3228 Gainer Rd Chipley, FL 32428
Estimated payment $921/month
Highlights
- No HOA
- Central Heating and Cooling System
- 2 Car Garage
- Formal Dining Room
- Ceiling Fan
- Carpet
About This Home
Set on a spacious 1-acre lot, this 3-bedroom, 1.5-bath home, built in 1975, offers timeless character with endless potential. The home carries a classic 70s charm, providing the perfect canvas for modern aesthetic updates to truly make it your own. A two-car garage adds convenience, while the generous lot size allows plenty of room for expansion, outdoor living, or future customization. With thoughtful interior modernizing, this property has all the ingredients to become a true forever home. Ideally located just outside the Chipley city limits, this property offers the peace of country-style living while remaining close to everyday conveniences. Enjoy easy access to Chipley, a straightforward drive to Panama City, and convenient proximity to Bonifay, making this a great option for those seeking space without sacrificing connectivity. Whether you’re looking to renovate, personalize, or invest in long-term potential, this home delivers opportunity, flexibility, and a setting that invites vision and growth.
Home Details
Home Type
- Single Family
Year Built
- Built in 1975
Lot Details
- 1 Acre Lot
Parking
- 2 Car Garage
Home Design
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
Interior Spaces
- 1,368 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Formal Dining Room
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- Local School In County Elementary And Middle School
- Local School In County High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 000000000006920003
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $155 | $58,949 | -- | -- |
| 2024 | $135 | $57,288 | -- | -- |
| 2023 | $132 | $55,619 | $0 | $0 |
| 2022 | $150 | $53,999 | $0 | $0 |
| 2021 | $151 | $52,426 | $0 | $0 |
| 2020 | $150 | $51,702 | $0 | $0 |
| 2019 | $151 | $50,540 | $0 | $0 |
| 2018 | $152 | $49,598 | $0 | $0 |
| 2017 | $155 | $48,578 | $5,000 | $43,578 |
| 2016 | $377 | $48,736 | $0 | $0 |
| 2015 | $267 | $41,644 | $0 | $0 |
| 2014 | -- | $41,313 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/09/2026 02/09/26 | For Sale | $170,000 | -- | $124 / Sq Ft |
Source: Pensacola Association of REALTORS®
MLS Number: 677003
APN: 00000000-00-0692-0003
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Ask me questions while you tour the home.