$550,000
SOLD JUN 16, 2025

32208 County Road 1 Saint Cloud, MN 56303

5 Beds
4 Baths
4,087 Sq Ft
1.18 Acres

Recently Sold

$135 Per Sq Ft

19% Below List Price

263 Days on Market

Highlights

  • 145 Feet of Waterfront
  • 51,401 Sq Ft lot
  • 2 Fireplaces
  • Heated In Ground Pool
  • Radiant Floor
  • 5-minute walk to Heim's Mill Canoe Access

About This Home

As of June 2025

Remarkable opportunity to own a beautiful home with over an acre on the Mississippi River, in the heart of town. Enjoy trophy fishing and Kayaking on the river, relaxing by the heated pool, and the proximity to the hospital, many parks, and shopping. This property is packed with amenities that you won't find in other places and has been renovated to allow for more modern design. The main house has gorgeous views of the Mississippi River from the living room, accented by bamboo floors, the custom built in couch and fireplace/ entertainment center wrapped in crema de nova marble and blue pearl granite. The kitchen and dining room have soft close maple cabinets, high end appliances, granite counters (including built in dining room table), a custom glass coffee bar and built in butler station with wine fridge and lighted glass cabinetry. There are three main floor bedrooms, including an impressive office suite with built in L shaped desk that is topped with Brazilian river rock granite and has uplit coved ceilings. The other two bedrooms are very sizable and share the main floor full bathroom which is completely customized and starts your day off sunny, every day! Head upstairs to the owners' suite of your dreams, which is completely tucked away from the main house, it offers the ultimate private oasis. Panoramic views of the river, highlighted by custom stained-glass windows are one of the most ornate features of the house. You will love the dreamy bathroom ensuite with a jacuzzi tub, walk in tile shower, double vanity and immediate access to the impressive walk-in closet. The complete lower-level remodel tastefully recreated the theater room, game room, and bathroom. These spaces now feel welcoming and offer a great space to entertain, since the lower level walks out to the pool and outdoor entertaining space. The home features Control 4 smart home technology and could be set up to control all the lights, security cameras, and stereo systems throughout the property. Don't miss the "little house," the guest house by the river has its own bathroom and kitchen. Relax by the river on the deck or enjoy a bonfire on the patio. If you are seeking more garage space, the current owner had plans drawn up to add a 4 stall garage in the backyard and a driveway added on the north side of the house. It is possible! There is so much to see and appreciate in this property, be sure to schedule yourself extra time to take in all the amenities and upgrades!

Last Agent to Sell the Property

Brandi Hansen

Central MN Realty LLC Listed on: 08/29/2024

Central MN Realty LLC

Co-Listed By

Christina Clifton

Central MN Realty LLC

Last Buyer's Agent

Jenessa Schendzielos

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,292

Year Built

  • Built in 1958

Lot Details

  • 1.18 Acre Lot
  • Lot Dimensions are 119x382x366x145
  • 145 Feet of Waterfront
  • River Front
  • Few Trees

Parking

  • 2 Car Garage
  • Electric Vehicle Home Charger
  • Heated Garage
  • Tuck Under Garage
  • Insulated Garage

Home Design

  • Flex

Interior Spaces

  • 1.5-Story Property
  • 2 Fireplaces
  • Family Room
  • Living Room
  • Dining Room
  • Radiant Floor

Kitchen

  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Pool

  • Heated In Ground Pool

Utilities

  • Mini Split Air Conditioners
  • Forced Air Heating System
  • Boiler Heating System
  • Shared Water Source
  • Well
  • Septic System

Community Details

  • No Home Owners Association
  • Whitneys River Lts Subdivision

Listing and Financial Details

  • Assessor Parcel Number 17097340000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,292

Year Built

Built in 1958

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Shared System, Well
  • Year Built: 1958
  • Above Grade Finished Sq Ft: 2437
  • Water Body Name: Mississippi River
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full, Tile Shower, Walkout
  • Appliances: Cooktop, Dishwasher, Double Oven, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven
  • Living Area: 4087
  • Below Grade Finished Sq Ft: 1650
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Dining Room, Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Walk In Closet, Bathroom, Bedroom 5, Family Room, Flex Room

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 2

Exterior Features

  • PoolFeatures: Below Ground, Heated
  • View: River
  • Other Structures: Guest House
  • ConstructionMaterialsDesc: Concrete
  • PatioPorchType: Deck,Patio
  • LakeChain: N
  • Waterfront Frontage: 145

Garage/Parking

  • Parking Features: Concrete, Electric Vehicle Charging Station(s), Heated Garage, Insulated Garage, Tuckunder Garage

Utilities

  • Heating: Boiler, Forced Air, Fireplace(s), Radiant Floor
  • Sewer: Septic System Compliant - Yes
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Exercise Room,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Security System,Skylight,In-Ground Sprinkler,Tile Floors,Wet Bar,Walk-In Closet

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 119x382x366x145
  • Lot Size Sq Ft: 51400.8
  • Land Lease: No
  • Lot Features: Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Stucco

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 17097340000
  • Tax Annual Amount: 6292
  • TaxWithAssessments: 6292.0000

Multi Family

  • WaterfrontFeatures: River Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2024
Closed on
Jun 16, 2025
Sold by
Houle Kourtney N Bradford and Seubert Brett
Bought by
Schendzielos Daniel and Schendzielos Jenessa
Seller's Agent
Brandi Hansen
Central MN Realty LLC
Buyer's Agent
Jenessa Schendzielos
RE/MAX Results
List Price
$679,900
Sold Price
$550,000
Premium/Discount to List
-$129,900
-19.11%
Views
545
Current Estimated Value
$644,448

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,448
Avg. Annual Appreciation
32.71%
Original Mortgage
$531,643
Outstanding Balance
$483,176
Interest Rate
8.1%
Mortgage Type
FHA
Estimated Equity
$161,272

Purchase Details

Closed on
Mar 26, 2021
Sold by
Bradford Kourtney N
Bought by
Houle Kourtney N

Purchase Details

Closed on
Sep 14, 2020
Sold by
Rhi Llc
Bought by
Bradford Kourtney N

Purchase Details

Closed on
Jul 1, 1998
Sold by
Carter Duane
Bought by
Jappert Donald

Purchase Details

Closed on
Apr 9, 1992
Sold by
Cress Thomas
Bought by
Carter Duane
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $550,000 Key Title & Closing Services
Deed $550,000 --
Warranty Deed $550,000 Key Title & Closing Services
Deed -- None Available
Warranty Deed $495,700 None Available
Warranty Deed $495,700 None Available
Deed $191,000 --
Deed $200,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $531,643 FHA
Closed $531,643 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/16/2025 06/16/25 Sold $550,000 -8.2% $135 / Sq Ft
05/19/2025 05/19/25 Pending -- -- --
03/03/2025 03/03/25 Price Changed $599,000 -7.8% $147 / Sq Ft
10/01/2024 10/01/24 Price Changed $650,000 -4.4% $159 / Sq Ft
08/29/2024 08/29/24 For Sale $679,900 -- $166 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,734 $792,300 $174,700 $617,600
2024 $6,734 $750,600 $158,700 $591,900
2023 $6,384 $721,800 $158,700 $563,100
2022 $5,670 $549,200 $137,900 $411,300
2021 $5,084 $549,200 $137,900 $411,300
2020 $5,278 $495,800 $137,900 $357,900
2019 $4,948 $489,100 $137,900 $351,200
2018 $3,666 $326,000 $129,700 $196,300
2017 $3,760 $309,400 $127,700 $181,700
2016 $3,330 $0 $0 $0
2015 $3,204 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6590531

NorthstarMLS

APN: 17.09734.0000