$360,000
SOLD JAN 6, 2023

3209 N State Rd Harbor Springs, MI 49740

5 Beds
3 Baths
2,484 Sq Ft
10 Acres

Recently Sold

$145 Per Sq Ft

26% Below List Price

88 Days on Market

Highlights

  • Spa
  • Cathedral Ceiling
  • First Floor Utility Room
  • Deck
  • Main Floor Primary Bedroom
  • Snowmobile Trail

About This Home

As of January 2023

There are so many options with this beautiful turnkey duplex situated on 10 acres! Use it as an investment property or make it one large home – the choice is yours. The main level features three bedrooms, two full baths, a kitchen, and laundry room. The lower level has two bedrooms, one full bath, a full kitchen, and laundry room. This home is located near Cross Village, Good Hart, beautiful beaches along Lake Michigan, miles of ORV trails, skiing and golf, the Tunnel of Trees, and many other up-north attractions. With its great rental history with Airbnb and Vrbo, along with a rustic camping site with a firepit, this property could easily be used for additional income. Hot tub and Generac generator are included in the sale. Furnishings are available for purchase as well as lower-level appliances.

Last Agent to Sell the Property

Erin DeFrain

Berkshire Hathaway HomeServices Michigan Real Estate - HS Listed on: 09/05/2022

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Last Buyer's Agent

Samuel Bowman

Pat O'Brien & Associates - Boyne City License #6506048917

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,760

Year Built

  • Built in 1995

Lot Details

  • 10 Acre Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,484 Sq Ft Home
  • Cathedral Ceiling
  • Vinyl Clad Windows
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • First Floor Utility Room
  • Home Security System

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Spa
  • Deck
  • Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Well
  • Gas Water Heater
  • Septic System

Community Details

  • Snowmobile Trail

Listing and Financial Details

  • Assessor Parcel Number 12-08-16-400-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,760

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1995
  • Lvt Date: 09/07/2022
  • Measurement Source: Agent
  • Personal Prop Inc: Y
  • Personal Prop Value: $0
  • Section: 16
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1995

Interior Features

  • Features: Cathedral Ceilings, Deck, Dishwasher, Dryer, Hot Tub, Range, Refrigerator, Washer, Near Snowmobile Trails, Security System
  • Total Finished Sq Ft: 2484
  • Master Bedroom: Dimensions: 14 x 12, On Level: Main
  • Bedroom 2: Dimensions: 10 x 9, On Level: Main
  • Bedroom 3: Dimensions: 10 x 8, On Level: Main
  • Bedroom 4: Dimensions: 10 x 10, On Level: Lower
  • Total Rooms: 9
  • Basement: Full, Walkout
  • Dining Room: Dimensions: 10x7, On Level: Main
  • Kitchen: Dimensions: 12.5x11, On Level: Main
  • Family Room: Dimensions: 22x12, On Level: Lower
  • Living Room: Dimensions: 23.5x13.5, On Level: Main
  • Above Grade Finished Sq Ft: 1340
  • Bathroom 1: Dimensions: 2 Full Baths, On Level: Main
  • Bathroom 2: Dimensions: 1 full bath downstairs, On Level: Lower
  • Number Of Bedrooms: 5
  • Full Bathrooms: 3
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Vinyl

Exterior Features

  • Construction: Wood Frame/Site Built
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: Two

Utilities

  • Heat Type: Forced Air, LP Gas
  • Sewer: Septic
  • Water: Well
  • Water Heater: Gas

Schools

  • School District: Harbor Springs

Lot Info

  • Estimated Number of Acres: 10
  • Zoning: residential

Tax Info

  • Assessor Parcel Number: 12-08-16-400-008

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 5, 2022
Closed on
Jan 6, 2023
Sold by
Culfa Laura Jay and Laura Jay Culfa Revocable Trust
Bought by
Alan Dylan and Alan Megan
Seller's Agent
Erin DeFrain
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Samuel Bowman
Pat O'Brien & Associates - Boyne City
List Price
$489,000
Sold Price
$360,000
Premium/Discount to List
-$129,000
-26.38%
Current Estimated Value
$500,121

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$140,121
Avg. Annual Appreciation
11.02%
Original Mortgage
$324,000
Outstanding Balance
$313,114
Interest Rate
5.75%
Estimated Equity
$158,852

Purchase Details

Listed on
Sep 5, 2022
Closed on
Jan 5, 2023
Sold by
Culfa Laura Jay Trust
Bought by
Alan Dylan and Alan Megan
Seller's Agent
Erin DeFrain
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Samuel Bowman
Pat O'Brien & Associates - Boyne City
List Price
$489,000
Sold Price
$360,000
Premium/Discount to List
-$129,000
-26.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,000
Outstanding Balance
$313,114
Interest Rate
5.75%
Estimated Equity
$158,852

Purchase Details

Closed on
Mar 7, 2016
Sold by
Culfa Laura Jay
Bought by
Culfa Laura Jay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
3.72%
Mortgage Type
Credit Line Revolving

Purchase Details

Listed on
Mar 23, 2013
Closed on
Sep 11, 2013
Sold by
Loesch Phil and Loesch Kim
Bought by
The Laura Jay Culfa Revocable Trust Date
Seller's Agent
Heidi Kresnak
Graham Real Estate
Buyer's Agent
See agt remarks Non Member Emmet
Emmet Association of Realtors
List Price
$189,900
Sold Price
$182,500
Premium/Discount to List
-$7,400
-3.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.30%

Purchase Details

Closed on
Sep 16, 2005
Sold by
Kruskie Donald C and Kruskie Judy A
Bought by
Loesch Phil and Loesch Kim

Purchase Details

Closed on
Aug 24, 1999
Sold by
Boyd Dennis
Bought by
Kruskie Donald C and Kruskie Judy A

Purchase Details

Closed on
May 1, 1996
Bought by
Boyd
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $360,000 Title Resource Agency
Warranty Deed $360,000 --
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $182,500 Attorneys Title Agency Llc
Warranty Deed $207,000 --
Warranty Deed $152,000 --
Warranty Deed $18,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $324,000 No Value Available
Closed $324,000 New Conventional
Previous Owner $90,000 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $130,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $152,700 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/06/2023 01/06/23 Sold $360,000 0.0% $145 / Sq Ft
12/06/2022 12/06/22 Off Market $360,000 -- --
11/07/2022 11/07/22 Price Changed $379,900 -13.5% $153 / Sq Ft
10/19/2022 10/19/22 Price Changed $439,000 -4.6% $177 / Sq Ft
09/25/2022 09/25/22 Price Changed $460,000 -5.9% $185 / Sq Ft
09/05/2022 09/05/22 For Sale $489,000 +167.9% $197 / Sq Ft
09/11/2013 09/11/13 Sold $182,500 -3.9% $73 / Sq Ft
04/19/2013 04/19/13 Pending -- -- --
03/23/2013 03/23/13 For Sale $189,900 -- $76 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,760 $204,000 $31,000 $173,000
2024 $4,760 $178,100 $31,000 $147,100
2023 $1,981 $144,800 $0 $144,800
2022 $1,981 $97,000 $0 $97,000
2021 $1,908 $102,900 $0 $102,900
2020 $1,931 $93,300 $0 $93,300
2019 -- $87,000 $22,500 $64,500
2018 -- $87,000 $22,500 $64,500
2017 -- $78,200 $22,500 $55,700
2016 -- $71,700 $22,500 $49,200
2015 -- $71,500 $0 $0
2014 -- $66,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 469477

Northern Michigan MLS

APN: 12-08-16-400-008