Amanda Cialoni
Seashore Realty LLC
(850) 788-2793
94 Total Sales
7 in Upper Grand Lagoon
$275K - $970K Price Range
321 Prudence Ln Panama City, FL 32408
Upper Grand Lagoon Area
3
Beds
2
Baths
1,518
Sq Ft
10,454
Sq Ft Lot
Highlights
- Private Pool
- Laundry Room
- 2 Car Garage
- Traditional Architecture
About This Home
As of July 2026CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Charming home in the desirable North Lagoon area, ideally situated on a large lot in a private cul-de-sac. This well-maintained property offers a durable metal roof, paid-off solar panels, and a above-ground pool with expansive custom wood decking -- creating the perfect backyard for entertaining. Inside, you'll find an updated interior with an open, comfortable layout and abundant natural light. The home features a spacious laundry room, generous living areas, and easy access to the outdoor patio and pool deck for seamless indoor-outdoor living. The fully fenced yard provides privacy, green space, and a storage shed, while the extended driveway and garage offer ample parking and storage. Additional highlights include a built-in security system and sprinkler system. Located just minutes from the lagoon, beaches, dining, and shopping, this move-in ready home combines smart upgrades, privacy, and Florida lifestyle living.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,606
Year Built
- Built in 1985
Lot Details
- 10,454 Sq Ft Lot
- Lot Dimensions are 114 x 91
Parking
- 2 Car Garage
Home Design
- Traditional Architecture
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Additional Features
- Laundry Room
- Private Pool
Community Details
- Property has a Home Owners Association
- North Lagoon Heights Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 10, 2023
Closed on
May 5, 2023
Sold by
Bought by
Seller's Agent
Morgan Benton
Think Real Estate
Buyer's Agent
Marcus Walton
Bay to 30A Realty
List Price
$399,000
Sold Price
$387,000
Premium/Discount to List
-$12,000
-3.01%
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.92%
Original Mortgage
$379,990
Outstanding Balance
$363,121
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
$12,383
Purchase Details
Listed on
Oct 28, 2020
Closed on
Mar 30, 2021
Sold by
Bought by
Seller's Agent
Dale Gumm
Anchor Realty Florida
Buyer's Agent
Morgan Mason
Counts Real Estate Group Inc
List Price
$299,900
Sold Price
$285,000
Premium/Discount to List
-$14,900
-4.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.68%
Original Mortgage
$279,837
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Listed on
Mar 18, 2020
Closed on
May 18, 2020
Sold by
Bought by
Seller's Agent
Ashley Meadows
Keller Williams Success Realty
Buyer's Agent
Crystal Chaillou
Corcoran Reverie
List Price
$220,000
Sold Price
$125,000
Premium/Discount to List
-$95,000
-43.18%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
173.22%
Purchase Details
Closed on
Mar 29, 2018
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Panama City, FL
-
Amanda Cialoni
-
Michael Werner
Michael Werner
Keller Williams Success Realty
(850) 532-6263
84 Total Sales
3 in Upper Grand Lagoon
$260K - $580K Price Range
-
Samantha Tuno Holden
Samantha Tuno Holden
Responds QuicklySunspot Realty, LLC
(850) 640-6828
55 Total Sales
1 in Upper Grand Lagoon
$275,000 Price
-
Misty Curtis
Misty Curtis
Anchor Realty Florida
(850) 788-2943
120 Total Sales
3 in Upper Grand Lagoon
$255K - $359K Price Range
-
January Johnson
January Johnson
Responds QuicklyEXP Realty LLC
(850) 771-4932
122 Total Sales
9 in Upper Grand Lagoon
$480K - $670K Price Range
-
Yvette Colona
Yvette Colona
Responds QuicklyColdwell Banker Realty
(850) 771-7048
26 Total Sales
4 in Upper Grand Lagoon
$345K - $580K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $387,000 | Florida Coastal Closing & Escr | |
| Warranty Deed | $285,000 | Florida Title Services Llc | |
| Warranty Deed | $125,000 | Mti Ttl Ins Urance Agcy Inc | |
| Interfamily Deed Transfer | -- | Attorney |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $379,990 | FHA | |
| Previous Owner | $279,837 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/06/2026 07/06/26 | Sold | $370,000 | -2.6% | $244 / Sq Ft | |
| 05/24/2026 05/24/26 | Pending | -- | -- | -- | |
| 05/15/2026 05/15/26 | For Sale | $379,999 | 0.0% | $250 / Sq Ft | |
| 04/30/2026 04/30/26 | Pending | -- | -- | -- | |
| 04/22/2026 04/22/26 | Price Changed | $379,999 | -5.0% | $250 / Sq Ft | |
| 02/25/2026 02/25/26 | For Sale | $399,999 | +3.4% | $264 / Sq Ft | |
| 05/05/2023 05/05/23 | Sold | $387,000 | -3.3% | $255 / Sq Ft | View Prior Sale |
| 04/07/2023 04/07/23 | Pending | -- | -- | -- | |
| 03/13/2023 03/13/23 | Price Changed | $400,000 | -2.4% | $264 / Sq Ft | |
| 03/12/2023 03/12/23 | Price Changed | $409,900 | -2.4% | $270 / Sq Ft | |
| 02/21/2023 02/21/23 | Price Changed | $419,900 | +5.2% | $277 / Sq Ft | |
| 02/10/2023 02/10/23 | For Sale | $399,000 | +40.0% | $263 / Sq Ft | |
| 07/03/2022 07/03/22 | Off Market | $285,000 | -- | -- | |
| 06/20/2022 06/20/22 | Off Market | $125,000 | -- | -- | |
| 03/31/2021 03/31/21 | Sold | $285,000 | -5.0% | $196 / Sq Ft | View Prior Sale |
| 10/30/2020 10/30/20 | Pending | -- | -- | -- | |
| 08/14/2020 08/14/20 | For Sale | $299,900 | +139.9% | $206 / Sq Ft | |
| 06/04/2020 06/04/20 | Sold | $125,000 | -43.2% | $94 / Sq Ft | View Prior Sale |
| 03/24/2020 03/24/20 | Pending | -- | -- | -- | |
| 02/03/2020 02/03/20 | For Sale | $220,000 | -- | $165 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,524 | $248,310 | ||
| 2024 | $3,043 | $241,312 | $78,190 | $163,122 |
| 2023 | $3,043 | $240,159 | $75,346 | $164,813 |
| 2022 | $2,928 | $249,655 | $67,640 | $182,015 |
| 2021 | $1,925 | $157,191 | $52,435 | $104,756 |
| 2020 | $807 | $100,770 | $0 | $0 |
| 2019 | $789 | $98,739 | $0 | $0 |
| 2018 | $780 | $96,898 | $0 | $0 |
| 2017 | $764 | $94,905 | $0 | $0 |
| 2016 | $753 | $92,953 | $0 | $0 |
| 2015 | $771 | $92,307 | $0 | $0 |
| 2014 | $760 | $91,574 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Chris Allen
Seller's Agent in 2026
Chris Allen
Real Broker LLC
(480) 544-8191
82 Total Sales
-
Dee Anderson
D
Buyer's Agent in 2026
Dee Anderson
Gulf Life Real Estate Inc
(256) 613-6570
6 Total Sales
-
Morgan Benton
Seller's Agent in 2023
Morgan Benton
Think Real Estate
(850) 851-5508
97 Total Sales
-
M
Buyer's Agent in 2023
Marcus Walton
Bay to 30A Realty
-
Dale Gumm
Seller's Agent in 2021
Dale Gumm
Anchor Realty Florida
(270) 319-8903
85 Total Sales
-
M
Buyer's Agent in 2021
Morgan Mason
Counts Real Estate Group Inc
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 785814
APN: 30166-416-185
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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