$185,932
SOLD SEP 10, 2025
2 Beds
2.5 Baths
1,286 Sq Ft
$210/mo HOA Fee

Recently Sold

$145 Per Sq Ft

1% Above List Price

5 Days on Market

Highlights

  • Lake Front
  • Docks
  • Lake Privileges
  • Ben Davis University High School Rated A
  • Fishing
  • Community Lake

About This Home

As of September 2025

Welcome to this charming waterfront end-unit townhome offering an open floor plan and unobstructed lake views. Step inside to a two-story tiled entry with a coat closet and convenient half bath. The main level features laminate flooring throughout the dining area, kitchen, and sunken family room, where you'll find a cozy wood-burning fireplace with marble trim and oversized sliding doors leading to a freshly painted deck and private dock overlooking the tranquil fountain. The kitchen is equipped with oak cabinets, a laminate countertop, and a granite-topped custom breakfast bar. Upstairs, you'll find two spacious bedrooms and two full baths. The primary suite offers a vaulted ceiling with ceiling fan, walk-in closet, and private balcony with gorgeous water views. The attached bath includes a garden tub, dual sinks, and tile flooring. The guest bedroom is serviced by a full bath with a tub/shower combo, tile floors, and a laundry closet with washer and dryer included. Enjoy peace of mind with major updates: new roof, furnace, and A/C (2024); gutters with metal-wrapped soffits and siding (2022); and freshly painted deck, dock, and balcony (2025). Additional highlights include custom blinds throughout, 1-car attached garage with attic access and mechanicals, and easy interstate and airport access. Conveniently located near Brownsburg, Avon, Speedway's Main Street, Eagle Creek Park, the Indianapolis Motor Speedway, Country Club of Indianapolis, top hospitals, shopping, dining, and more. This one checks all the boxes for low-maintenance waterfront living! Sold AS IS condition. Pre-inspection was completed and provided with seller's disclosure.

Last Agent to Sell the Property

Jennifer Goodspeed

Keller Williams Indpls Metro N License #RB14043171 Listed on: 08/08/2025

Keller Williams Indpls Metro N

Last Buyer's Agent

Loree Myers

Highgarden Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,136

Year Built

  • Built in 1990

Lot Details

  • Lake Front
  • 1 Common Wall

HOA Fees

  • $210 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Woodwork
  • Vaulted Ceiling
  • Paddle Fans
  • Wood Burning Fireplace
  • Entrance Foyer
  • Great Room with Fireplace
  • Combination Kitchen and Dining Room
  • Lake Views
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Galley Kitchen
  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Docks
  • Lake Privileges
  • Balcony
  • Deck

Schools

  • North Wayne Elementary School
  • Chapel Hill 7Th & 8Th Grade Center Middle School
  • Ben Davis High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

  • Legal Lot and Block 180 / V
  • Assessor Parcel Number 490522123040000900
  • Seller Concessions Not Offered

Community Details

Overview

  • Association fees include home owners, entrance private, insurance, maintenance, management
  • Association Phone (317) 541-0000
  • The Islands Subdivision
  • Property managed by Omni Management Services
  • Community Lake

Recreation

  • Fishing

Security

  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,136

Year Built

Built in 1990

Lot Details

0

HOA Fees

$210 per month

Parking

1

Listing Details

  • Property Sub Type: Condominium
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 1990
  • Building Area Total: 1286
  • Entry Level: 1
  • Garage Y N: Yes
  • Lot Size Acres: 0.09
  • Subdivision Name: The Islands
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Website: www.3210ocean.info
  • Accessibility Features YN: No
  • Floor Number: 1
  • Lifestyles: Paired Patio
  • F H A Certified: No
  • Special Features: VirtualTour

Interior Features

  • Common Walls: 1 Common Wall
  • Basement: No
  • Appliances: Dryer, Electric Water Heater, Disposal, Microwave, Electric Oven, Refrigerator, Washer
  • Levels: Two
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Fireplace Features: Great Room, Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Attic Pull Down Stairs, Bath Sinks Double Main, Breakfast Bar, Vaulted Ceiling(s), Entrance Foyer, Paddle Fan, Hi-Speed Internet Availbl, Eat-in Kitchen, Walk-In Closet(s), Wood Work Painted
  • Living Area: 1286
  • Other Equipment: Smoke Alarm
  • Spa Y N: No
  • Areas Interior: Laundry in Unit
  • Eating Area: Dining Combo/Kitchen
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 0
  • Main Level Sq Ft: 646
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Kitchen Features: Kitchen Galley
  • Upper Level Sq Ft: 640

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Patio And Porch Features: Deck
  • Pool Private Y N: No
  • View: Lake
  • View Y N: Yes
  • Waterfront Features: Dock, Lake Privileges, Lake Front, Water View, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Attached, Concrete, Garage Door Opener
  • Garage Parking Other: Garage Door Opener

Utilities

  • Utilities: Cable Available
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Forced Air, Electric
  • Laundry Features: Laundry Closet, Upper Level
  • Water Source: Public
  • Solid Waste: Yes

Condo/Co-op/Association

  • Association Amenities: Insurance, Maintenance, Management
  • Association Fee: 210
  • Association Fee Frequency: Monthly
  • Association Phone: 317-541-0000
  • Association YN: Yes
  • Community Features: Fishing, Lake
  • Management Company Name: Omni Management Services
  • H O A Disclosures: Covenants & Restrictions,Other Assessments
  • Condo Description Location: Building Private Entry
  • Condo Type: Vertical

Fee Information

  • Association Fee Includes: Association Home Owners, Entrance Private, Insurance, Maintenance, Management

Schools

  • Middle Or Junior School: Chapel Hill 7th & 8th Grade Center

Lot Info

  • Lot Features: See Remarks
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 3839
  • Parcel Number: 490522123040000900
  • Acres: <1/4 Acre

Tax Info

  • Tax Annual Amount: 2136
  • Tax Block: V
  • Tax Lot: 180
  • Semi Annual Property Tax Amt: 1068
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: North Wayne Elementary School
  • High School: Ben Davis High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 8, 2025
Closed on
Sep 10, 2025
Sold by
Amburgey Dana
Bought by
Ochiai Yoshiko
Seller's Agent
Jennifer Goodspeed
Keller Williams Indpls Metro N
Buyer's Agent
Loree Myers
Highgarden Real Estate
List Price
$185,000
Sold Price
$185,932
Premium/Discount to List
$932
0.5%
Views
43
Current Estimated Value
$187,967

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,035
Avg. Annual Appreciation
2.99%
Original Mortgage
$13,015
Outstanding Balance
$13,015
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$174,952

Purchase Details

Closed on
Feb 6, 2007
Sold by
Wm Specialty Mortgage Llc
Bought by
Amburgey Dana

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,000
Interest Rate
6.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 3, 2006
Sold by
Bowie Barbara E
Bought by
Wm Speciality Mortgage Llc
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Special Warranty Deed -- None Available
Sheriffs Deed $78,644 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $13,015 New Conventional
Open $174,635 New Conventional
Previous Owner $76,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/10/2025 09/10/25 Sold $185,932 +0.5% $145 / Sq Ft
08/13/2025 08/13/25 Pending -- -- --
08/08/2025 08/08/25 For Sale $185,000 -- $144 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,922 $184,000 $13,200 $170,800
2023 $1,922 $161,500 $13,200 $148,300
2022 $1,799 $150,200 $13,200 $137,000
2021 $1,632 $123,100 $13,200 $109,900
2020 $1,542 $117,000 $13,200 $103,800
2019 $1,432 $109,500 $13,200 $96,300
2018 $1,166 $99,000 $13,200 $85,800
2017 $1,105 $94,200 $13,200 $81,000
2016 $1,131 $96,400 $13,200 $83,200
2014 $953 $95,300 $13,200 $82,100
2013 $923 $92,300 $13,200 $79,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22054489

MIBOR Broker Listing Cooperative®

APN: 49-05-22-123-040.000-900