$182,500
SOLD SEP 11, 2013

3209 N State Rd Harbor Springs, MI 49740

5 Beds
2.5 Baths
2,484 Sq Ft
10 Acres

Recently Sold

$73 Per Sq Ft

4% Below List Price

27 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • First Floor Utility Room
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Snowmobile Trail

About This Home

As of January 2023

Recently updated, impeccably maintained home centrally located between Harbor Springs, Good Hart and Cross Village. Home offers a open floor plan with hard wood floors and a walkout lower level finished to include two bedrooms, a bath and a den/family room. Home sits on a beautiful 10 acre parcel with a garden area, walking trails and abundant wildlife.

Last Agent to Sell the Property

Heidi Kresnak

Graham Real Estate Listed on: 03/23/2013

Last Buyer's Agent

See agt remarks Non Member Emmet

Emmet Association of Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,760

Year Built

  • Built in 1995

Lot Details

  • 10 Acre Lot
  • Lot Dimensions are 330x1320

Parking

  • 2 Car Attached Garage

Home Design

  • Poured Concrete
  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,484 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Thermal Windows
  • Insulated Windows
  • Blinds
  • Wood Frame Window
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • First Floor Utility Room
  • Wood Flooring

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck
  • Patio
  • Shed

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Well
  • Propane Water Heater
  • Septic System
  • Satellite Dish

Community Details

  • Snowmobile Trail

Listing and Financial Details

  • Assessor Parcel Number 12-08-16-400-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,760

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1995
  • Section: 16
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1995

Interior Features

  • Features: Cathedral Ceilings, Ceiling Fans, Deck, Dishwasher, Garbage Disposal, Gas Fireplace, Mini Blinds, Patio, Range, Refrigerator, Satellite Dish, Wood Floors, Near Snowmobile Trails
  • Total Finished Sq Ft: 2484
  • Master Bedroom: Dimensions: 14x12, On Level: Main
  • Bedroom 2: Dimensions: 10x9, On Level: Main
  • Bedroom 3: Dimensions: 10x8, On Level: Main
  • Bedroom 4: Dimensions: 1x10, On Level: Lower
  • Total Rooms: 9
  • Basement: Full, Walkout, Finished, Poured
  • Dining Room: Dimensions: 10x7, On Level: Main
  • Kitchen: Dimensions: 12.5x11, On Level: Main
  • Family Room: Dimensions: 44x12, On Level: Lower
  • Living Room: Dimensions: 23.5x13.5, On Level: Main
  • Above Grade Finished Sq Ft: 1340
  • Bathroom 1: Dimensions: 2 Full, On Level: Main
  • Bathroom 2: Dimensions: 1 Half, On Level: Lower
  • Number Of Bedrooms: 5
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Rooms 1: Dimensions: 13x10 BR, On Level: Lower
  • Rooms 2: On Level: N/A
  • Windows: Wood Sash, Thermo, Insulated

Exterior Features

  • Construction: Wood Frame/Site Built
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: Two

Utilities

  • Heat Type: Forced Air, LP Gas
  • Sewer: Septic
  • Water: Well
  • Water Heater: 40 Gal, Propane

Schools

  • School District: Harbor Springs

Lot Info

  • Estimated Lot Dimensions: 330x1320
  • Estimated Number of Acres: 10
  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 12-08-16-400-008

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 5, 2022
Closed on
Jan 6, 2023
Sold by
Culfa Laura Jay and Laura Jay Culfa Revocable Trust
Bought by
Alan Dylan and Alan Megan
Seller's Agent
Erin DeFrain
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Samuel Bowman
Pat O'Brien & Associates - Boyne City
List Price
$489,000
Sold Price
$360,000
Premium/Discount to List
-$129,000
-26.38%
Current Estimated Value
$471,966

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$111,966
Avg. Annual Appreciation
11.20%
Original Mortgage
$324,000
Outstanding Balance
$313,114
Interest Rate
5.75%
Estimated Equity
$158,852

Purchase Details

Listed on
Sep 5, 2022
Closed on
Jan 5, 2023
Sold by
Culfa Laura Jay Trust
Bought by
Alan Dylan and Alan Megan
Seller's Agent
Erin DeFrain
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Samuel Bowman
Pat O'Brien & Associates - Boyne City
List Price
$489,000
Sold Price
$360,000
Premium/Discount to List
-$129,000
-26.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,000
Outstanding Balance
$313,114
Interest Rate
5.75%
Estimated Equity
$158,852

Purchase Details

Closed on
Mar 7, 2016
Sold by
Culfa Laura Jay
Bought by
Culfa Laura Jay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
3.72%
Mortgage Type
Credit Line Revolving

Purchase Details

Listed on
Mar 23, 2013
Closed on
Sep 11, 2013
Sold by
Loesch Phil and Loesch Kim
Bought by
The Laura Jay Culfa Revocable Trust Date
Seller's Agent
Heidi Kresnak
Graham Real Estate
Buyer's Agent
See agt remarks Non Member Emmet
Emmet Association of Realtors
List Price
$189,900
Sold Price
$182,500
Premium/Discount to List
-$7,400
-3.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.33%

Purchase Details

Closed on
Sep 16, 2005
Sold by
Kruskie Donald C and Kruskie Judy A
Bought by
Loesch Phil and Loesch Kim

Purchase Details

Closed on
Aug 24, 1999
Sold by
Boyd Dennis
Bought by
Kruskie Donald C and Kruskie Judy A

Purchase Details

Closed on
May 1, 1996
Bought by
Boyd
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $360,000 Title Resource Agency
Warranty Deed $360,000 --
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $182,500 Attorneys Title Agency Llc
Warranty Deed $207,000 --
Warranty Deed $152,000 --
Warranty Deed $18,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $324,000 No Value Available
Closed $324,000 New Conventional
Previous Owner $90,000 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $130,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $152,700 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/06/2023 01/06/23 Sold $360,000 0.0% $145 / Sq Ft
12/06/2022 12/06/22 Off Market $360,000 -- --
11/07/2022 11/07/22 Price Changed $379,900 -13.5% $153 / Sq Ft
10/19/2022 10/19/22 Price Changed $439,000 -4.6% $177 / Sq Ft
09/25/2022 09/25/22 Price Changed $460,000 -5.9% $185 / Sq Ft
09/05/2022 09/05/22 For Sale $489,000 +167.9% $197 / Sq Ft
09/11/2013 09/11/13 Sold $182,500 -3.9% $73 / Sq Ft
04/19/2013 04/19/13 Pending -- -- --
03/23/2013 03/23/13 For Sale $189,900 -- $76 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,760 $204,000 $31,000 $173,000
2024 $4,760 $178,100 $31,000 $147,100
2023 $1,981 $144,800 $0 $144,800
2022 $1,981 $97,000 $0 $97,000
2021 $1,908 $102,900 $0 $102,900
2020 $1,931 $93,300 $0 $93,300
2019 -- $87,000 $22,500 $64,500
2018 -- $87,000 $22,500 $64,500
2017 -- $78,200 $22,500 $55,700
2016 -- $71,700 $22,500 $49,200
2015 -- $71,500 $0 $0
2014 -- $66,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 436315

Northern Michigan MLS

APN: 12-08-16-400-008