NOT LISTED FOR SALE

324 E Beach Dr Unit 701 Panama City, FL 32401

South Panama City Neighborhood

Estimated Value: $228,000 - $240,000

1 Bed
1 Bath
664 Sq Ft
1985 Built

Sale Details

Date Sold: March 18, 2026

Last sale price $230,000 $346 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,531 / mo

Highlights

  • Community Boat Dock
  • Deeded access to the beach
  • Bay View
  • Beach
  • In Ground Pool
  • Elevator

About This Home

As of March 2026

An amazing one bedroom, one bathroom waterfront condominium with gorgeous views of St. Andrews Bay and Massalina Bayou. Conveniently located on Beach Drive, in the highly desirable Cove neighborhood. From the spacious balcony enjoy awesome sunsets! You will be the envy of your friends with front row seats for the Christmas Boat Parade and the 4th of July Fireworks! Ready for some tasty seafood? Just a short walk across the draw bridge and you have arrived at Tarpon Dock Seafood Restaurant known for their fresh seafood and friendly atmosphere. Or, hop on your golf cart and explore Downtown for savory food at Ferruci's and home brew at the History Class. Stroll through the outdoor farmer's market, trendy boutiques and more in the heart of Panama City. Large windows allow for plenty of natural light with luxury vinyl plank flooring through out the living area and tile in the kitchen and bathroom. Amenities include: bay front pool, sandy beach, boat dock, gazebo and community room! Assigned, covered parking space. Pets allowed. No short-term rentals. Come today and fall in love with Cove Harbor Condominium, coastal living at its best!

Last Agent to Sell the Property

Maureen Hess

Miller & Associates Realty License #3163319 Listed on: 02/18/2026

Miller & Associates Realty

Last Buyer's Agent

Abbott Martin Group

EXP Realty LLC

EXP Realty LLC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,182

Year Built

  • Built in 1985

Parking

  • No Garage

Property Views

  • Bay
  • Bayou

Home Design

  • Entry on the 7th floor
  • Steel Frame
  • Membrane Roofing
  • Stucco

Interior Spaces

  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Stacked Washer and Dryer

Kitchen

  • Electric Oven
  • Electric Range

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Home Security

Outdoor Features

  • In Ground Pool
  • Deeded access to the beach
  • Docks
  • Balcony

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Property has a Home Owners Association
  • 40 Units
  • High-Rise Community
  • Cove Harbor Subdivision
  • 8-Story Property

Amenities

  • Community Barbecue Grill
  • Elevator

Recreation

  • Community Boat Dock
  • Beach
  • Community Pool

Security

  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,182

Year Built

Built in 1985

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1985
  • Property Sub Type: Condominium
  • Lot Size: 0
  • Road Frontage Type: City Street
  • Subdivision Name: Cove Harbor
  • Architectural Style: High Rise
  • Entry Level: 7
  • New Construction: No
  • Building Stories: 8
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 8

Interior Features

  • Appliances: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Dining Room Type: Bedroom, Kitchen, Living Room
  • Stories: 8
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: In Ground, Community
  • View: Bay, Bayou
  • View: Yes
  • Waterfront Features: Bayfront
  • Waterfront: Yes
  • Construction Type: Concrete, Steel Frame, Stucco
  • Exterior Features: Dock
  • Patio And Porch Features: Balcony
  • Roof: Membrane

Garage/Parking

  • Parking Features: No Garage
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Cable Connected, Electricity Available
  • Security Features: Fire Sprinkler System, Window Bars
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Laundry Features: Stacked
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue, Beach, Dock, Elevator, Pool, Community Pool
  • Amenities: Beach Rights, Dock, Gazebo, Barbecue
  • Association: Yes

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Sprinkler System
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Total: 40
  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 3182.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 18, 2026
Closed on
Mar 18, 2026
Sold by
Bought by
Seller's Agent
Maureen Hess
Miller & Associates Realty
Buyer's Agent
Abbott Martin Group
EXP Realty LLC
List Price
$239,900
Sold Price
$230,000
Premium/Discount to List
-$9,900
-4.13%
Views
78
Current Estimated Value
$234,930

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,930
Avg. Annual Appreciation
8.85%
Original Mortgage
$180,000
Outstanding Balance
$179,825
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$55,105

Purchase Details

Listed on
Nov 2, 2024
Closed on
Feb 6, 2025
Sold by
Bought by
Seller's Agent
Ron Carroll
Probitas Realty, Inc.
Buyer's Agent
Jennifer Mackay
Counts Real Estate Group
List Price
$235,000
Sold Price
$230,000
Premium/Discount to List
-$5,000
-2.13%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%

Purchase Details

Closed on
Dec 24, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
5.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 2, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
6.42%

Purchase Details

Closed on
Jul 27, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
6.65%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$230,000 None Listed On Document
$230,000 Mti Title
$175,000 Dba Bay County Land & Abstra
-- --
$85,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $180,000
Previous Owner $140,000
Previous Owner $68,000
Previous Owner $68,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/18/2026 03/18/26 Sold $230,000 -4.1% $346 / Sq Ft
02/18/2026 02/18/26 Pending -- -- --
02/18/2026 02/18/26 For Sale $239,900 0.0% $361 / Sq Ft
02/04/2026 02/04/26 Pending -- -- --
01/27/2026 01/27/26 For Sale $239,900 0.0% $361 / Sq Ft
01/17/2026 01/17/26 Pending -- -- --
01/13/2026 01/13/26 Price Changed $239,900 -2.1% $361 / Sq Ft
12/14/2025 12/14/25 For Sale $245,000 +6.5% $369 / Sq Ft
02/06/2025 02/06/25 Sold $230,000 -2.1% $346 / Sq Ft View Prior Sale
12/19/2024 12/19/24 Pending -- -- --
10/31/2024 10/31/24 For Sale $235,000 -- $354 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,182 $138,673 -- $138,673
2024 $794 $182,750 -- $182,750
2023 $794 $67,633 $0 $0
2022 $719 $65,663 $0 $0
2021 $403 $35,062 $0 $35,062
2020 $405 $35,062 $0 $35,062
2019 $155 $35,062 $0 $35,062
2018 $455 $63,750 $0 $0
2017 $494 $70,000 $0 $0
2016 $505 $70,000 $0 $0
2015 $612 $78,352 $0 $0
2014 $608 $78,352 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Maureen Hess

    Seller's Agent in 2026

    Maureen Hess

    Miller & Associates Realty

    (850) 319-9231

    5 in this area

    29 Total Sales

    Maureen Hess
    Section Image
  • Abbott Martin Group

    Buyer's Agent in 2026

    Abbott Martin Group

    EXP Realty LLC

    (850) 460-2900

    2 in this area

    999 Total Sales

    Abbott Martin Group
    Section Image

  • R

    Seller's Agent in 2025

    Ron Carroll

    Probitas Realty, Inc.

    (850) 545-0031

    2 in this area

    4 Total Sales

    Ron Carroll
    Section Image
  • Jennifer Mackay

    Buyer's Agent in 2025

    Jennifer Mackay

    Counts Real Estate Group

    (850) 774-6582

    1 in this area

    39 Total Sales

    Jennifer Mackay
    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 782655

Central Panhandle Association of REALTORS®

APN: 19536-032-000

Florida Bay County Panama City 32401 South Panama City

324 E Beach Dr Unit 701, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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