NOT LISTED FOR SALE

322 Belle St Waterloo, IA 50702

Estimated Value: $194,000 - $216,000

3 Beds
1 Bath
1,162 Sq Ft
$175/Sq Ft Est. Value

Last Sold October 03, 2023

Last sale price $210,000 $181 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,321/month

1 Day on Market

Highlights

  • River Front
  • Wood Flooring
  • Landscaped
  • Deck
  • 2 Car Detached Garage
  • Forced Air Heating and Cooling System

About This Home

As of October 2023

Get away from it all in this awesome Cedar Terrace neighborhood! This house sits on half an acre with river access directly across the street. Welcoming you into this home is a completely open floor plan that is drenched in sunshine. The living room boasts warm toned floors that stretch throughout the entire space. The dining room is perfect for family meals or entertaining and provides access to the rear deck. You will love this kitchen that features black appliances, a center island with breakfast bar seating, and great cabinetry. Also on the main floor you will find two bedrooms and a full bathroom. The lower level features the laundry room with great storage and a flex space great for an additional bedroom, office, or home gym. The exterior boasts great curb appeal, a large backyard, two sheds, and a detached, two-stall garage. Don't let this opportunity slip away!

Last Agent to Sell the Property

Amy Wienands

AWRE, EXP Realty, LLC License #B34553 Listed on: 08/03/2023

AWRE, EXP Realty, LLC

Co-Listed By

Amber Schuchmann

AWRE, EXP Realty, LLC License #S60690

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,551

Year Built

  • Built in 1961

Lot Details

  • 0.51 Acre Lot
  • Lot Dimensions are 120x185
  • River Front
  • Landscaped
  • Property is zoned R-2

Home Design

  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,162 Sq Ft Home
  • Wood Flooring
  • Fire and Smoke Detector
  • Laundry on lower level
  • Partially Finished Basement

Kitchen

  • Free-Standing Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Parking

  • 2 Car Detached Garage
  • Workshop in Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Storage Shed

Schools

  • Orange Elementary School
  • Hoover Intermediate
  • West High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 881207153004

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,551

Year Built

Built in 1961

Lot Details

0

Listing Details

  • Parcel Number: 881207153004
  • Year Built: 1961
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Lower Level
  • ResoLotFeatures: Multiple Houses, River Front
  • Lot Size Acres: 0.51
  • Road Frontage Type: Hard Surface Road
  • Road Surface Type: Black Top
  • Co List Office Mls Id: NBR197
  • Co List Office Phone: 319-269-2477
  • Co List Office Phone: 319-269-2477
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Interior Features: Sliding Glass Door, Hardwood Floors
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 1162
  • ImprovementRating: Updated
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Smoke Detector, Dishwasher, Microwave Built In, Free-Standing Range, Refrigerator, Gas Water Heater
  • Basement: Partially Unfinished
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 250
  • BelowGradeArea: 912

Exterior Features

  • Construction Type: Vinyl Siding
  • Exterior Features: Deck, Landscaping, Storage Shed

Garage/Parking

  • Parking Features: 2 Stall, Detached Garage, Garage Door Opener, Workshop in Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: City Sewer
  • Water Source: City

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Orange Elementary
  • High School: West High
  • Middle Or Junior School: Hoover Intermediate

Lot Info

  • Zoning: R-2
  • Lot Dimensions: 120x185
  • Lot Size Sq Ft: 22200
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 2551

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2023
Closed on
Sep 22, 2023
Sold by
Mikeska Robert G and Mikeska Judith J
Bought by
Greenwood Scott L
Seller's Agent
Amy Wienands
AWRE, EXP Realty, LLC
List Price
$189,900
Sold Price
$210,000
Premium/Discount to List
$20,100
10.58%
Views
71
Current Estimated Value
$203,210

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,790
Avg. Annual Appreciation
-1.43%
Original Mortgage
$157,500
Outstanding Balance
$154,240
Interest Rate
7.09%
Mortgage Type
New Conventional
Estimated Equity
$48,970

Purchase Details

Closed on
Sep 15, 2008
Sold by
Messer Jay Scott and Messer Sharon Sue
Bought by
Mikeska Robert G and Mikeska Judith J

Purchase Details

Closed on
Sep 12, 2008
Sold by
Duncan Run B and Duncan Michelle
Bought by
Messer Jay Scott and Messer Sharon Sue

Purchase Details

Closed on
Sep 28, 2006
Sold by
Holm Samuel C
Bought by
Duncan Ron B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,050
Interest Rate
6.58%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 16, 2005
Sold by
Holm Edward E and Holm Wanda M
Bought by
Holm Samuel C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Greenwood Scott L $210,000 None Listed On Document
Mikeska Robert G $127,000 None Available
Messer Jay Scott $120,000 None Available
Duncan Ron B $74,500 Title Services Corporation
Holm Samuel C -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Greenwood Scott L $157,500
Previous Owner Duncan Ron B $67,050
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/03/2023 10/03/23 Sold $210,000 +10.6% $181 / Sq Ft
08/04/2023 08/04/23 Pending -- -- --
08/03/2023 08/03/23 For Sale $189,900 -- $163 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,224 $169,120 $30,780 $138,340
2024 $3,224 $167,270 $30,780 $136,490
2023 $2,622 $157,060 $30,780 $126,280
2022 $2,550 $128,240 $30,780 $97,460
2021 $2,530 $128,240 $30,780 $97,460
2020 $2,484 $120,260 $24,620 $95,640
2019 $2,484 $120,260 $24,620 $95,640
2018 $2,486 $120,260 $24,620 $95,640
2017 $2,566 $120,260 $24,620 $95,640
2016 $2,530 $120,260 $24,620 $95,640
2015 $2,530 $120,260 $24,620 $95,640
2014 $2,474 $115,700 $24,620 $91,080
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20233241

Northeast Iowa Regional Board of REALTORS®

APN: 8812-07-153-004