NOT LISTED FOR SALE

Estimated Value: $377,000 - $384,000

2 Beds
2 Baths
1,404 Sq Ft
$271/Sq Ft Est. Value

Last Sold February 24, 2022

Last sale price $282,000 $201 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $2,682/month

22 Days on Market

Highlights

  • Formal Dining Room
  • Davis Primary School Rated A-
  • 4-minute walk to Lincoln Park

About This Home

As of February 2022

Gorgeous brick home in historic St. Charles. Just blocks from the river and all that downtown STC has to offer! 2 bed, 1 1/2 baths. Master bedroom has walk-in closet. Den on first floor could easily be converted to 3rd bedroom. Living room, dining room, kitchen with island seating (remodeled in 2015, with windows replaced), pantry. Hardwood floors throughout. Huge 8,712 sf, fenced yard with 18x16 ft composite deck and shed. Newly excavated flagstone path leads to gardens just waiting for your touch. So much potential to add on to house and make it your own! Front porch rebuilt 2018, exterior doors replaced 2015. Please see information sheet for improvements.

Last Agent to Sell the Property

Kate Durham

Keller Williams Inspire - Geneva License #475172051 Listed on: 01/01/2022

Keller Williams Inspire - Geneva

Last Buyer's Agent

Nancy Cox

Baird & Warner Fox Valley - Geneva License #475121849

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,360

Year Built

  • 1840

Lot Details

  • 8,712

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2-Story Property
  • Formal Dining Room
  • Unfinished Basement

Parking

  • Gravel Driveway
  • Uncovered Parking
  • On-Site Parking
  • Parking Included in Price

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,360

Year Built

1840

Lot Details

0

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Directions: Main street, south on 4th street. Left on Illinois. House is on the corner of 4th st. and Illinois St.
  • Lot Size: 8712
  • New Construction: No
  • Ownership: Fee Simple
  • Special Features: None
  • Year Built: 1840

Interior Features

  • Has Basement: Full
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1404
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Possible Bedrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Hardwood Floors
  • Dining Room Type: Pantry

Exterior Features

  • Exterior Features: Deck
  • Exterior Building Type: Brick
  • Other Structures: Shed(s)
  • Waterfront: No

Garage/Parking

  • Parking Features: Driveway
  • Number of Cars: 2
  • Driveway: Gravel
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: N/A
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee Frequency: Not Required
  • Association Fee Frequency: Not Applicable

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Davis Elementary School
  • Junior High Dist: 303

Lot Info

  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Additional Parcels: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Exemptions: Homeowner,Other
  • Tax Annual Amount: 6199.56
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 1, 2022
Closed on
Feb 24, 2022
Sold by
Duplantis Erika S
Bought by
Rutter David A and Rutter Julie B
Seller's Agent
Kate Durham
Keller Williams Inspire - Geneva
Buyer's Agent
Nancy Cox
Baird & Warner Fox Valley - Geneva
List Price
$300,000
Sold Price
$282,000
Premium/Discount to List
-$18,000
-6%
Current Estimated Value
$380,400

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$98,400
Avg. Annual Appreciation
8.03%
Original Mortgage
$182,000
Outstanding Balance
$170,029
Interest Rate
3.75%
Mortgage Type
New Conventional
Estimated Equity
$200,073

Purchase Details

Closed on
Mar 19, 2002
Sold by
Hall Jeremiah H and Hall Lisa M
Bought by
Duplantis Erika S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,200
Interest Rate
6.82%

Purchase Details

Closed on
Apr 28, 2000
Sold by
Dispensa Joseph and Dispensa Jennifer L
Bought by
Hall Jeremiah H and Shields Lisa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,276
Interest Rate
8.26%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 29, 1994
Sold by
Walter Mary and Green Bernice S
Bought by
Dispensa Joseph and Dispensa Jennifer L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,150
Interest Rate
8.53%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rutter David A $282,000 Fidelity National Title
Duplantis Erika S $191,500 First American Title Co
Hall Jeremiah H $163,500 Law Title
Dispensa Joseph $62,333 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rutter David A $182,000
Previous Owner Przybylinski Erika S $13,000
Previous Owner Duplantis Erika $171,500
Previous Owner Duplantis Erika S $153,200
Previous Owner Hall Jeremiah H $154,381
Previous Owner Hall Jeremiah H $150,276
Previous Owner Dispensa Joseph $84,150
Closed Duplantis Erika S $28,725
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/24/2022 02/24/22 Sold $282,000 -6.0% $201 / Sq Ft
01/24/2022 01/24/22 Pending -- -- --
01/01/2022 01/01/22 For Sale $300,000 -- $214 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,360 $107,154 $35,378 $71,776
2023 $7,035 $95,905 $31,664 $64,241
2022 $6,535 $87,333 $31,728 $55,605
2021 $6,270 $83,246 $30,243 $53,003
2020 $6,200 $81,694 $29,679 $52,015
2019 $6,084 $80,076 $29,091 $50,985
2018 $5,983 $78,137 $27,984 $50,153
2017 $5,820 $75,465 $27,027 $48,438
2016 $6,104 $72,815 $26,078 $46,737
2015 -- $74,016 $25,797 $48,219
2014 -- $72,446 $25,797 $46,649
2013 -- $69,477 $26,055 $43,422
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11280736

Midwest Real Estate Data (MRED)

APN: 09-34-113-001