322 S 6th St Fernandina Beach, FL 32034
Estimated payment $4,871/month
Highlights
- Marina
- Heated In Ground Pool
- Deck
- Emma Love Hardee Elementary School Rated A-
- Fruit Trees
- No HOA
About This Home
Historic Downtown Fernandina Charm with a Private Pool Oasis!
Welcome to 322 S 6th Street, a RARE OPPORTUNITY IN THE HEART OF HISTORIC FERNANDINA BEACH where classic character meets turnkey comfort just a short stroll from Centre Street, the marina, shops, and restaurants. Framed by dual rocking chair porches up and down and crowned with a BRAND NEW 2025 ROOF, the home also features FRESHLY PAINTED INTERIOR AND EXTERIOR IN 2025 and the rich warmth of original HEART PINE FLOORS in most rooms. Currently configured as a duplex, the property offers amazing INCOME POTENTIAL, effortless multigenerational living, or a live one rent one setup, and it can be easily converted back to a single family residence if you prefer.
Inside, the downstairs kitchen shines with quartz countertops, a farmhouse sink, a subway tile backsplash, and stainless steel appliances, while the updated bath offers fresh tile and fixtures. Outdoor living truly steals the show with a fenced backyard oasis centered on a HEATED SALTWATER POOL with a tranquil WATERFALL feature, and the rear porch sets the stage for morning coffee or evening gatherings. An extra long driveway provides ABUNDANT OFF STREET PARKING, making visits and entertaining a breeze.
With walkable access to dining, boutiques, and the waterfront, a flexible floor plan that adapts to your lifestyle, and exceptional revenue upside, 322 S 6th Street delivers history, hospitality, and coastal living right at your doorstep. JUST MINUTES TO THE BEAUTIFUL BEACHES OF AMELIA ISLAND, GOLF CART FRIENDLY FOR EASY DOWNTOWN CRUISING, AND CONVENIENT TO LOCAL PICKLEBALL COURTS FOR YEAR ROUND FUN.
CALL TODAY TO EXPERIENCE THIS RARE DOWNTOWN OASIS AND SECURE YOUR PLACE IN THE HEART OF FERNANDINA BEACH.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,384
Year Built
- Built in 1900
Lot Details
- 4,591 Sq Ft Lot
- Lot Dimensions are 100x45
- Fenced
- Sprinkler System
- Fruit Trees
- Property is zoned R-2
Home Design
- Frame Construction
- Shingle Roof
Interior Spaces
- 1,858 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Drapes & Rods
- Blinds
- Wood Frame Window
Kitchen
- Oven
- Stove
- Microwave
- Dishwasher
- Farmhouse Sink
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Parking
- Driveway
- On-Street Parking
Outdoor Features
- Heated In Ground Pool
- Balcony
- Deck
- Covered Patio or Porch
Utilities
- Cooling Available
- Central Heating
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 00-00-31-1800-0127-0032
Community Details
Overview
- No Home Owners Association
Recreation
- Marina
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,384 | $342,919 | -- | -- |
| 2023 | $5,384 | $332,931 | $0 | $0 |
| 2022 | $5,151 | $323,234 | $0 | $0 |
| 2021 | $5,153 | $313,819 | $0 | $0 |
| 2020 | $5,990 | $349,435 | $0 | $0 |
| 2019 | $5,733 | $320,810 | $78,750 | $242,060 |
| 2018 | $5,675 | $279,210 | $0 | $0 |
| 2017 | $3,220 | $174,535 | $0 | $0 |
| 2016 | $2,871 | $141,006 | $0 | $0 |
| 2015 | $2,629 | $128,187 | $0 | $0 |
| 2014 | $3,029 | $146,673 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/23/2025 10/23/25 | For Sale | $839,000 | 0.0% | $452 / Sq Ft | |
| 10/11/2025 10/11/25 | Pending | -- | -- | -- | |
| 10/09/2025 10/09/25 | For Sale | $839,000 | 0.0% | $452 / Sq Ft | |
| 11/13/2024 11/13/24 | Rented | $2,400 | 0.0% | -- | |
| 11/04/2024 11/04/24 | Under Contract | -- | -- | -- | |
| 10/21/2024 10/21/24 | Price Changed | $2,400 | -7.7% | $3 / Sq Ft | |
| 09/16/2024 09/16/24 | Price Changed | $2,600 | -7.1% | $3 / Sq Ft | |
| 08/14/2024 08/14/24 | Price Changed | $2,800 | -6.7% | $3 / Sq Ft | |
| 08/01/2024 08/01/24 | For Rent | $3,000 | 0.0% | -- | |
| 12/18/2020 12/18/20 | Sold | $515,000 | -14.0% | $277 / Sq Ft | View Prior Sale |
| 11/18/2020 11/18/20 | Pending | -- | -- | -- | |
| 09/23/2020 09/23/20 | For Sale | $599,000 | +59.7% | $322 / Sq Ft | |
| 08/31/2017 08/31/17 | Sold | $375,000 | -5.1% | $202 / Sq Ft | View Prior Sale |
| 08/01/2017 08/01/17 | Pending | -- | -- | -- | |
| 06/27/2017 06/27/17 | For Sale | $395,000 | +192.6% | $213 / Sq Ft | |
| 05/20/2014 05/20/14 | Sold | $135,000 | -27.0% | $73 / Sq Ft | View Prior Sale |
| 04/20/2014 04/20/14 | Pending | -- | -- | -- | |
| 11/23/2013 11/23/13 | For Sale | $185,000 | -- | $100 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $515,000 | Attorney | |
| Warranty Deed | $375,000 | Attorney | |
| Deed | $135,000 | Attorney | |
| Interfamily Deed Transfer | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $275,000 | New Conventional | |
| Previous Owner | $281,250 | New Conventional |
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 113835
APN: 00-00-31-1800-0127-0032
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