321 Prudence Ln Panama City, FL 32408
Estimated payment $2,273/month
Highlights
- Private Pool
- Traditional Architecture
- 2 Car Garage
- Patronis Elementary School Rated A-
- Laundry Room
About This Home
Charming home in the desirable North Lagoon area, ideally situated on a large lot in a private cul-de-sac. This well-maintained property offers a durable metal roof, paid-off solar panels, and a above-ground pool with expansive custom wood decking -- creating the perfect backyard for entertaining. Inside, you'll find an updated interior with an open, comfortable layout and abundant natural light. The home features a spacious laundry room, generous living areas, and easy access to the outdoor patio and pool deck for seamless indoor-outdoor living. The fully fenced yard provides privacy, green space, and a storage shed, while the extended driveway and garage offer ample parking and storage. Additional highlights include a built-in security system and sprinkler system. Located just minutes from the lagoon, beaches, dining, and shopping, this move-in ready home combines smart upgrades, privacy, and Florida lifestyle living.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,606
Year Built
- Built in 1985
Lot Details
- 10,454 Sq Ft Lot
- Lot Dimensions are 114 x 91
Parking
- 2 Car Garage
Home Design
- Traditional Architecture
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Additional Features
- Laundry Room
- Private Pool
Community Details
- Property has a Home Owners Association
- North Lagoon Heights Subdivision
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,524 | $248,310 | -- | -- |
| 2024 | $3,043 | $241,312 | $78,190 | $163,122 |
| 2023 | $3,043 | $240,159 | $75,346 | $164,813 |
| 2022 | $2,928 | $249,655 | $67,640 | $182,015 |
| 2021 | $1,925 | $157,191 | $52,435 | $104,756 |
| 2020 | $807 | $100,770 | $0 | $0 |
| 2019 | $789 | $98,739 | $0 | $0 |
| 2018 | $780 | $96,898 | $0 | $0 |
| 2017 | $764 | $94,905 | $0 | $0 |
| 2016 | $753 | $92,953 | $0 | $0 |
| 2015 | $771 | $92,307 | $0 | $0 |
| 2014 | $760 | $91,574 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/15/2026 05/15/26 | For Sale | $379,999 | 0.0% | $250 / Sq Ft | |
| 04/30/2026 04/30/26 | Pending | -- | -- | -- | |
| 04/22/2026 04/22/26 | Price Changed | $379,999 | -5.0% | $250 / Sq Ft | |
| 02/25/2026 02/25/26 | For Sale | $399,999 | +3.4% | $264 / Sq Ft | |
| 05/05/2023 05/05/23 | Sold | $387,000 | -3.3% | $255 / Sq Ft | View Prior Sale |
| 04/07/2023 04/07/23 | Pending | -- | -- | -- | |
| 03/13/2023 03/13/23 | Price Changed | $400,000 | -2.4% | $264 / Sq Ft | |
| 03/12/2023 03/12/23 | Price Changed | $409,900 | -2.4% | $270 / Sq Ft | |
| 02/21/2023 02/21/23 | Price Changed | $419,900 | +5.2% | $277 / Sq Ft | |
| 02/10/2023 02/10/23 | For Sale | $399,000 | +40.0% | $263 / Sq Ft | |
| 07/03/2022 07/03/22 | Off Market | $285,000 | -- | -- | |
| 06/20/2022 06/20/22 | Off Market | $125,000 | -- | -- | |
| 03/31/2021 03/31/21 | Sold | $285,000 | -5.0% | $196 / Sq Ft | View Prior Sale |
| 10/30/2020 10/30/20 | Pending | -- | -- | -- | |
| 08/14/2020 08/14/20 | For Sale | $299,900 | +139.9% | $206 / Sq Ft | |
| 06/04/2020 06/04/20 | Sold | $125,000 | -43.2% | $94 / Sq Ft | View Prior Sale |
| 03/24/2020 03/24/20 | Pending | -- | -- | -- | |
| 02/03/2020 02/03/20 | For Sale | $220,000 | -- | $165 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $387,000 | Florida Coastal Closing & Escr | |
| Warranty Deed | $285,000 | Florida Title Services Llc | |
| Warranty Deed | $125,000 | Mti Ttl Ins Urance Agcy Inc | |
| Interfamily Deed Transfer | -- | Attorney |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $379,990 | FHA | |
| Previous Owner | $279,837 | FHA |
Source: Central Panhandle Association of REALTORS®
MLS Number: 785814
APN: 30166-416-185
- 323 Prudence Ln
- 2512 Shady Oak Ct
- 2432 Valley Oak Ct
- 2731 S Pleasant Oak Ct
- 2732 S Pleasant Oak Ct
- 300 Prudence Ln
- 7213 N Lagoon Dr
- 7125 N Lagoon Dr Unit N
- 7125 N Lagoon Dr Unit C
- 7125 N Lagoon Dr Unit H
- 7125 N Lagoon Dr Unit J
- 7125 N Lagoon Dr Unit D
- 902 Laurel Oak Ln
- 918 Laurel Oak Ln
- 7813 N Lagoon Dr Unit 9F
- 7813 N Lagoon Dr Unit 5B
- 7813 N Lagoon Dr Unit 8E
- 7813 N Lagoon Dr Unit 3C
- 7813 N Lagoon Dr Unit 5D
- 7813 N Lagoon Dr Unit 5C
- 7125 N Lagoon Dr Unit C
- 7125 N Lagoon Dr Unit P
- 7813 N North Lagoon Dr Unit C6
- 2340 Grand Oaks Ln Unit SI ID1523381P
- 2103 Bent Oak Ct
- 6440 Summer Oak Dr Unit B
- 2204 Thomas Dr
- 3604 Betsy Ln Unit 11
- 3704 Tiki Dr
- 6901 N Lagoon Dr Unit 1
- 7120 Patronis Dr
- 3723 Tiki Dr Unit SI ID1386013P
- 1219 Thomas Dr Unit 91
- 1312 Navy Blvd
- 2417 Causeway Manor Ct
- 7405A Beach Dr Unit SI ID1355031P
- 4114 Holiday Dr Unit 7
- 4113 Holiday Dr Unit 201
- 4114 Holiday Dr Unit SI ID1523354P
- 6200 Cypress Point Dr
Ask me questions while you tour the home.