NOT LISTED FOR SALE

324 E Water St Saint Charles, MI 48655

Estimated Value: $121,000 - $138,000

3 Beds
1 Bath
1,482 Sq Ft
$90/Sq Ft Est. Value

Last Sold September 12, 2023

Last sale price $103,000 $70 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $847/month

8 Days on Market

Highlights

  • Wood Flooring
  • Fenced Yard
  • 2 Car Attached Garage
  • Farmhouse Style Home
  • Porch
  • Forced Air Heating and Cooling System

About This Home

As of September 2023

3 bed, 1 1/2 bath spacious farm house located across the street from the Bad River and the Saginaw Valley Rail Trail! Large fenced in backyard. Inside you will find many updates such as a new furnace and central air 2021; water heater and electrical system new in 2015; new windows, doors and retro-foam insulation 2017.

Last Agent to Sell the Property

Nicole Devereaux

Re/max TriCounty License #SBR-6501433577 Listed on: 08/03/2023

Re/max TriCounty

Last Buyer's Agent

Jacob Newman

THE HOME OFFICE REALTY LLC License #SAOR-6501408964

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1900

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 80 x 167
  • Fenced Yard
  • Cleared Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Farmhouse Style Home
  • Wood Siding

Interior Spaces

  • 1,482 Sq Ft Home
  • 1.5-Story Property
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave

Flooring

  • Wood
  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Porch
  • Flood Risk

Listing and Financial Details

  • Assessor Parcel Number 24-10-3-05-0113-001

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,639

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Farm House
  • Structure Style: 1 1/2 Story
  • Flood Plain: 100 Year
  • Total Tax Amount: 1638.78
  • Year Built: 1900
  • Mail City: Saint Charles
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Microwave, Range/Oven, Refrigerator
  • Bedrooms: 3
  • Bedroom 1: On Entry Level, Dimensions: 11 x 15
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On 2nd Floor, Dimensions: 11 x 14
  • Bedroom 2 Floor Covering: Wood
  • Bedroom 3: On 2nd Floor, Dimensions: 11 x 13
  • Bedroom 3 Floor Covering: Wood
  • Full Bathrooms: 1
  • Total Bathrooms: 2
  • Bathroom 1: Dimensions: 8 x 7, On Level: Second, Flooring: Laminate
  • Dining Room: On Entry Level, Dimensions: 8 x 14
  • Dining Room Floor Covering: Carpet
  • Kitchen: On Entry Level, Dimensions: 14 x 8
  • Kitchen Floor Covering: Linoleum
  • Living Room: On Entry Level, Dimensions: 12 x 14
  • Living Room Floor Covering: Carpet
  • Other Room 2: Dimensions: 11x20, On Level: Entry, Flooring: Laminate
  • Half Bathrooms: 1
  • Above Grade Finished Sq Ft: 1482
  • Total Finished Sq Ft: 1482

Exterior Features

  • Exterior: Wood
  • Exterior Features: Fenced Yard, Porch
  • Foundation: Crawl
  • Frontage: 80
  • Road: Paved Street
  • Sideof Street: S
  • Frontage Type: Road

Garage/Parking

  • Garage: Attached Garage, Electric in Garage
  • Garage Spaces: 2
  • Parking: Garage
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Cooling: Central A/C

Lot Info

  • Assessor Parcel Number: 24-10-3-05-0113-001
  • Zoning: Residential
  • Lot Dimensions: 80 x 167
  • Acreage: 0.28
  • Geo Subdivision: MI
  • Site/Lot Features: Cleared

Tax Info

  • Summer Tax: Year: 2023, Amount: $349.21
  • Winter Tax: Year: 2022, Amount: $621.82
  • Taxable Value: 31873
  • Total Tax: Amount: $1,638.78
  • Village Tax: 667.75
  • Village Tax Year: 2023
  • SEV Year: 2023

MLS Schools

  • School District: St Charles Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2023
Closed on
Sep 8, 2023
Sold by
Schimmoller Kory
Bought by
Mort Spencer C
Seller's Agent
Nicole Devereaux
Re/max TriCounty
Buyer's Agent
Jacob Newman
THE HOME OFFICE REALTY LLC
List Price
$109,000
Sold Price
$103,000
Premium/Discount to List
-$6,000
-5.5%
Views
43
Current Estimated Value
$132,813

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,813
Avg. Annual Appreciation
13.85%
Original Mortgage
$95,000
Outstanding Balance
$93,053
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$39,760
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mort Spencer C $103,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mort Spencer C $95,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/12/2023 09/12/23 Sold $103,000 -5.5% $70 / Sq Ft
08/11/2023 08/11/23 Pending -- -- --
08/03/2023 08/03/23 For Sale $109,000 -- $74 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,490 $51,100 $0 $0
2024 $1,490 $50,000 $0 $0
2023 $1,017 $45,000 $0 $0
2022 $1,599 $38,500 $0 $0
2021 $1,493 $35,800 $0 $0
2020 $1,469 $33,300 $0 $0
2019 $818 $31,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Nicole Devereaux

    Seller's Agent in 2023

    Nicole Devereaux

    RE/MAX Michigan

    (989) 545-1511

    40 Total Sales

    Nicole Devereaux
    Section Image

  • J

    Buyer's Agent in 2023

    Jacob Newman

    THE HOME OFFICE REALTY LLC

    Section Image
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Map

Source: Michigan Multiple Listing Service

MLS Number: 50117616

Michigan Multiple Listing Service

APN: 24103050113001

Michigan Saginaw County Saint Charles 48655

324 E Water St, Saint Charles, MI

This home is located at 324 E Water St, Saint Charles, MI 48655 since 03 August 2023 and is currently estimated at $132,813, approximately $89 per square foot. This property was built in 1900. 324 E Water St is a home located in Saginaw County with nearby schools including St. Charles Elementary School and St. Charles Community Middle/High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Michigan Multiple Listing Service Source MLS: MiRealSource
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