M
Seller's Agent in 2012
Michael Whiting
David Lyng Real Estate
323 Loyola Dr Aptos, CA 95003
Rio del Mar NeighborhoodEstimated Value: $1,330,000 - $1,656,340
4
Beds
3
Baths
1,800
Sq Ft
$804/Sq Ft
Est. Value
Highlights
- Primary Bedroom Suite
- Deck
- Wood Flooring
- Rio Del Mar Elementary School Rated 9+
- Traditional Architecture
- Garden View
About This Home
As of April 2012This property exudes a “storybook charm” and shows pride-of-ownership. You’ll find rich wood floors throughout the home that tie in well with tasteful hardwood enhancements such as natural wood doors, window trim and exposed ceiling beams. Highlights include: a separate office, 2 ceramic log fp’s, large lot, radiant heated bath floors, basement workshop and large parcel.
Last Agent to Sell the Property
Michael Whiting
David Lyng Real Estate License #00974801 Listed on: 03/06/2012
Last Buyer's Agent
Joell Mower
David Lyng Real Estate License #01001133
Home Details
Home Type
- Single Family
Year Built
- Built in 1963
Lot Details
- 0.25
Parking
- No Garage
Home Design
- Traditional Architecture
- Composition Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,800 Sq Ft Home
- 2-Story Property
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room with Fireplace
- Combination Dining and Living Room
- Den
- Workshop
- Storage Room
- Garden Views
Kitchen
- Built-In Oven
- Disposal
Flooring
- Wood
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- 3 Full Bathrooms
- Low Flow Toliet
- Bathtub with Shower
- Walk-in Shower
Outdoor Features
- Deck
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Radiant Heating System
- 220 Volts
- Sewer Within 50 Feet
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 044-192-055
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 22, 2025
Sold by
Cheney Matthew
Bought by
Cheney Matthew and Cheney Lauren
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,100
Outstanding Balance
$303,712
Interest Rate
6.75%
Mortgage Type
Credit Line Revolving
Estimated Equity
$1,144,123
Purchase Details
Closed on
Dec 9, 2019
Sold by
Cheney Matthew and Cheney Lauren
Bought by
Cheney Matthew
Purchase Details
Listed on
Mar 6, 2012
Closed on
Apr 16, 2012
Sold by
Nichols Richard K and Nichols Carol L
Bought by
Cheney Matthew and Cheney Lauren
Seller's Agent
Michael Whiting
David Lyng Real Estate
Buyer's Agent
Joell Mower
David Lyng Real Estate
List Price
$625,000
Sold Price
$630,000
Premium/Discount to List
$5,000
0.8%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.16%
Original Mortgage
$504,000
Interest Rate
3.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 16, 2004
Sold by
Crane Anthony and Crane Lisa
Bought by
Nichols Richard K and Nichols Carol L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$527,600
Interest Rate
5.86%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 26, 2002
Sold by
Crane Anthony and Crane Lisa
Bought by
Crane Anthony and Crane Lisa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
5.37%
Purchase Details
Closed on
Jul 31, 1998
Sold by
Crane Anthony and Coury Lisa
Bought by
Crane Anthony and Coury Lisa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,500
Interest Rate
6.93%
Purchase Details
Closed on
Jun 11, 1997
Sold by
Morris Eva M and Morris Robert T Jr A
Bought by
Crane Anthony and Coury Lisa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,000
Interest Rate
7.75%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Cheney Matthew | -- | First American Title Company | |
| Cheney Matthew | -- | None Available | |
| Cheney Matthew | $630,000 | Old Republic Title Company | |
| Nichols Richard K | $659,500 | Santa Cruz Title Company | |
| Crane Anthony | -- | First American Title Co | |
| Crane Anthony | -- | -- | |
| Crane Anthony | $217,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Cheney Matthew | $304,100 | |
| Previous Owner | Cheney Matthew | $504,000 | |
| Previous Owner | Nichols Richard K | $527,600 | |
| Previous Owner | Crane Anthony | $375,000 | |
| Previous Owner | Crane Anthony | $217,500 | |
| Previous Owner | Crane Anthony | $174,000 | |
| Closed | Crane Anthony | $174,900 | |
| Closed | Nichols Richard K | $65,950 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/27/2012 04/27/12 | Sold | $630,000 | 0.0% | $350 / Sq Ft |
| 03/15/2012 03/15/12 | Price Changed | $630,000 | +0.8% | $350 / Sq Ft |
| 03/13/2012 03/13/12 | Pending | -- | -- | -- |
| 03/06/2012 03/06/12 | For Sale | $625,000 | -- | $347 / Sq Ft |
Source: MLSListings
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,186 | $837,198 | $474,790 | $362,408 |
| 2023 | $9,729 | $782,638 | $456,353 | $326,285 |
| 2022 | $9,292 | $745,675 | $447,405 | $298,270 |
| 2021 | $9,057 | $731,054 | $438,632 | $292,422 |
| 2020 | $8,904 | $723,558 | $434,135 | $289,423 |
| 2019 | $8,746 | $709,370 | $425,622 | $283,748 |
| 2018 | $8,508 | $695,462 | $417,277 | $278,185 |
| 2017 | $8,429 | $681,823 | $409,093 | $272,730 |
| 2016 | $8,221 | $668,454 | $401,072 | $267,382 |
| 2015 | $8,138 | $658,414 | $395,048 | $263,366 |
| 2014 | $7,948 | $645,517 | $387,310 | $258,207 |
Source: Public Records
Agents Affiliated with this Home
-
-
J
Buyer's Agent in 2012
Joell Mower
David Lyng Real Estate
Map
Source: MLSListings
MLS Number: ML81208509
APN: 044-192-55-000
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