highland Lakes! This stunning home features soaring vaulted ceilings, brand NEW luxury vinyl flooring, updated windows, and a brand NEW 2025 roof, offering peace of mind and timeless style. Perfectly positioned in one of the community’s most desirable locations, the villa backs to tranquil green space and peaceful water views with no immediate rear neighbors, providing ultimate privacy. The bonus fully enclosed lanai is not included in the heated square footage of the home, but is a peaceful & relaxing space to enjoy year-round. The thoughtful split floor plan centers around a spacious, modern kitchen with updated cabinetry, a built-in pantry, abundant counter space, newer appliances, and a cozy eat-in nook for casual dining. The expansive master suite is a true retreat, boasting generous closet space and an updated en suite bath with a walk-in shower. Pet-friendly Duplex Village II offers the lowest monthly fee in Highland Lakes—just $163/month—including cable, internet, lawn service, irrigation, trash, recycling, and pest control. Plus, a recent 4-point inspection has been completed and is transferrable to the buyer. Roof (2025), HVAC (2017), and updated electrical panel and storm windows! Located in a non-evacuation zone and safely above the flood plain, this home offers security and convenience. Residents of Highland Lakes enjoy a vibrant, country club lifestyle for only $164/month, with unlimited golf on three private executive courses, tennis, pickleball, bocce, and shuffleboard, a dynamic clubhouse with entertainment and fitness classes, and a lakeside lodge on Lake Tarpon with a private boat ramp, fishing pier, and community pontoon boats. Additional perks include free RV and boat storage and a fully golf cart-friendly neighborhood. Close to award-winning beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes gem offers elegance, comfort, and effortless living—ready for you to move in and enjoy today!

Listing Agent

Amanda Justus

COLDWELL BANKER REALTY Brokerage Phone: 727-781-3700 License #3464797 Listed on: 07/18/2025

COLDWELL BANKER REALTY

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,320

Year Built

  • Built in 1982

Lot Details

  • 3,846 Sq Ft Lot
  • Southeast Facing Home
  • Mature Landscaping
  • Level Lot
  • Irrigation Equipment
  • Property is zoned RPD-7.5

HOA Fees

Parking

  • 1 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway
  • Golf Cart Parking

Home Design

  • Traditional Architecture
  • Villa
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,332 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Formal Dining Room
  • Bonus Room
  • Inside Utility
  • Water Views
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Makeup or Vanity Space
  • Single Vanity
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry closet
  • Dryer
  • Washer

Outdoor Features

  • Sailboat Water Access
  • Fishing Pier
  • Access To Lake
  • Water Skiing Allowed
  • Boat Ramp
  • Enclosed Patio or Porch
  • Rain Gutters
  • Private Mailbox

Location

  • Property is near a golf course

Utilities

  • Central Heating and Cooling System
  • Private Sewer
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Senior Community
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, internet, ground maintenance, management, recreational facilities, trash
  • Duplex Village II Member Services Association, Phone Number (609) 204-2447
  • Highland Lakes HOA, Phone Number (727) 784-1402
  • Highland Lakes Duplex Village II Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Shuffleboard Court
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,320

Year Built

Built in 1982

Lot Details

0

HOA Fees

$327 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Internet, Maintenance Grounds, Management, Recreational Facilities, Trash
  • Property Type: Residential
  • Property Sub Type: Villa
  • Architectural Style: Ranch, Traditional
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1332
  • Lot Size Acres: 0.09
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 1892
  • Lot Size Sq Ft: 3846
  • Directions to Property: US 19 N to main entrance (fountains) north of Nebraska. Follow entrance road to a right onto McMath Dr. Property located on your right.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Palm Harbor
  • Escrow Postal Code: 34684
  • Escrow State: FL
  • Escrow Street Name: Tampa Road
  • Escrow Street Number: 3458
  • List Office Head Office Key Nume: 1038384
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 255.18
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Planned Unit Development Yn: 1
  • Property Description: End Unit
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing,Lake,Water Access,Waterfront
  • Attribution Contact: 727-781-3700
  • Tax Year: 2024
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Storm Window(s)
  • Street Number Modifier: 3204
  • Additional Rooms: Bonus Room,Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 123.75
  • Room Count: 7

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Water Body Name: LAKE TARPON
  • Waterfront: No
  • Patio and Porch Features: Enclosed, Rear Porch
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras: Boat Ramp - Private,Fishing Pier,Sailboat Water,Skiing Allowed
  • Water Extras YN: 1
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Parking, Oversized

Utilities

  • Utilities: Cable Available, Electricity Connected, Private, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
  • Association Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub
  • Association Fee: 163
  • Association Fee Frequency: Monthly
  • Association Name: Duplex Village II member services
  • Phone: (609) 204-2447
  • Association: Yes
  • Senior Community: Yes
  • Association #2 Fee: 164
  • Association #2 Fee Frequency: Monthly
  • Association: Highland Lakes HOA
  • Association Phone #2: (727) 784-1402
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Pet Restrictions: Please confirm pet restrictions with Duplex Village II member services.
  • Association Fee Requirement: Required
  • Max Pet Weight: 25
  • Pet Size: Small (16-35 Lbs.)

Fee Information

  • Total Annual Fees: 3924.00
  • Total Monthly Fees: 327.00
  • Monthly HOA Amount: 163.00

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38906-000-0880
  • Additional Parcels: No
  • Lot Features: Landscaped, Level, Near Golf Course, Sidewalk
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 357

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: 55+ community. Please confirm lease restrictions with Duplex Village II.

Tax Info

  • Tax Annual Amount: 1319.88
  • Tax Block: 000
  • Tax Book Number: 83-12
  • Tax Lot: 88

Multi Family

  • Approval Process: Application & fee. Please confirm lease restrictions with Duplex Village II.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,283 $111,261 -- --
2023 $1,283 $108,020 $0 $0
2022 $1,228 $104,874 $0 $0
2021 $1,273 $101,819 $0 $0
2020 $1,263 $100,413 $0 $0
2019 $1,232 $98,155 $0 $0
2018 $1,208 $96,325 $0 $0
2017 $1,189 $94,344 $0 $0
2016 $1,409 $104,213 $0 $0
2015 $1,383 $103,489 $0 $0
2014 $1,373 $102,668 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2025 09/16/25 Price Changed $339,900 -2.9% $255 / Sq Ft
07/18/2025 07/18/25 For Sale $349,900 +149.9% $263 / Sq Ft
06/16/2014 06/16/14 Off Market $140,000 -- --
03/19/2013 03/19/13 Sold $140,000 0.0% $105 / Sq Ft
02/27/2013 02/27/13 Pending -- -- --
02/26/2013 02/26/13 Price Changed $140,000 0.0% $105 / Sq Ft
02/26/2013 02/26/13 For Sale $140,000 0.0% $105 / Sq Ft
01/15/2013 01/15/13 Off Market $140,000 -- --
01/07/2013 01/07/13 For Sale $145,000 -- $109 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $180,000 Republic Land And Title Inc
Warranty Deed $140,000 Republic Land & Title Inc
Warranty Deed $168,000 Accolade Title Agency Inc
Warranty Deed $149,000 Security Title Company
Warranty Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $65,000 Credit Line Revolving
Previous Owner $138,000 Credit Line Revolving
Source: Public Records

Source: Stellar MLS

MLS Number: TB8408700

Stellar MLS

APN: 05-28-16-38906-000-0880