Estimated payment $3,588/month
Highlights
- Home fronts navigable water
- Canoe or Kayak Water Access
- Eat-In Gourmet Kitchen
- Davidsonville Elementary School Rated A-
- Fishing Allowed
- Open Floorplan
About This Home
Don’t miss this beautifully updated, turnkey townhome in the highly sought-after Waterford community in Riva. Filled with natural light, the main level features wide plank flooring and a seamless, open-concept layout designed for both everyday living and effortless entertaining. The bright, inviting kitchen boasts white cabinetry, granite countertops, and stainless steel appliances, flowing perfectly onto a private deck overlooking serene, wooded views. The spacious family room and separate dining area create an ideal setting for gatherings, while a convenient main-level half bath adds everyday functionality. Upstairs, the primary suite is a true retreat, featuring vaulted ceilings, a large walk-in closet, and a spa-inspired bath complete with a freestanding soaking tub, double vanity, and walk-in shower. Two additional generously sized bedrooms and a well-appointed full bath complete the upper level. The finished lower level offers a versatile recreation room with direct access to a second outdoor patio, an additional half bath, a laundry area, and a welcoming entry foyer. Enjoy all that Waterford has to offer, including water access, community pier on Beards Creek for fishing, crabbing and launching kayaks or paddle boards, kayak, canoe and paddleboard storage racks, and walking/jogging paths, a large open community field, tot lot/playground, basketball court and picnic/common areas. Ideally located just minutes from Routes 50 and 97 and all the dining, shopping, and charm of Annapolis, this move-in-ready home truly has it all.
Listing Agent
(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC Brokerage Phone: 8888607369 License #650285 Listed on: 09/09/2026
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,229
Year Built
- Built in 1996
Lot Details
- 1,760 Sq Ft Lot
- Home fronts navigable water
- Creek or Stream
HOA Fees
- $81 Monthly HOA Fees
Parking
- 1 Car Direct Access Garage
- Oversized Parking
- Front Facing Garage
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 2,182 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Family Room Off Kitchen
- Combination Kitchen and Dining Room
- Recreation Room
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Interior and Exterior Basement Entry
- Garage Access
- Space For Rooms
- Basement Windows
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 160
- Assessor Parcel Number 020102690079297
Community Details
Overview
- Association fees include common area maintenance, pier/dock maintenance, road maintenance, snow removal
- Proco HOA
- Waterford Subdivision
Amenities
- Picnic Area
Recreation
- 1 Community Docks
- Community Playground
- Fishing Allowed
Pet Policy
- Dogs and Cats Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $5,269 | $461,800 | $210,000 | $251,800 |
| 2025 | $5,269 | $441,067 | ||
| 2024 | $5,046 | $420,333 | ||
| 2023 | $4,729 | $399,600 | $210,000 | $189,600 |
| 2022 | $4,431 | $399,600 | $210,000 | $189,600 |
| 2020 | $4,261 | $408,700 | $200,000 | $208,700 |
| 2019 | $4,179 | $392,433 | $0 | $0 |
| 2018 | $3,814 | $376,167 | $0 | $0 |
| 2017 | $3,910 | $359,900 | $0 | $0 |
| 2016 | -- | $348,200 | $0 | $0 |
| 2015 | -- | $336,500 | $0 | $0 |
| 2014 | -- | $324,800 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/24/2026 09/24/26 | Price Changed | $539,900 | -1.8% | $247 / Sq Ft |
| 09/09/2026 09/09/26 | For Sale | $549,900 | -- | $252 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $490,000 | Wfg National Title | |
| Deed | $375,000 | Title Resources Guaranty Co | |
| Deed | $412,000 | -- | |
| Deed | $287,500 | -- | |
| Deed | -- | -- | |
| Deed | $175,690 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $398,800 | New Conventional | |
| Closed | $392,000 | New Conventional | |
| Previous Owner | $356,250 | New Conventional | |
| Previous Owner | $329,600 | Purchase Money Mortgage |
Source: Bright MLS
MLS Number: MDAA2156360
APN: 01-026-90079297
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